Like some help? Call us toll free
1-866-934-7283
Find a Loan Expert or Realtor

Get approved instantly
for a low rate, low fee home loan that’s perfect for you.

As the eighth largest retail mortgage company in the country, we’ve provided more than $14.7 billion in home loans in 2012 alone, with a 96 percent customer satisfaction rating.

Applying online is secure & fast, and includes unparalleled customer service delivered by our friendly Home Purchase ExpertsSM.

Get started today and save $150
Loan technology designed to save you time and money
Our loan process makes it easy for you to select and price a loan that’s right for you. Here’s how...
1. Choose your loan and customize your rate

Tell us what you want and we’ll get you real time rates on any loan you prefer.

Find the loan that’s right for you →
2. Get your free credit score from all 3 bureaus

As part of your Home Loan Application receive a credit report including all three credit bureaus - free!

Get started now →
3. Get approved - instantly

Using Guaranteed Rate’s automated underwriting service you’ll get an approval letter to purchase your home - in just minutes.

Get your approval letter →
4. Track your loan from start to finish - anytime you want

Get notified at each step of your loan with online access to your loan’s status - 24/7.

Get started now →
Get started today and save $150
Low rates and low fees
We're the Home Purchase ExpertsSM, focused on providing low cost mortgages, and we compare our rates versus competitors’ every day.
Check out our low rates
Local and nearby
With more than 161 branches, we provide home loans in all 50 states.
Find a branch near you
Or call us now at 1-866-934-7283
Thousands of happy customers
We love helping customers and they give us a 96% satisfaction rating.
Read what our customers are saying
Guaranteed Rate, Inc. is a BBB Accredited Mortgage Banker in Chicago, IL