<?xml version="1.0" encoding="utf-8"?><channel>
	<title>Guaranteed Rate RateChart</title>
	<link>http://www.guaranteedrate.com/</link>
	<description>Guaranteed Rate XML Rate Feed</description>
	<lastBuildDate>Thu, 17 May 2012 07:33:20 CDT</lastBuildDate>
	<copyright>All content copyright 2012 Guaranteed Rate</copyright>
	<language>en-us</language>
<_15YrFixed>
<rate><lender>Bank of America</lender><rate>0.03</rate><pointsDollars>2625</pointsDollars><lenderFees>1719</lenderFees><totalFees>4344</totalFees><apr>0.03207</apr></rate><rate><lender>Citi Mortgage</lender><rate>0.035</rate><pointsDollars>0</pointsDollars><lenderFees>4763</lenderFees><totalFees>4763</totalFees><apr>0.0373</apr></rate><rate><lender>GMAC</lender><rate>0.03</rate><pointsDollars>5085</pointsDollars><lenderFees>124</lenderFees><totalFees>5209</totalFees><apr>0.03248</apr></rate><rate><lender>Guaranteed Rate</lender><rate>0.03125</rate><pointsDollars>0</pointsDollars><lenderFees>1275</lenderFees><totalFees>1275</totalFees><apr>0.03186</apr></rate><rate><lender>Harris</lender><rate>0.03375</rate><pointsDollars>0</pointsDollars><lenderFees>1160</lenderFees><totalFees>1160</totalFees><apr>0.03431</apr></rate><rate><lender>US Bank</lender><rate>0.0325</rate><pointsDollars>0</pointsDollars><lenderFees>2247</lenderFees><totalFees>2247</totalFees><apr>0.03358</apr></rate></_15YrFixed>
<_30YrFixed>
<rate><lender>Bank of America</lender><rate>0.0375</rate><pointsDollars>3375</pointsDollars><lenderFees>1684</lenderFees><totalFees>5059</totalFees><apr>0.03887</apr></rate><rate><lender>Chase</lender><rate>0.0375</rate><pointsDollars>750</pointsDollars><lenderFees>1571</lenderFees><totalFees>2321</totalFees><apr>0.03813</apr></rate><rate><lender>Citi Mortgage</lender><rate>0.04125</rate><pointsDollars>0</pointsDollars><lenderFees>4803</lenderFees><totalFees>4803</totalFees><apr>0.04258</apr></rate><rate><lender>GMAC</lender><rate>0.0375</rate><pointsDollars>5835</pointsDollars><lenderFees>188</lenderFees><totalFees>6023</totalFees><apr>0.03913</apr></rate><rate><lender>Guaranteed Rate</lender><rate>0.0375</rate><pointsDollars>0</pointsDollars><lenderFees>1275</lenderFees><totalFees>1275</totalFees><apr>0.03785</apr></rate><rate><lender>Harris</lender><rate>0.04</rate><pointsDollars>0</pointsDollars><lenderFees>1161</lenderFees><totalFees>1161</totalFees><apr>0.04032</apr></rate><rate><lender>US Bank</lender><rate>0.03875</rate><pointsDollars>0</pointsDollars><lenderFees>2267</lenderFees><totalFees>2267</totalFees><apr>0.03937</apr></rate></_30YrFixed>
<_5YrArm>
<rate><lender>Bank of America</lender><rate>0.0275</rate><pointsDollars>2625</pointsDollars><lenderFees>0</lenderFees><totalFees>2625</totalFees><apr>0.03271</apr></rate><rate><lender>Guaranteed Rate</lender><rate>0.02875</rate><pointsDollars>0</pointsDollars><lenderFees>1275</lenderFees><totalFees>1275</totalFees><apr>0.03192</apr></rate><rate><lender>Quicken</lender><rate>0.02625</rate><pointsDollars>6000</pointsDollars><lenderFees>0</lenderFees><totalFees>6000</totalFees><apr>0.03242</apr></rate><rate><lender>US Bank</lender><rate>0.02875</rate><pointsDollars>0</pointsDollars><lenderFees>2250</lenderFees><totalFees>2250</totalFees><apr>0.0358</apr></rate></_5YrArm>
<_5YrJumboArm>
<rate><lender>Chase</lender><rate>0.03375</rate><pointsDollars>625</pointsDollars><lenderFees>7527.56</lenderFees><totalFees>8152.56</totalFees><apr>0.03329</apr></rate><rate><lender>Guaranteed Rate</lender><rate>0.03125</rate><pointsDollars>0</pointsDollars><lenderFees>1275</lenderFees><totalFees>1275</totalFees><apr>0.03265</apr></rate></_5YrJumboArm>
</channel>
