A SINGULAR FOCUS ON FINDING A “BETTER WAY”
Our leadership team approaches every single day as another opportunity to better serve you by making the Guaranteed Rate mortgage experience even better and more cost effective.
The Disruptors
We are not your average mortgage company. We are a unique team of experts with a mission of empowering borrowers with better loan products, cutting-edge technology, transparent terms and expert advice. Our founder, Victor Ciardelli, leads a team of ambitious and creative thinkers who believe in the disruptive nature of Guaranteed Rate’s unique business model, and who understand that the mortgage revolution we began in 2000 requires constant nurturing, reinvention and commitment.

Victor Ciardelli
Founder & CEO

Nikolaos Athanasiou
Chief Operating Officer

John Elias
Chief Revenue & Strategy Officer

Ted Ahern
Chief Investment Officer

Lizzie Garner
Executive Vice President

Tej Brar
Chief Product Officer

Neil Hayes
General Counsel

Ken Kane
Chief Financial Officer

Rebecca Blabolil
Chief Compliance Officer

Steve Moffat
Chief Marketing Officer

Brendan Noonan
Chief Brand Officer

Craig Lombardi
President Online

Matt Harmon
Executive Vice President

Jim Hettinger
Executive Vice President

Kasey Marty
Executive Vice President

Scott Ubersox
Executive Vice President

Chris Knapp
Chief Retail Production Officer - East

James Elliott
Chief Retail Production Officer - West

Julia Borst
Divisional Sales Manager

Pat Bolan
Divisional Sales Manager

Jeff Nelson
Divisional Sales Manager

John Palmiotto
Divisional Sales Manager

Denis St. Marie
Divisional Sales Manager

Jim Eboli
Divisional Sales Manager