Our leadership team approaches every single day as another opportunity to better serve you by making the Guaranteed Rate mortgage experience even better and more cost effective.

The Disruptors

We are not your average mortgage company. We are a unique team of experts with a mission of empowering borrowers with better loan products, cutting-edge technology, transparent terms and expert advice. Our founder, Victor Ciardelli, leads a team of ambitious and creative thinkers who believe in the disruptive nature of Guaranteed Rate’s unique business model, and who understand that the mortgage revolution we began in 2000 requires constant nurturing, reinvention and commitment.