Home » Chris Devin
|Senior Loan Officer
NMLS ID # 47305
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- Chris has been in the mortgage business for over 12 years. During that time he has received multiple awards and is a respected industry speaker. Most recently, in 2011 and 2012 he was recognized by Mortgage Executive Magazine as being in the top 1% of loan originators nationwide and is also a consistent President’s Club member at Guaranteed Rate.
- Chris is the host of REAL Estate Talk-Boston on Boston.com and Radio BDC where he and his guest list of top notch real estate professionals deliver the timely truths of the Greater Boston real estate market to help people achieve the “American Dream” of homeownership.
- Chris is originally from North Andover Massachusetts and now lives on the South Shore with his wife Erica and four children. Chris enjoys spending time with his family and is an avid sports fan. He played hockey in college and now really enjoys watching his boys play hockey and other competitive sports as they grow.
What advice would you give new or first time home buyers?
Loan Officer Interview Q&A's
The best advice I could give to a first time home buyer would be to start the mortgage financing process early and get pre-approved right away. Start to collect your personal documentation (W-2’s, pay stubs, bank statements, etc…) and also write down your budget so you have an idea and starting point of what you feel comfortable spending on a monthly basis for your housing expense. It is important that we review together your income, credit, asset and type of property you are trying to buy so I can help you make the best, educated decision for your personal situation. In most cases buying a home will be the biggest investment of your life, let’s make sure that we get all of your “ducks in a row” and put you in position to have a seamless process.
What are the top 3 misconceptions people have about the home loan process?
The top 3 misconceptions people have about the home loan process are: 1. You must put down 20% to buy a home: We have products that you can put down as little as 3% and get a great rate. 2. It is very difficult to get a mortgage: Getting a mortgage should not be difficult if you are prepared and provide us with everything we need. We go over the process from A to Z with our clients and set expectations up front so everyone knows what to expect. 3. It takes 60-90 days to get a loan: Not true, our team at GR are purchase experts and we can close a loan as quickly as needed just as long as everyone cooperates and works together as a team. We recently closed a purchase in 10 days!
Tell us something that makes you unique or something wacky, yet interesting about you?
I am the host of REAL Estate Talk-Boston on Money Matters Radio. Our show is dedicated to delivering the timely truths of our local real estate market and we have a lot of fun on air every week. I also am a huge sports fan and enjoy going to any live event to support our Boston teams.
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