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“Daniel D” DiGuglielmo, Branch Manager / VP of Mortgage Lending , AL - Birmingham 101

“Daniel D” DiGuglielmo

Branch Manager / VP of Mortgage Lending
NMLS ID # 267473

DanielD@guaranteedrate.com

Phone: 205.908.3587

Fax: 872.206.4866

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About Me

  • Daniel graduated from the University of Alabama at Birmingham in 1992 with a concentration in Business Management. He is a XINNIX certified and licensed Vice President of Mortgage Lending at Guaranteed Rate. His primary role is to provide exceptional service to individual clients and exceed their needs and expectations. With over 21 years experience in providing superior service, Daniel continues to build his client base one happy client and referral at a time.
  • Daniel lives in Birmingham with his wife and two daughters. Daniel is an active member of St. Mark's Church. In his spare time he enjoys spending time with his family and traveling.
  • Loan Types: Jumbo, Conventional, FHA, VA, USDA, and Construction

Loan Officer Interview Q&A's

Who is your typical customer and what questions do they typically have?
I enjoy working with both first time and experienced borrowers. I am able to answer a variety of questions depending on their individual needs.

What specific steps do you use to help your customers find the best home loan for them?
I believe in listening first and then collectively determining the best strategy and solution.

How long have you been in the mortgage business? What awards have you won?
8 years. Xinnix Certified Originator "XCO"

Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
Most lenders don't listen to solve the problem. They only try to "sell" what they have. This is where I differ. I truly listen to the client and advise them based on their specific needs.

What advice would you give new or first time home buyers?
Sit down and build a relationship with your lender.

What part of the home loan process do customers find most difficult and how do you help them through it?
Explain as much as I can upfront.

What are the top 3 misconceptions people have about the home loan process?
It's difficult; there aren't many options and it can take a long time from start to finish.

What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Talk to your friends and family and always meet with or speak to your lender and keep them informed.

What can borrowers do to insure a smooth mortgage underwriting process?
Provide what their lender requests timely and be open with them as to questions and concerns.

What provides you with the most satisfaction in your job as a Loan Officer?
I love building my business with happy clients and referral partners one at a time. It's all about building that lasting relationship for generations to come.

What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Spending time with my wife and 2 girls and cycling.


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