Home » Debra Shultz
Senior Vice President of Mortgage Lending
NMLS ID # 49302
Phone: (212) 318-9421
Cell: (917) 757-6633
Fax: (646) 792-4949
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- "A goal without a plan is just a wish…"
- [Antoine de Saint-Exupéry]
- Debra is a Senior Vice President of Mortgage Lending at Guaranteed Rate. With over 15 years of experience in mortgage banking, she is an expert in residential mortgage financing for all property types, including single & multi-family residences, townhomes, condos, co-ops, condops, condotels, new developments, new construction and conversions.
- In addition to traditional mortgage products, Debra has access to sophisticated products for the non-traditional borrower. Product features include private banking options for high net worth clients, financing for foreign buyers & asset depletion for retired wealthy clients in lieu of income verification.
- She has strong relationships with many of the nation’s top mortgage lenders and is sought after by industry leaders for focus groups, pilot programs, software beta testing, & product opinions. Her core business partners include real estate agents, attorneys, developers, CPAs, accountants, financial advisors, and of course, her past clients.
- One of her favorite testimonials described her as being “extraordinarily responsive”. She understands that real estate transactions move quickly in her market and is ready for the challenge.
- Prior to Guaranteed rate, Debra was a Managing Director at Manhattan Mortgage for eight years and was ranked Top 10 in 2009, 2010 & 2011. Debra is licensed through the NMLS (National Mortgage Licensing System) in the states of NY, NJ, CT, MA, FL & CA.
- Based in our Midtown office at 750 Lexington Avenue, Debra is focused on the Manhattan market, while continuing to maintain and grow the relationships she has forged outside of The Big Apple. In her leisure time, Debra enjoys living in and exploring New York City, yoga & meditation, cooking, football season, knitting, all types of music and furthering her education. Debra actively pursues an organic & holistic lifestyle.
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