GuaranteedRate - Mortgage Company

Move into your perfect home with a jumbo loan!

What is a jumbo mortgage?

A non-conforming jumbo mortgage can help you purchase a lot of real estate. This mortgage is needed for loan amounts over the conforming loan limit of $453,100 and $679,650 in high-cost areas. If you need to take out a loan over the conforming limit, a fixed or adjustable rate jumbo mortgage could be your ticket to a big and beautiful home.

There is, however, one key difference: Jumbo loans are ineligible for purchase by Fannie Mae or Freddie Mac and must be sold in the secondary market. What does this mean? Jumbo loans can require more stringent credit guidelines and larger down payments than conforming loans.

Is a jumbo mortgage right for you?

Can you afford high-value real estate but don’t have enough saved up to bring a loan down to the conforming limit? A jumbo mortgage can help you make your move! If your financial situation is on the upswing, a jumbo loan can be a good way to bypass a starter home and purchase the full-sized home of your dreams.

Jumbo loan features

A jumbo mortgage is a great way to rapidly build your credit. On-time payments will improve your score by leaps and bounds. One important note—it may be more expensive to refinance a jumbo loan due to higher closing costs.

Why trust Guaranteed Rate with your jumbo mortgage?

Our 95% customer satisfaction rating is no accident. Guaranteed Rate was founded in 2000 on the principles of low, low rates, excellent customer service and innovative technology—principles we abide by to this very day. Apply now—we’d love to help you find a jumbo loan for your dream home!

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