Home » Jon Lamkin
Vice President of Mortgage Lending
NMLS ID # 143207
These days, you’re required to provide a ton of paperwork when applying for a mortgage. Here’s a list of what paperwork you can expect will be asked for. full story»
- Jon Lamkin has been originating loans for the past 11 years. Recently he was named one of the top 1% mortgage bankers in the country by Mortgage Origination Magazine for the 3rd year in a row and he has been highlighted in the Scotsman Guide as one of the Top 200 originators in the country. Jon’s attention to detail and ability to get the his clients to the closing table on time is what separates him from the competition. And that’s why homeowners, realtors, attorneys, financial planners and CPAs turn to him to come through in the clutch when the stakes are high. Jon’s management style and networking skills have established an unparalleled network of relationships which have allowed his business to grow each year. He is constantly looking for new programs that his clients can utilize to help them achieve both their long term and short term financial goals. He resides in Short Hills, New Jersey with his wife Michelle & 3 daughters. In his spare time he loves coaching & watching his daughters compete in Soccer, Basketball and Lacrosse and when time permits sneaking in a few rounds of golf.
Loan Officer Interview Q&A's
I am proud to say I have an extremely diverse client base, most of which have been referred by a previous client or another trusted advisor. What sets me apart from most banker’s is my overall knowledge of the lending guidelines which help my client easily navigate through the mortgage process. First time home buyers, people in transition or a previous client looking to shorten the term of their loan are examples of some of the people we deal with on a daily basis. I am always researching professional publication and investor notices to make sure our clients will have access to everything that is out there in the market.
What specific steps do you use to help your customers find the best home loan for them?
The first thing I always do is listen to their needs and provide multiple options based on what that have expressed to me. Then we try to make sure that mortgage financing makes sense in the clients long term financial goals. Finally we continue to educate our clients on new programs and interest moves so they are fully aware of everything that can benefit them.
How long have you been in the mortgage business? What awards have you won?
11 years - I got into the business for entrepreneurial nature of the business and having the ability to help and educate. Mortgage Origination Magazine Top 1% in 2010, 2011, & 2012, Scottsman Guide 2011 top 200
What can borrowers do to insure a smooth mortgage underwriting process?
The most important thing a client can do is get the paperwork back as soon as possible so in the event something needs to be corrected we have ample time to get them to the closing table. In addition, keeping accurate records of your income and assets are essential for a smooth transaction.
Popular Loan Options
Looking to save money by refinancing your home? Check out Guaranteed Rate’s new e-book, "Time to Refinance Your Mortgage? The five most important questions to answer."