Guaranteed Rate, Inc. Disclosures and License Information

Guaranteed Rate, Inc. is an Equal Housing Lender and Illinois Residential Mortgage Licensee. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Guaranteed Rate will never be discouraged on on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential.

For more information on the ECOA, please visit:
http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

Additional Guaranteed Rate, Inc Disclosure Requirements

Guaranteed Rate, Inc. is a licensed mortgage lender. Some states require specific licensing information, which is found below.

  • Guaranteed Rate, Inc - NMLS ID 2611
  • Arkansas: Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL 60613 866-934-7283
  • Arizona: Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License #0907078
  • California: Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act
  • Colorado: Regulated by the Division of Real Estate
  • Delaware: Guaranteed Rate, Inc. NMLS #2611 is licensed by the Delaware State Bank Commissioner to engage in business in this State. Delaware License #9436 exp. date 12/31/2018.
  • Georgia: Residential Mortgage Licensee #20973 - 3940 N Ravenswood Ave, Chicago, IL 60613
  • Illinois: Residential Mortgage Licensee – Illinois Department of Financial & Professional Regulation, 3940 N Ravenswood Ave, Chicago, IL 60613 MB.0005932
  • Kansas: Licensed Mortgage Company - Guaranteed Rate, Inc – License MC.0001530
  • Massachusetts: Guaranteed Rate, Inc - Mortgage Lender & Mortgage Broker License MC2611
  • Mississippi: Guaranteed Rate, 3940 Ravenswood, Chicago, IL 60613 - Licensed by the Mississippi Department of Banking and Consumer Finance
  • New Jersey: Licensed Mortgage Banker - NJ Department of Banking & Insurance
  • New Hampshire: Guaranteed Rate, Inc., licensed by the New Hampshire Banking Department
  • New York: Licensed Mortgage Banker — NYS Department of Financial Services
  • Pennsylvania: Licensed by the Pennsylvania Department of Banking and Securities
  • Rhode Island: Rhode Island Licensed Lender and Loan Broker
  • Texas: For Texas Consumers Only:
    CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY REGARDING THE ORIGINATION AND/OR SERVICING OF YOUR MORTGAGE LOAN OR A COMPLAINT AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR CONCERNING RESIDENTIAL MORTGAGE LOANS ON REAL ESTATE LOCATED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

    THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV.
  • Virginia: Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License # MC-3769

States in which we do business, and license numbers

State License #
Alabama 21566
Alaska AK2611
Alaska OTN #1 AK2611-1
Arizona 0907078
Arkansas 103947
California 413 0699
Colorado UCC 989256
Colorado DRE LICENSED
Connecticut ML-2611
Delaware 9436
District of Columbia MLB2611
Florida MLD-1102
Georgia 20973
Hawaii HI-2611
Idaho MBL-5827
Illinois MB.0005932
Indiana 11060
Iowa 2005-0132
Kansas MC.0001530
Kentucky MC20335
Louisiana 2866
Maine SLM11302
Maryland 13181
Massachusetts MC2611
Michigan 1st Mortgage FR0018846
Michigan 2nd Mortgage SR0018847
Minnesota MN-MO-20526478
Mississippi 2611
Missouri 16-1744
Montana 2611
Nebraska 1811
Nevada Lender 3162
Nevada Broker 3161
State License #
New Hampshire 13931-MB
New Jersey LICENSED
New Mexico 01995
New York B500887
North Carolina L-109803
North Dakota MB101818
Ohio OMBA MB.804160.000
Ohio OMLA SM.501367.000
Oklahoma ML002651
Oklahoma OTN #1 ML011639
Oregon ML-3836
Pennsylvania 20371
Rhode Island Licensed Lender 20102682LL
Rhode Island Licensed Broker 20102681LB
South Carolina MLS-2611
South Dakota ML.04997
Tennessee 109179
Texas SML Lender Licensed
Texas OCCC 47207
Utah 7495184
Utah OTN #1 10626308
Vermont Lender 6100
Vermont Lender OTN #1 7148
Vermont Broker 0930 MB
Vermont Broker OTN #1 1406 MB
Virginia MC-3769
Washington CL-2611
West Virginia Lender ML-30469
West Virginia Broker MB-30098
Wisconsin Lender 27394BA
Wisconsin Broker 2611BR
Wyoming 2247