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Adam Kamarat

SVP, National Production Efficiency
1699 E. Woodfield Rd, Ste 320, Schaumburg, IL 60173
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NMLS: 206071
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TestimonialsCustomer testimonials Read more

Adam was responsive, thorough and persistent. He found a solution for our specific situation and helped us pull everything together. I couldn't ask for more. Thanks for the terrific service!

Michael S. - Lake Zurich, IL | AUG 2016

I am a sales person and a high level of customer service is what uphold in order to maintain and build trust with my customers so they do repeat business for many years. Adam Kamarat and his team have always been extremely responsive and informative whether my first loan, refinance, or buying a new home. I am very happy with the service and appreciate the time and attention!

Eric A.- Chicago,IL | JUN 2016

I was impressed with the frequency and clarity of communication throughout the process. Guaranteed Rate made a obtaining financing straightforward and smooth.

JOHN W - Chicago, IL | Feb. 2016

Guaranteed Rate made this process extremely easy. Adam and the whole team we worked with were polite and thorough. We've worked with several lenders over the last 10 years and Guaranteed Rate has been by far the best. We will be sure to recommend them to our family and friends.

Daniel D. - Bartlett, IL | Jan. 2016

"Everyone we worked with was very responsive and helpful. My refinance, while very detailed and more cumbersome these days due to regulations, went smoothly. I am thankful it went without any issues and is complete with a solid rate, lower payment and less of a term. Adam and Guaranteed Rate know their business and operate professionally in all phases."

William H. -- Napa, CA. -- 1/2013

"Guaranteed Rate is on top of it with fast, professional and friendly service at great rates! Our friends are already using Guaranteed Rate for their refi. We had a great experience and team and I am extremely glad our real estate agent had a relationship already with Guaranteed Rate."

Brandon W. -- San Diego, CA. -- 1/2013

"Everything was great, we loved working with Adam, he was great. We are going to recommended this service to all of our friends and family."

Francis C. -- Newmarket, NH. -- 12/2012

“I want to let you know how thankful I am for all the time and effort you have given to make sure my loan went through. Once it was in your hands, you took it and treated it like it your loan on the line. That is rare in a business like yours and very much appreciated. Every step of the way you treated my husband and I with respect and understood how long we had been in the process. My situation was not what you would consider normal and everyone really pulled together to make my situation...

Jill S. – Manhattan, IL – 8/2013

Hey check out the glowing review from Karen about Adam! “Adam Kamarat and his team are exceptional at communicating options, scheduling, and follow-up. They are quick to answer any questions you have and will always go the extra mile to complete what needs to be done. Five stars for customer service and industry knowledge. Guaranteed Rate has handled many of our transactions; they are consistently professional and make the process as painless as possible!”...

Karen K. -- Chicago, IL -- 03/2013

Hey check out how amazed Christopher with services provided by Adam! "Everything went smoothly and painlessly. Very accommodating, very satisfied with everything from Adam customer service to the ending result!"

Christopher E. -- Bealeton, VA -- 12/2012

Adam interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I start by asking questions to find out what exactly their idea of the perfect scenario is. Then I do my best to put them in that situation. My approach is completely customer centered. I believe that any success I have comes as a byproduct of putting my customers in their ideal situation.
What advice would you give new or first time home buyers?
First find out what the max is for which they qualify...Then determine whether or not they\'re comfortable with the resulting payment. People often qualify for a payment greater than what makes them comfortable. The last thing a first time buyer should subject themself to is buyer\'s remorse.
What can borrowers do to insure a smooth mortgage underwriting process?
Get their loan officer 100% of what they have asked for. Borrowers often provide 8 or 9 of the (hypothetically) 10 items for which they\'re asked hoping the other 1 or 2 will magically go away...They never do.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
The most enjoyment I get outside of work is spending quality time with my wife and 2 kids.
Tell us something that makes you unique or something wacky, yet interesting about you?
I\'ve been involved in martial arts for more than 20 years and teach women\'s self defense as a hobby.

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