GuaranteedRate - Mortgage Company

Bradley Rasof

Vice President of Mortgage Lending
1699 E. Woodfield Rd, Ste 320, Schaumburg, IL 60173
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NMLS: 223617
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TestimonialsCustomer testimonials Read more

Being new to the process, it was a really daunting to do list, and the team really helped simplify it for us. If there was something I didn't understand, they pounced and put it in laymen terms for this every guy to understand quickly and easily. After this process, I am confident I chose the right company, and feel optimistic about our relationship in the coming years.

Eric A. - November | 2017

Brad and his team have once again (for a third time) outdone themselves with helping us obtain a cash out refinance. I have in the past, and will continue to recommend to my friends and colleagues the help of Guaranteed Rate and Brad Rasof.

David L. - Chicago, IL | APR 2016

Brad Rasof made the process so easy it was a pleasure working with him and his team! This is the second time we've used him, and we recommend him to all of our friends and acquaintances.

William W. - Highland Park, IL | APR 2016

Brad is a true professional and a gentleman as well. He helped us with a variety of options and really made it happen for us. They are quick to respond to questions and get answers. Not only that, but they are pleasant to work with and made the mortgage process so easy. They really are the best in the business. We couldn't have asked for a better loan officer.

Jonathan M. – Chicago, IL | AUG 2015

Brad and his team made this experience seamless. VIP service, day or night. You don't see this very often anymore.

Nicholas Z. – Indianapolis, IN | Feb. 2015

Brad Rasof made the whole process very easy!

John M. -- 8/26/2014

Brad's responsiveness and attentiveness throughout the process made us feel secure during this extremely stressful time!

Timothy C. -- Chicago, IL 6/30/2014

Brad Rasof and his entire team made this process an incredibly easy and stress-free experience. Everyone was incredibly positive and answered every question no matter how small with genuineness. I cannot thank Brad and his team enough for everything.

David L. -- Chicago, IL 4/1/2014

"I have worked with Brad and team several times and service is always top notch. Even if there are complications they take ownership and resolve! Great work!"

Thomas H. -- Glenn Ellyn, IL. -- 12/2012

"It took some time but everyone seemed to know what they were doing and we felt like they had our best interest in mind during the process."

Eugene C. -- Lincolnwood, IL. -- 2/2013

"Great rate, got everything handled in a quick turnaround period: What's not to like? :)"

Eric P. -- Chicago, IL. -- 4/2013

I had tried to work with my bank that held my loan but kept running into roadblocks. My neighbor had worked with Brad from Guaranteed Rate and passed his name on to me. I appreciated the lower cost on this from Guaranteed rate it made it more worth the risk. Brad was great not too pushy but followed up appropriately. the closing at our house was awesome and very time efficient. Brad either knew the answers to most of my questions or did a little research but he always got back to me...

Jacob J. -- Lake

"Brad Rasof made this dreaded experience one that I felt comfortable and taken care of the entire time. He was on top of everything throughout the process and I always felt like a I was a priority. Closing was quick and painless. Everything went as planned and there were no unexpected surprises along the way. I was 100% confident that I was working with the experts in this field."

Shaila S. -- Skokie, IL. -- 7/2013

"It was wonderful how easy everything was and the people I worked with were great. I would refer Brad Rasof to anyone to have as their Loan Officer. I cannot say enough about him!! He was a professional, always available for questions, returned phone calls immediately and made the whole experience smooth and easy."

Jody S. -- Arlington Heights, IL. -- 12/2013

"Everything went really well, Brad was incredible! I work weird hours and he was really accommodating to my schedule. I was calling him after hours and he was always available to talk and answer questions. We were delayed a little bit but it was OK and it gave us time to make sure everything was in order."

David S. -- Chicago, IL. -- 8/2013

"Brad Rasof was the reason we chose guaranteed rate for two concurrent home purchases and we couldn't be happier with our experience. He's very knowledgeable, thorough and made himself available to help at all hours of the day. We felt we had a partner along the way. Heather on his team was equally amazing. She was there through the process to move things along, ensure accuracy and answered many of our questions as well. I would feel confident recommending Brad and team to someone knowing they...

Dragos S. -- West Palm Beach, FL. -- 10/2013

“I financed 2 real estate purchases through these guys and I can tell you that they have outstanding services and competitive rates. Although their rates were competitive enough they still matched a rate I found through a small lender, even when we were later in the process to ensure our satisfaction. if you are looking for someone to work with, our loan officer Brad Rasof is the man!!! He answered any phone calls and emails from us in seconds, super reliable, knowledgeable and friendly.”

Cristina S. -- Chicago, IL. --- 11/2013

"Our initial home loan was through Guaranteed Rate so when we decided to refinance, they were a natural choice. The rate they got us was great. If we ever decide to purchase another home or refinance again, I would definitely come back. Thanks for all your work to make sure that we got the best possible deal and for making sure that our experience was satisfactory!"

Kurt L. -- Chicago, IL. -- 1/2013

"Brad and his team were very knowledgeable, honest, and went out their way to facilitate the deal. My brother also used him, and we've already made a few referral recommendations to friends. Thanks guys!"

Albert A. --- Buffalo Grove, IL -- 10/2012

"I am a recently divorced woman who basically never did anything like buying a home on her own! Guaranteed Rate, and particularly my loan officer, Brad Rasof, made this so easy for me and played a huge part in my being prepared and ready for a new beginning. Thank you!"

Joyce B. --- Glenview, IL. --- 9/2013

Hey check out what Syed said about Brad on Yelp!... "Just finished our second refinance with Guaranteed Rate. Brad Rasof was very helpful in making the whole process go smoothly. I can recommend Guaranteed Rate based on my personal experience."

Syed -- Skokie IL -- 12-2012

"Brad was very helpful in the refinancing of my home. Not only did he get me a great rate, he delivered on all his promises and persevered in working through issues that would develop. He is a man of his word. I highly recommend Brad."

Sam Y. -- Glen Ellyn, IL -- 9/2012

In my 9 years in real estate I've come across a lot of mortgage lenders who've made a lot of promises that they could not back up. As a real estate agent that does over 30 transactions/yr I don't have time nor desire to deal with someone that is not the best for my clients and my business. Brad's industry knowledge, available products and high level of customer service make him the BEST!

Winfield C., Realtor

"Brad was our mortgage broker last year to purchase our first home. He is super knowledgeable about the mortgage industry and went out of his way to help us get the right type of loan at the lowest possible rate. He explained everything we needed to know in detail and he is truly a wealth of knowledge when it comes to financing a home loan. I would recommend Brad to anyone because he gets the job done RIGHT and is super detailed. He will answer any question you have about your loan and the...

Greg & Iris -- Deerfield, IL. --- 6/2013

"Recently my husband and I received our mortgage through Brad. Our experience with Brad was nothing but superb. Brad was extremely knowledgeable, reliable, and professional. I would absolutely recommend Brad to anyone who would like the process of getting a mortgage to remain completely hassle free. Thanks, Brad, for all of your hard work."

Jeremy & Marcie --- Wheeling, IL --- 9/2013

"Brad and his team did a tremendous job helping my wife and I with our mortgage needs. They all took time to educate, implement, and service the needs of his clients. Above all, Brad is very honest and a great advisor."

Adam & Jodie --- Northbrook, IL --- 7/2013

"My husband and I used Brad for our mortgage when we bought our first home earlier this year. He came highly recommended from a colleague, and it's clear why people want to work with him. He's highly professional, personable, and supportive throughout the process. As first time buyers we had a lot of questions, so he was very helpful on that end. I would definitely recommend Brad's services!"

Kevin and Rachel --- Oak Park, IL --- 2/2013

"Brad helped me with my first mortgage when I purchased my home and again when I refinanced my mortgage. He was extremely knowledgeable and helped to explain everything to me. I always felt like he had my best interests in mind. When he said he would do something he did it, and with my crazy schedule that was really important. In this rough economy and even when it gets better, now more than ever it is important to work with reliable, knowledgeable and trustworthy people like Brad."

Adam --- Arlington Heights, IL. --- 1/2013

"Brad did a refinance for me and my husband, and it was the fastest and easiest loan we have ever done. He was on time, very knowledgeable, and had the whole thing handled for us. There was no stress level finally. Brad came up with a plan that worked for us within our budget. Most loan company's change everything in mid stream, this was straight forward. I would absolutely recommend Brad for any further business I or someone I know needs. He even took my calls on concerns after normal...

Georgia M. --- Chicago, IL --- 9/2012

"Brad has handled three mortgages for me, and each time has provided excellent service. He has always delivered on everything he has promised, and has gone the extra mile to provide outstanding customer service. I was initially apprehensive about a long distance transaction during my first experience with Brad, but his service was second to none and I have since worked with him on two other occasions. I would strongly recommend Brad for any mortgage needs."

Dan --- San Diego, CA --- 5/2012

"Brad went the extra mile for our mutual client. He was one-step ahead of the process at all times, ensuring a smooth transaction. Brad is tenacious and sharp, always looking out for the best scenario for his client. As a business partner, his communication is excellent. I look forward to working with Brad again and recommend him with 100% confidence."

Teri --- Realtor

About Bradley


Leslie Patel, Sales Assistant - Leslie is Brad's "right hand". She can answer any and all questions about financing your home and also advise on any part of the mortgage process.


Kelly McGrath, Mortgage Consultant - Kelly controls the upfront part of the process. She will send all loan disclosures, request documents needed, and she submits the file to underwriting.


Alex Mikos, Loan Coordinator - Alex is the back end part of the process. He will review the loan approval and connect with borrowers to request additional information if needed. He will work with borrowers to get the loan back to underwriting for the "clear to close". Alex then submits the loan file to our closing team to coordinate getting the loan docs to title.


Bradley interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I started in the mortgage business back in 2005. I was always interested in real estate and had a finance background so it seemed like a natural fit.
Who is your typical customer and what questions do they typically have?
No such thing, every client and their specific loan scenario is different. My clients range from first time homebuyers to seasoned investors with multiple properties.
What specific steps do you use to help your customers find the best home loan for them?
I take the time to find out how long my clients are looking to stay in their new home, get an idea of a monthly payment range, and how much they are looking to put down. All of these and a number of other factors will help me determine loan options available.
How long have you been in the mortgage business? What awards have you won?
I have been in the mortgage business for 11 years. I have been recognized for being in the Top 1% of Mortgage Originators in America (2012-2016). I have also been a member of Guaranteed Rate's President's Club since 2010.
What advice would you give new or first time home buyers?
Take the time to speak to a qualified mortgage professional to get pre-approved before you even start to look at homes. Buying a home can be an emotional process and there is nothing worse than finding and falling in love with a home only to find out you can't qualify to buy it.
How has the mortgage industry changed since you started, and what would you expect in the future?
NMLS and Dodd Frank and the vanishing of Subprime and Alt-A products.
What are the top 3 misconceptions people have about the home loan process?
Nobody is lending. The process is cumbersome. It takes forever!
What can borrowers do to insure a smooth mortgage underwriting process?
Make sure you get everything requested to your lender right away. Meaning if we request 5 items, send all 5, none of them will go away. Also send requested docs to your lender quickly as this will prevent delays and scrambling at the 11th hour.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
BNI - Northbrook Chaper President
What provides you with the most satisfaction in your job as a Loan Officer?
What satisfies me the most as a loan officer is when a client comes to me after they have been declined at another lender and we get them approved and closed. While every deal may not be approvable, we are really good at getting tough deals done.
Tell us something that makes you unique or something wacky, yet interesting about you?
My oldest daughter was the first girl born in my family in 70 years. I am a native Chicagoan and currently live in Arlington Heights with my wife (Dana) and two daughters (Abby & Madelyn).

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