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Chris Yang

Mortgage Specialist
173 Technology Drive, Suite #201 and 202, Irvine, CA 92618
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NMLS: 162505
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TestimonialsCustomer testimonials Read more

Chris is very passionate about his job, and takes the necessary time for you to understand the loan process. He is always there for your questions. A++++

Raul V. - Wilmington, CA | MAY 2016

Chris was extremely efficient with my time in putting together the refinance. Very professional in dealing with me. He is truly great at his job and an asset to your company.

Roger L. - Rancho Cucamonga, CA | MAY 2016

My Loan Officer Chris Yang and Therese Bui were the best from the beginning to the end of the process of getting me the best mortgage rate and getting my loan approved. They were always available to answer all my questions when I called and returning my calls in a timely manner. Guaranteed Rate has the best team of people working for them. I have already recommended Guaranteed Rate to my family and friends. Thank you Guaranteed Rate for making a stressful process easy.

Gladys W. - Woodbridge,VA | MAR 2016

"I was a bit nervous going into the process with so much taking place electronically. Chris Yang (loan officer) was fantastic answering all of my questions and walking me through the process. We started the process just before Thanksgiving and still went start to finish in about 4 weeks. If I ever consider refinancing again in the future, Guaranteed Rate will be the first company I call. Thanks for everything!"

Jeffrey B. - SEYMOUR, IN | Dec. 2015

My loan officer Chris Yang went above and beyond to help me understand my loan. More importantly he took time to explain every step and never rushed the process.

Joseph M. Thornton, CO | Feb. 2016

About Chris

Started in mortgage 12 years ago. Entered mortgage because I saw an opportunity to build a career and at the same time help people achieve their dream of homeownership or even obtain financial freedom. I attended Cal state Fullerton and majored in business finance management. I am happily married with 4 great kids. We reside in eastvale, ca. One of my favorite activities is playing golf. A favorite family past time is watching movies.

Chris interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
Been in mortgage for past 12 years. Started my career in banking and branched out to mortgage when I was given the opportunity. I've always been intrigued with business finance.
Who is your typical customer and what questions do they typically have?
My typical customer is a homeowner looking to lower their mortgage payment. Questions they usually ask are "what's the best rate out there?" "How much can I reduce my mortgage payment or reduce expenses?"
What specific steps do you use to help your customers find the best home loan for them?
Review their income and assets, confirm current housing expenses, do they have an idea of the approximate estimate of their property value.
How long have you been in the mortgage business? What awards have you won?
Been in mortgage for 12 years
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
Fixed rate benefits long term home ownership. ARM loans are beneficial for customers who foresee selling in the next few 5-7 years.
What can borrowers do to insure a smooth mortgage underwriting process?
Keep all income and asset documents together. Keep an open communication with your loan team.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I enjoy time with the family, golfing, fishing
Tell us something that makes you unique or something wacky, yet interesting about you?
Ive been told I always find a way to over come rejection and find solutions.

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