GuaranteedRate Logo
GET APPROVED INSTANTLY

Dave Caldwell

Vice President of Mortgage Lending
3940 North Ravenswood, Chicago, IL 60613
Contact Dave
NMLS: 224318
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Smoothest mortgage process ever. Thanks!

Jean W.-- Berwyn, IL - 10/31/16

My wife and I had a great experience with Guaranteed Rate. Since moving to America we have found almost everything to do with our finances MUCH harder than at home (bank accounts, credit cards, etc etc) - our mortgage process was a big exception however. We were under some time pressure for various reasons, and Dave Caldwell got the deal done in what I'm told is some sort of record time. It was super easy, super quick and we were happy with the rate we got. Will definitely use Dave and...

Patrick N.-- Chicago, IL - 10/21/2016

David Caldwell was the consummate professional and I would recommend him to anyone looking to finance or refinance a property. He was outstanding every step of the process.

Lee W.--Glencoe, IL - 10/17/2016

Dave Caldwell and his staff made the entire process very simple and smooth!

Sandra F. -- Chicago, IL - 10/14/2016

I tried to refinance twice previously (with a broker and with Chase) before calling Dave. Dave and the rest of the GR team were head and shoulders above the other two options in terms of service and the rate and deal I received was competitive. As far as I am concerned there is no reason to ever deal with anyone else.

Allan F. -- Oak Park, IL - 10/14/2016

Dave Caldwell was great and responsive. Was talking with agent and attorney, and they were telling nightmares of other mortgage companies not getting everything together in time for the closing. Very happy we used Guaranteed Rate.

Ryan S.-Chicago, IL - 9/1/2016

: Dave was incredibly helpful and patient to explain any specifics that might have been complicated, which weren't many. He followed up and ensure all things went smoothly, throughout the entire process. All things went well and I'm very happy, settling into my new home. Thanks Dave!

Gabriel C.- Chicago, IL - 8/31/2016

I really love having David Caldwell in my court on a recent refinancing and subsequent purchase. He is super honest and works to get your loan needs met. Even better, he is very available and responsive to answer any questions. Wonderful person and exceptional professional. Thanks Dave + team!!

Jared S . – Wilmette,IL. – 8/2016

I wanted to say thank you for everything you did to help me with the refinancing of my home and working thru my situation. It was a very easy and stress free process that I very much appreciate as I have enough stress each day of my own ? Everything from the origination to the closing yesterday was seamless. Thank you again and I’ll be sure to refer my friends should they ever have a need.

John G. - Chicago, IL - 6/30/2016

Dave Caldwell and his team are thoroughly professional. They responded to my emails promptly, answered all questions, and ably guided us through the loan application process.

Donald K. - Chicago, IL - 5/2/2016

This was by far the best loan experience I've ever had. Dave Caldwell and his team were fantastic, and the level of communication, responsiveness and ease of document submission was nothing like I've previously experienced. I will be sure to reach out to Dave and Guaranteed Rate the next time I need a loan.

David M. - Kenosha, WI | Dec. 2015

Dave is awesome. I have referred him to several people already.

Renee B. – Chicago, IL | Feb. 2015

Dave was outstanding and patient resolving all of my issues.

Saehan H. – Libertyville, IL | Feb. 2015

We just closed our second refinance with Dave Caldwell. As expected, the process was smooth and efficient. Dave told us what to expect every step of the way and was able to answer all of our questions and relieve the anxiety associated with the process of people scrutinizing your financial history. The entire team was professional and a pleasure to work with. We highly recommend Dave Caldwell and Guaranteed Rate for home financing!

Trish C. – Chicago, IL | Dec. 2014

Dave Caldwell is the best -- always looking out for his clients' best interests.

Shira I. - Naperville, IL | Dec. 2014

Dave Caldwell is terrific to work with.

Julie G. -- Evanston, IL. | Nov. 2014

“I've used Guaranteed Rate on three occasions for my lending needs (specifically Dave Caldwell) and they truly are as good as it gets. They're fast and responsive, and they make the process as quick and simple as possible. I could not be happier!”

Trisha R. – Chicago, IL – 7/2014

Dave Caldwell was amazing! He was extremely responsive and took time to answer all of our questions. He went out of his way to make this process as smooth as possible for us!

Kristin B. -- Chicago, IL 6/27/2014

“Great experience! I have gone through several closings in the past and this was the most professionally handled. Great job to Dave Caldwell and his team!”

Gail C. – Chicago, IL – 6/2014

"Dave Caldwell was a true professional and made the home buying process very enjoyable. We never felt any pressure and was very accommodating with our schedules."

Michael W. -- Chicago, IL. -- 10/2013

"Dave Caldwell is very experienced and guided my husband and I through the process of getting our loan. This was our first home and because we were new to the home buying experience, having everything explained extremely well was a huge help! He was able to answer all of our questions at the drop of a hat and returned our calls promptly. He made this experience more pleasant for the both of us."

Cristina M. -- Chicago, IL. -- 10/2013

“I worked with Dave Caldwell on the purchase of my first home and refinancing it two years later. He was always patient with me as I asked question after question. I was under a huge time constraint with the refinancing and Dave worked diligently with his team to ensure my deadline was met. He was my go-to guy throughout the process and will be again in the future. I highly recommend Dave and his team. Well done!”

Brandy P. – Chicago, IL – 10/2013

“I am a realtor who has recently worked with Dave Caldwell on two deals. The entire process went rather smoothly with both sets of clients giving me very positive feedback on their experiences. I definitely recommend Dave Caldwell and his services!”

Emmanuel G., Realtor – Chicago, IL – 9/2013

"Dave and everyone on the team was really great, very informative and helpful. There were some things that needed to be resubmitted and clarified in the beginning for the approval, but once we got past that, everything was really easy and smooth. Dave even inquired about how everything was going after we closed, a very genuine guy and the best loan officer!"

Alex M. -- Chicago, IL. -- 8/2013

Dave Caldwell was excellent at every turn! The process was great and Guaranteed Rate was very attentive at every intersection. It was painless as it could have been. Dave Caldwell was extremely helpful! Thanks Dave!”

Kyle A. --Oak Forest, IL -- 5/2013

“It was a very smooth process and communication was constant helping me to feel at ease the whole time. Very helpful and very pleasant! Thanks Dave.”

Daniel V. --Chicago, IL -- 05/2013

Hey, check out this amazing review from Bridget about Dave! “Dave Caldwell and his team were great! Whenever there were any questions or concerns during the process, everybody we worked with was so prompt at responding. For a first time homebuyer, they made the mortgage process painless. Dave and his team were always professional yet approachable. All parties involved, including realtors and lawyers, were all put at ease to know Guaranteed Rate was the chosen mortgage company. I highly...

Bridget M. – Chicago, IL – 5/2013

Hey check out how impressed Patrick was with Dave Services! “Great customer service Dave! I felt like the dialogue was very strong and I was updated on the progress every step of the way!”

Patrick H. -- Chicago, IL -- 12/2012

Hey check out how excited Colleen was with Dave services! “Working with Dave Caldwell was a great experience. He made everything very easy and was very prompt in returning calls, emails, etc!”

Colleen M.-- River Forest, IL --12/2012

Hey check out the great comment Laurie said about Dave! “Dave Caldwell has a great personality and is very patient and knowledgeable. I was a first time home buyer and he was really helpful, thanks a million Dave!”

Laurie R. -- Chicago, IL -- 12/2012

“Love Dave Caldwell and his team! I appreciated Dave's team always being available when I had questions etc. They were so patient and explained everything and answered all my questions! You made the process so easy. And as always I appreciate your patience with all my questions. And yes I will recommend you to everyone I know. Have a great holiday. Thank you, Dave, for EVERYTHING!

Carlyn M. -- Chicago, IL -- 11/2012

Hey check out the incredible email Frank sent Dave! “I just wanted to say "thanks" for your help throughout the process of purchasing our new home in Chicago. I can be pretty demanding,and generally expect a high level of professionalism when I'm paying someone for a service. You did a fantastic job, and I really, really appreciate it!"

Frank G. -- Chicago, IL -- 12/2012

About Dave

With more than 18 years in the business I have been honored to be recognized by Mortgage Executive Magazine in the top 1% of all loan originators nationally.

My goal is to provide you with the best products and customer service in the marketplace and to structure a loan program that fits your individual needs. Starting with your pre-approval, I am available to answer any questions, keeping you educated and informed throughout the financing process. Whether purchasing or refinancing a home I will make sure your experience is a smooth one.

I can help with Conventional, Jumbo, VA , FHA, Condo or Multi Family loan in all 50 states. Feel free to reach out with any questions or to discuss your loan options!

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now