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David Dakoske

Vice President of Mortgage Lending
3940 North Ravenswood, Chicago, IL 60613
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NMLS: 584779
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David was top notch. He delivered what he said he would deliver.

Andrew V. – Lake Leelanau, MI | Sep. 2015

You guys have been great - and I really appreciate. Your get-it-down professionalism was clear to me early on in the process - with the step-wise approach and discipline you and your team have. But... the last 24 hours have been beyond impressive. You guys were stand-out in the solution orientation, communication and urgency/focus you brought to my situation. And I very much appreciate it.

Aaron C. 08-20-2015

David was absolutely phenomenal to work with and I couldn't have imagined a more knowledgeable, driven, and patient partner to work with. Not only did he go above and beyond every step of the way to make the process clear and easy, his attention to detail and personalized focus assured me that Guaranteed Rate was committed to doing what is right for me. David and his team made it so easy to go through the application, approval, and closing. Other banks I considered all had time consuming...

Caroline L. 08-03-2015

Just wanted to say a huge THANK YOU. We moved in to our new home yesterday and could not be happier! Guaranteed Rate proved to be an excellent recommendation - easy to work with, responsive and friendly. Your creative use of technology made the entire process - from application to funding - so much easier than the old-school mortgage process used by so many of your competitors. We will definitely recommend GR to our friends and family. Thanks so much!

Mark J. & Jeremy L. Geneva, IL

David Dakoske is amazing. I emailed and called other loan officers but David was hands down the best. His customer service and knowledge of the process is the start to a flawless execution. He communicated constantly and always made sure that I was doing informed and comfortable. David is friendly, knowledgeable, transparent, and really makes the process easy and stress free. His support team of Kathryn and Maggie is also great and showed best in class service. This team's customer-centric...


"David Dakoske was great throughout this whole process and very helpful. I was satisfied overall with this deal, the easy to use application and knowledgeable staff made it Great!"

Ross K. -- Chicago,IL -- 8/ 2013

About David

Born and raised in Traverse City, MI but have fully transitioned to one of those mid-west transplants that has made Chicago home.

Upon graduating with a Marketing Degree from the Eli Broad School of Business at Michigan State University, I took a position in sports marketing with LaSalle Bank in Chicago. Coming to Chicago was the best decision and after a great run in the marketing world, I left to pursue my career as a Loan Officer.

After learning the ropes within the retail bank platform, I left to join Guaranteed Rate and have reveled in the culture, high-energy and it's commitment to be constantly trying to do things better for 5+ years.

My wife Jenny, who also holds the same Michigan ties and MSU allegiance, live in Wicker Park with our Golden Retriever, Louise (called 'Ez') and are expecting a baby girl in July 2016. Chicago will feel even more like home come July!

David interview Q&A

Who is your typical customer and what questions do they typically have?
There are no 'typical' customers any longer in the home financing world which is really where a good loan officer can provide value to our clients. We can listen to your goals/objectives that you have for your mortgage and provide options for you to decide what is best. Whether it is a first-time home buyer or a retired couple looking to downsize, the needs change and so do the available financing options. Some of the most rewarding experiences are when you see the 'light click on' for a client and you know they have found the perfect financing solution for them.
What advice would you give new or first time home buyers?
Clique, I know, but Knowledge is Power- With every home toured, homebuyers learn things including 'likes', 'dislikes', 'price points', etc. that will ultimately shape their mind to recognize the perfect home. Taking a quick minute to talk through the Mortgage PreApproval and discuss the mortgage process is very similar to attending all those showings. A quality initial mortgage conversation can help avoid those scary home-buying myths, create a competitive advantage in advance of a multiple bid situation and/or set the foundation for a smooth home buying process. Even if buying is 12 months away, its never too early to start learning about the process.
What can borrowers do to insure a smooth mortgage underwriting process?
The clients that truly enjoy the process and can even put themselves in a position for better mortgage terms are those that are responsive, engaged and open. We will do our best to get the loan to the finish line while trying to avoid duplicate or unneeded documentation. If there is a request, the quicker we can get a response or the information the absolute better it is for the process, experience and outcome.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Outside of the office you can find me helping my wife on home projects, on the 606 Trail or traveling for family events. My wife and I come from large families and a free weekend can quickly be filled.

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