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David Zopf

Vice President of Mortgage Lending
109 Rand Pl, Ste 1, Franklin, TN 37067
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NMLS: 146806
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TestimonialsCustomer testimonials Read more

Dave Zopt was great to work with, in the beginning he really explained the entire loan process to me and helped me fill great and worry free about getting my first home loan, once I decide to go with Guaranteed Rate, the process was very easy and quick, I was pre approved in a day and looking at the right price range of houses. After we found the house we wanted I simply let Dave Zopt know and he got to work for me getting me completely approved quicker than anyone in the business, in my...

Jordan P - Knoxville, TN | Feb. 2016

David Zopf went above and beyond my expectations for a Loan Officer. If it wasn't for David's quick thinking and flexibility, I don't know what we would have done.

Shawn M.– Nashville ,TN | JULY 2015

My loan officer, David Zopf, was extremely helpful. If I had any questions or concerns, whether they were big or small, they were always taken care of. If I didn't understand, it was explained to me. I was extremely thankful because I was kept up to date about everything at all times.

Amber A. – Byhalia, MS | June 2015

David Zopf was incredibly responsive and helpful throughout the process.

Robert M. – Washington, DC | Apr. 2015

David is great!!

Kevin G. – Marietta, GA | Apr. 2015

David went out of his way to make everything easy for me. He was very patient and worked with extensive comprehension of the entire process. I was very impressed with him. I would suggest that all my friends use Guaranteed Rate!!

Linda W. – Antioch, TN | Feb. 2015

Dave was a pleasure to work with! He always kept us very well informed!

Sandra H. -- Spring Hill, TN 8/28/2014

“David Zopf really helped us in the whole process of buying a house. David was very prompt in answering all of my questions through email and phone even after we closed the house. The signing of the documents was secure and easy. I also highly recommend the people working on his team who were very efficient in facilitating all the forms needed and the transfer of my old car insurance to the bundled insurance. We believe that we could never have gotten this deal without using David and his team....

Joseph L. – Oakland, TN – 4/2014

“I am very pleased with Guaranteed Rate Mortgage. I felt like a very important customer to them the entire time we worked with them. David Zopf was a pleasure to work with. Our situation was a little difficult but David worked very hard to make it happen. We couldn't be happier!”

Allen W. – Lebanon, TN – 4/2014

David Zopf was extremely helpful. He was always available via email or on the phone and he helped us stay debt free since my husband had no credit he helped us use alternative credit so he wouldn't have to get a credit card to build his credit. David is very professional and I had talked to a few other mortgage brokers and they took days to get back to me for a simple question.

Rachel S

“Just want to let you know David Zopf has the heart of a teacher and really took the time to help us understand all the variables with refinancing our mortgage. Keep up the great work!”

Krissy H.

"Before we had met, I had called other finance companies and you by far were the most helpful. Everyone else was going to make me set up a meeting with a licensed loan officer whereas you just answered all of my questions over the phone. You were very professional and patient with me even though I wasn't completely certain on all the information I needed to give or get from you. I would definitely recommend you to any friends, family, co-workers that are thinking of buying a house or...

Ryan C.

"Dave, I just wanted to express my appreciation to you for the way you worked through this deal. I don't recall one time that you got even a little "snippy" with me over some of the aggravating problems we/you ran into. I can tell you that is unusual. There are some lenders I will only work with if I am put into a position where I have no other choice. I can assure you, I would welcome/recommend any of my clients to you and would be very pleased to partner with you again.

Lewis L.

I will be recommending you specifically and your mortgage company very highly to anyone and all that I come into contact with. Your professionalism, follow through, and quick response has put you on a different level than almost all others I have dealt with.

Don M.

"Thanks!! I really appreciate all the work you did and all your help as well, and will not hesitate to give a reference! Thanks again!"

Kelli T.

"We have been helped by David Zopf and he has been great. He has served us in a timely manner and has the heart of a teacher. “

Jared M.

"The service I received was exceptional. Dave Zopf was very helpful."

Barb P.

I will be recommending you specifically and your mortgage company very highly to anyone and all that I come into contact with. Your professionalism, follow through, and quick response has put you on a different level than almost all others I have dealt with.

Don M

Thank you so much for your help. I do appreciate the fact that you were completely honest and up front with all your advice on what we needed to do. In the past we have not experienced such integrity in trying to acquire a fixed loan.

Marty B.

About David

David Zopf began his Loan Officer career in 2003 and immediately made it onto Mortgage Originator's national Top Rookie Originator list.

He earned the Rising Star award for his production and hard work in loans his first year at Churchill Mortgage.

Using an economics background and special ability to break down the complex into simple terms, David is able to quickly, easily show customers how smart of a choice a refinance or new purchase may be for them.

Guaranteed Rate is the 8th largest lender in America, using more technology than any other mortgage company. This leads to quality service and getting loans closed on time with great rates and low costs. David is licensed in Tennessee and can facilitate loans in all 50 states.

David interview Q&A

How long have you been in the mortgage business? What awards have you won?
Top Rookie Originator, Rising Star, Biggest Gainer
What advice would you give new or first time home buyers?
Save your pennies and only pay your credit card down to 9% of their limits, not all the way off.
Tell us about a mortgage product that consumers may not be aware of?
Financing your PMI to lower your payment and shave 70% of the PMI costs right from the top.
How has the mortgage industry changed since you started, and what would you expect in the future?
Today's industry is much faster and more effective in producing quality loans. Many of the low quality loan officers have been forced out of the industry.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
If I'm not hanging out with my wife and daughters, I can typically be found out riding my bicycle with the IAM Racing team.
Tell us something that makes you unique or something wacky, yet interesting about you?
I completed three Ironman triathlons in 36 months and then, came to my senses and retired from that sport. Great times though.

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