Dean Rizzi

Branch Manager

636 Fourth St, San Francisco, CA 94107
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NMLS: 237278

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Excellent process, consistent and efficient communication.

John C. - July | 2018

Dean and his team were fantastic to work with! I would highly recommend them!

Lauren B. | June 2018

Dean and Chance made my experience completely painless. I'm had never done anything like this before on my own and I was a bit nervous just because it was such a huge undertaking for me personally, they were both very sensitive to this and their patience and kindness made me feel nothing but comfort and trust. Between them and my real estate agent from start to finish the whole transaction was a piece of cake and I have already been telling people about Guaranteed Rate and specifically Dean and...

Vicky H. | May 2018

Dean and his team, Chance and Lucy, were great and easy to work with. We were able to accomplish everything via email, online, and over the phone. This was really convenient for me and my family, being my wife and I have a 7, 5, and 1 year old and my wife is pregnant with #4. So being able to handle everything without leaving the house was a huge convenience for our family. Dean and his team made everything seamless. I'd definitely recommend Guaranteed Rate and would use them again in the...

Tinoifili E. - San Bruno, CA | AUG 2016

Dean and his team were so professional and honest. We had an awesome experience working with them. Awesome team.

Erum R. - Union City, CA | AUG 2016

I've dealt with Dean over the years and have been happy with the work he has done. He knows my financial situation and it makes it easier to obtain the loan.

Barbara O.– San Carlos ,CA | JULY 2015

Dean Rizzi is stellar; I have been working with him since 1998 with home purchases and refinances. He makes the process a smooth one and is extremely well informed about the market trends and can answer every question that I have. His team is also excellent, making it very easy to submit whatever documents are needed for the process. I will never use anyone else in such business transactions but Dean and his team.

Adele B. – San Mateo, CA | Apr. 2015

Dean Rizzi is wonderful. He and his team are great. He has worked with us in at least 7 loans/refis. Would use him again without hesitation but have a tiny bit of hesitation about the new company. We had smoother processes when he was not with guaranteed rate.

Shannon T. – South Pasadena, CA | Feb. 2015

Stress free, timely closure, organized and friendly. Very smooth, stress free and no surprises. Dean Rizzi was great to work with and took special care to pick the right loan product for my needs.

Michael F. -- 10/27/2014

Professional results is what you will get when you hire Dean Rizzi as your loan agent. Not only does he provide you with the best service but he pays special attention to your needs and his responsive and communications skills are high on his list. His attention to detail and the knowledge he possesses is key to his great success. I highly recommend Dean Rizzi as your loan agent. Liz Barahona Escrow Officer, Chicago Title Co. 9/16/13


Dean is a thorough professional, dedicated to doing the very best for his clients. My experience with him has always been outstanding. Peter Susskind Executive Director, Midsummer Mozart Festival 9/18/13


Dean did for me what no one else could. He did all the things that you would expect to read in a glowing review: He was accessible, responsive, engaged, and trustworthy. He got everything underway immediately and we pushed onward. But what he did that no one else had done, was that he genuinely cared. Yes, cared!! He was on my side and he wanted me to succeed! My situation was nothing if not unique (and extremely difficult). But in the 11th hour of my loan approval, he pulled through for...

Igor, 9/25/13

Dean was great from start to finish. He did a great job of setting expectations early and was very upfront, forthright, and professional throughout the entire process.

Scott S., 9/26/13

Dean and staff have been our mortgage broker for several refi's. They are thorough and patient. They are always there for any questions we have. And of course, they consistently get us the best rates. I HIGHLY RECOMMEND Dean.

Todd S., 10/10/13

Dean is competent and easy to work with. He has a great way to keep clients on track and make a transaction smooth. Thumbs up for Dean.

Tania B., 10/10/13

My wife and I were first time buyers at age 60! Dean and his crew walked us through everything and always took the time to answer any questions we had. We were brought to Dean by our realtor, Joan Loeffler. Highest recommendation.

William T., 10/15/13

Going through our first mortgage, leaving in New Jersey and moving to California: that was quite some challenges!!! Dean Rizzi and his team made it easy for us!

Xavier, 10/15/13

Since purchasing our home in 2005 we refinanced in 2008, 2009 and 2012. In addition we sought rate quotes on several other occasions. Each time I dealt with a different mortgage provider because I wasn’t completely satisfied with past transactions. That’s changed. Since switching to Guarantee Mortgage I’m a totally satisfied customer. Dean and his team are efficient, have excellent communication skills and can be trusted to help you make the right choice. I’ll be sticking with Dean and...

Nick, Tax Director - 10/28/13

Without Dean I don't think I'd be in a home today. I was too scared by my not great credit to even apply anywhere, but Dean helped me see that I was totally qualified for an FHA loan. I was nervous about being judged, but Dean doesn't do that. He made recommendations of what I should do to improve my credit standing and gave me great practical advice-with no judgements. I recommend him to everyone I know who's looking for a mortgage. Thank you Dean for helping me get into my home and for...

Trish H., 10/28/13

I highly recommend Dean Rizzi and his team. I was having difficulty finding someone to heIp me refinance a second house, which I had inherited and was not living in, and was finally introduced to Dean by someone else he had helped. He went above and beyond in helping me obtain a great loan when others in the business would or could not. Also, he and his team made the process very easy for me and were wonderful to work with.

Vicki M., 11/6/13

We had a complex loan situation requiring 85% financing with two separate loans in a new condo project. Dean not only found very competitive loans but also followed through with every little detail and obstacle that the lenders were throwing at us, and helped us get our loan closed. Dean has knowledgeable staff and his office has many years of experience with loans in the local San Francisco market.

Wolf A., 2/17/14

We were trying to take some equity out of our property that was in a trust that we had recently inherited and the traditional banks and other lending institutions wanted nothing to do with us. One call to Dean Rizzi and he was able to tell us exactly what he could do for us, how long it would take and what it would cost. Dean even recommended a wonderful attorney to help us with our estate. I highly recommend Dean Rizzi and his team at Guarantee Mortgage Corp, our loan was approved and we...

Janelle Z., 3/3/14

About Dean

Dean Rizzi is committed to honest service, low interest rates and a stress-free mortgage experience. Equipped with over 20 years of mortgage lending experience, Dean has been on Mortgage Executive Magazine’s list of Top 200 Mortgage Originators nationwide. He operates in a team setting with real estate agents throughout San Francisco/North Peninsula to ensure an efficient process for every client.

Dean’s business philosophy is simple and straightforward: "I strive to keep my clients for life," he says.

When you work with Dean and his team, you can expect a timely closure and no surprises. From homebuying to refinancing, Dean takes special care to pick the right loan product for his clients’ needs. Every day, Dean thoroughly researches and analyzes loan programs offered by lenders across the country to stay well-informed, answer questions and find the best possible interest rates for his clients.

Dean is also passionate about giving back to the community. He partners with local real estate professionals to organize free education workshops in the Bay Area. In his spare time, Dean enjoys writing about himself in the third person.

Dean interview Q&A

How long have you been in the mortgage business? What awards have you won?
Over twenty years and have consistently been in the top 1% of loan originators nationwide every year.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
Fixed rate mortgages have the most stable payment, but it's the highest payment. ARM's have some of the lowest payments, but may increase over time.
What part of the home loan process do customers find most difficult and how do you help them through it?
Gathering and submitting all the paperwork. We make that as easy as possible through our secure portal. It's very user friendly and safe. People love it!
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I love to spend time hiking, fishing and playing golf. My wife and I spend a good amount of time in Tahoe with our dog, Micah, exploring the outdoors.
Tell us something that makes you unique or something wacky, yet interesting about you?
I'm a first generation Italian American and the first in my family to graduate from college.

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