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Drew Wilk

Vice President of Mortgage Lending
1395 Route 539, Tuckerton, NJ 08087
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NMLS: 90062
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TestimonialsCustomer testimonials Read more

Drew was very helpful went above and beyond and really answered all of our questions. It was great, it went very smoothly.

Donald A. -- Keyport, NJ, 2/20/2014

I have financed my mortgages through Drew several times. He has always done a fine job looking out for our best interest. He's honest and wants what's right for his customers. I will utilize his services again and I highly recommend him to others seeking new mortgages or refinancing.”

Jeff L.

My wife and I were fortunate to close on our purchase of a beach house on LBI and Drew Wilk very capably arranged for our mortgage loan to be underwritten, approved and closed. Obviously, this is what Drew and his team does every day; however, I write to acknowledge their extraordinary focus on client services. We closed just thirteen days after the contract was signed. In addition to Drew, Karen Fitzsimmons and Heather McCarty were each responsive and understood our need to close and fund the...

Michael Byrne

My wife and I were fortunate to close on our purchase of a beach house in Barnegat Light and Drew Wilk very capably arranged for our mortgage loan to be underwritten, approved and closed. Obviously, this is what Drew and his team does every day; however, I write to acknowledge their extraordinary focus on client service. We and the sellers signed the contract for this transaction and thirteen days later we closed. In addition to Drew, Karen and Heather were each responsive and understood our...

Michael Byrne

Drew,I haven't experienced a mortgage application process in almost 20 years. So when I began my search for the best mortgage rate 48 days ago I plunged myself into the Lending Tree world and was immediately inundated with calls and emails from fast talking brokers promising the best rates, the fastest service and the least fees. I was surprised but not shocked given the commoditization of the mortgage product and the use of the Internet. While this made the process more transparent and...

Tim D.

Drew, you are not only a trusted and professional loan officer, but a wonderful friend who has handled the mortgage needs of my buyers, sellers, friends and children as well as myself for 18 years. You are a man of integrity to whom I will continue to entrust my business.

Sheila Kunze

Drew:Having settled and moved into our new beach house in Barnegat Light, I sincerely would like to thank you for your extraordinary effort in securing a mortgage for us. I appreciated your effective communication skills in our mortgage application process. In thanking you for your superb business service, I would like to assure you that I will recommend you whenever the opportunity arises.

Udo Marggraf

Drew: Just wanted to say "thank you" for all your hard work in obtaining a mortgage for us. We appreciate the considerable time and efforts you put in on our behalf.

Jean & Roger Cooper

Drew:Considering our special circumstances, you worked diligently with us and extended yourself in meeting with us at various times way outside of business hours. As "first time" applicants we were lucky to encounter someone who was not only knowledgeable, but was also very patient in answering our multitude of questions and explaining mortgage terms to our understanding. We are sincerely thankful for having done business with you.

Ed Yates

Thank you for your help in getting our family a start on Long Beach Island. I am positive without your expert help and guidance, our settlement would have never occurred. You returned every telephone call and were there for us all the time. It was nice to know professional people like you could make our dream come true. You can always call us for a recommendation.

Joann & Pat Corrigan

Drew:How can I possibly thank you enough for all you have done for me and my family? You helped us finance our dream home. Then, you made it possible for us to renovate and add a few personal touches. You made it so easy! You went far beyond the tasks of an agent. I looked forward to your "big brother" pep talks that got us through the final month.

G.G.

Drew: By choosing to work with you and the Superior Group, we were able to close our mortgage in just three weeks meeting the date on our sales contract; very impressive. I have never dealt with a loan officer and mortgage company as efficient as the "Superior" team. You are a great asset to your company.

M. Varone

Drew, Thank you for your help in getting our family a start on Long Beach Island. I am positive without your expert help and guidance, our settlement would have never occurred. You returned every telephone call and were there for us all the time. It was nice to know professional people like you could make our dream come true. You can always call us for a recommendation.

Joann & Pat

About Drew

I began my career as a loan officer with Superior Mortgage in 1988. My experience over the years has earned me a well-respected reputation as an honest and knowledgeable expert in the lending industry. I am capable of handling virtually anyone's financing needs, and pride myself in delivering exceptional personal service and the BEST loan programs to suit every client.

My lending philosophy is simple: never place any borrower in a mortgage program that is not suitable for him or her and treat every borrower exactly how I would expect to be treated. You may be assured that I will provide everyone with complete satisfaction.

While well versed in many types of mortgage products my specialty lies in conventional lending including Jumbo Loans, Second Homes and Investor Mortgages as well as many "niche" products.

Drew interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
Apart from all the common and customary prequalification questions, I spend a significant amount of time thoroughly interviewing potential clients before recommending the mortgage loan program best suited for their needs. Regardless whether it is their primary residence, vacation home or an investment property or whether it be a conforming loan, jumbo loan or an FHA mortgage, going over their short and long term financial goals is very important. It's critical to know answers to questions like: How many years they intend to retain their home? Do they anticipate paying off the home early? Expected retirement timeframe? Significant changes in lifestyle like children going into college, finishing college, weddings in the future? Does their annual compensation make them a candidate for an adjustable rate loan or ARM? Answers to all these questions are essential 'need to know' items before I can make a loan program recommendation that truly matches their financing needs. I make it a point to review fixed rate mortgages, adjustable rate loan programs as well as niche home financing programs that may make sense for my homebuyers and clients that wish to refinance. Each and every homeowner's needs are different so I take time to calculate monthly mortgage payments, interest savings and review purchase closing costs as well as special "no closing cost" refinance options. Throughout my twenty-four year career in the mortgage industry, I believe obtaining as much information as possible during the initial prequalification interview will assure a smooth loan process, a timely mortgage approval and a loan commitment that will fulfill their home purchase or refinance needs.
How has the mortgage industry changed since you started, and what would you expect in the future?
Since the mortgage industry meltdown, investors who purchase home mortgages have definitely tightened their requirements. As expected, full credit and income documentation is now the norm. The government has taken a much larger role in regulating Mortgage Bankers including annual written exams and required continuing education for loan originators to maintain their license. Technology has also made dramatic advancements since I began my mortgage origination career nearly twenty four years ago. All aspects of the mortgage application process have become automated. The loan process has become streamlined and efficient starting with my personal online application website at www.guaranteedrate.com/drewwilk to super efficient processing, automated underwriting to paperless files and ending with loan application paperwork and closing documents being sent via encrypted email, the mortgage application process has become simplified and hassle free.
What are the top 3 misconceptions people have about the home loan process?
"Closing Costs": typically clients don't understand fully the funds needed for settlement. For that reason, I take time to explain to the borrower in detail all costs associated with their purchase or refinance. "Lower Rate Elsewhere": I assure my clients that I will secure for them the lowest interest rate available while at the same time providing them with prompt, professional and courteous service. Many clients are repeat customers because of my knowledge and expertise and Guaranteed Rate Superior Mortgage Group's reputation for putting the customer first. "Some borrower's believe that because of their qualifications they shouldn't need to provide all the requested documentation": The Equal Credit Opportunity Act (ECOA) is a Federal Law which requires lenders to make credit available without discrimination on the basis of race, color, religion, national origin, age, sex, marital status or socio-economic status. Each and every borrower is treated EXACTLY the same as required by Federal Law. No borrower will ever receive preferential treatment.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I live on Long Beach Island so spring, summer and fall are when I especially enjoy spending time outdoors with family and friends. Boating is my passion and being out on the water in my boat is where I may be found as often as possible usually with a fishing pole in hand. Additionally, I love to travel along with my wife of twenty seven years and lovely daughter.
Tell us something that makes you unique or something wacky, yet interesting about you?
Spanish is my second language because I spent a year studying abroad at the University of Madrid in college. Also, I\'m known as Mr. Fix-it because of all my dad taught me when growing up. I am extremely handy and a perfectionist at times. There is not much that I cannot do myself.

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