Erin Pearce, a Colorado Native, spent her early years learning the ins and outs of the mortgage industry from her mother. At the young age of 17, she jumped in feet first, to her first job in the mortgage industry as a Junior Loan Processor, Closer, Underwriter, Assistant Manager, manager of an $80 million warehouse line for a small mortgage company, a Compliance Trainer and making her final stop in Sales. Erin has spent her years becoming an expert in niche programs that Guaranteed Rate has to offer, to help anyone from the First-Time Homebuyer with FHA and Grant programs, Veterans in VA loans, Rural buyers in USDA loans, and new home builders to name a few. During her 15 years in the mortgage industry, she has learned that there is no such thing as "typical" or "normal" when it comes to a loan transaction. Every transaction is unique and has different financial needs and problems to be solved. To help keep up with the times and assist in smoother transactions, we utilize a paperless document system that uses electronic signatures and TransferSafe for secure uploads of clients documentation. This gives the borrowers 24/7 access to their files in our system and they receive emailed notifications upon every milestone completion on their transaction. We feel communication is the key to a good transaction and our team will be in constant contact with all members of the transaction, including agents, throughout the entire transaction. The mortgage business, like an business really, isn't about money; it's about the trust which is developed. Erin's goal is to deliver a "Red Carpet" experience, so when the transaction is complete, she will have earned your trust and your referrals.