GuaranteedRate - Mortgage Company

Francesco Foggia

Vice President of Mortgage Lending
12121 Wilshire Blvd, Ste 350, Los Angeles, CA 90025
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NMLS: 278442
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TestimonialsCustomer testimonials Read more

As a first time home owner buying a home in the midst of tremendous uncertainty surrounding the changes to the tax code, I was very fortunate to be working with Francesco. His strong relationships in the lending community helped us to secure a competitive rate for a 35 day escrow window that fell over the holidays – nothing short of a miracle and he got the deal done seamlessly. His professionalism and depth of experience made what could have been a very stressful experience smooth and...

Miasie Short, CAIA, CFP®

When our realtor referred us to Francesco Foggia, we knew our fortunes were about to change. It was only days before he came back to us with a jumbo loan with an interest rate a full 2 points below what we'd been quoted by others. The fact that Francesco was able to extend our loan over and over, at no cost to us, smack in the middle of the mortgage meltdown was almost miraculous...working with him was by far the easiest and most enjoyable part of the entire experience.

Debbie Miller EVP Marketing 20th Century Fox

Francesco was a pleasure to work with. He is organized, hard working, and accommodating. I would refer friends and family to him.

Mike Caren President, Worldwide A&R, Warner Music

I have sold over 1,000 luxury properties in my 30+ year career, dealt with dozens of lenders and quite a few good ones. Francesco is the best mortgage Broker I have ever worked with. Francesco is incredibly knowledgeable and very responsive serving me and my clients and getting the deal done. Francesco also has a great demeanor that makes everyone feel good and confident about the loan process.

Gary Gold Executive VP of Hilton & Hyland

Francesco summoned nothing less than a miracle to save my condo purchase. After being rejected by a big bank in the 11th hour, Francesco and his colleague Chris swooped in to come up with a smart new way to present my unconventional royalty-based finances. Within a few days I was approved with a new bank and my property saved. Can't thank these guys enough.

-Edan D. Artist, The Score, Republic Records

Success is all about aligning yourself with the right advisors, and Francesco is clearly a star player on our team.

Debbie Miller EVP Marketing 20th Century Fox

Francesco is incomparable within the field of mortgage lending. As complex as the home financing process is, Francesco goes a step beyond in everything he does: staying abreast of product knowledge, emerging trends, and innovative solutions, no matter the complex nature of the transaction. Across decades of experience in real estate, we have been fortunate to work with some of the best in the business; Francesco is among a select, top-tier group, and has earned our sincere endorsement.

Charles L. Black III Executive VP Hilton & Hyland

Thanks Francesco. You and your team were excellent to work with and the loan process was the best I have experienced. Please pass along my thanks to your entire team. Until the next refinance! I will definitely refer your services to any of my family or friends.

Martin C. VP Business Management Northrop Grumman

It has been a pleasure to work with you on the recent refinancing of our home loan. Your professionalism, knowledge and winning personality made what is normally a painful process into a piece of cake. I am pleased to recommend your services without the slightest hesitation.

Jeff Lloyd Managing Director Sitrick Brincko Group

When I needed a super-jumbo cash-out refi completed in 45 days, in walked Francesco Foggia. Not only did he work nights and weekends to close the deal, he did it in THIRTY DAYS. That’s amazing in and of itself—AND he saved me tens of thousands of dollars in the process. I will definitely be referring my clients and friends to Francesco for all their real estate financing needs. Thank you Francesco!

Brian K. Managing Director Gallagher Entertainment

After dealing very unsatisfactorily through the Private Bank with whom I have had a relationship with for over fifteen years, it was refreshing to have a Loan Broker perform in such a professional and timely manner. Francesco Foggia successfully dealt with my financing needs regarding One Queensridge Place condominium in a prompt and professional manner. His expedited service was and is very much appreciated.

Paul Flynn Managing Member Airway Communications

We think the world of Francesco. He made everything simple and easy to understand. We are now debt free. When our check was late, another was deposited in our account, thanks to Francesco's effort. Whenever I called him, he got right back to me. His professionalism and kindness is a great asset to your company! We look forward to working with Francesco in the future.

Ralph & Jamie Nazarian Canyon Country, CA

Working with Francesco and his team was a delight, from my initial meeting to the conclusion of escrow I can safely say I couldn't have had an easier time, and that's not just my opinion but that of my realtor!

Richard Browne VP, Product Development THQ

Francesco showed me the value of going through a broker. He got me a better deal ultimately through my own bank Wells Fargo than I could get through them directly. The proof was in the final numbers.

Cody Alexander VP, Video Games William Morris

As an experienced real estate investor, I really appreciated Francesco's ability to quickly understand my business, loan and timing needs. He quickly recommended a combination of products that exceeded my cash needs, while locking in an interest rate and duration much better than anything I could find online. What really blew me away is he then negotiated with the banks to get the rate and terms just slightly better before locking in. I have found my partner for future financing needs.

Randy Ide President Envision Media

I had been dealing with several brokers over several weeks before I was introduced to Francesco Foggia. He acted immediately to find funding for my jumbo loan during a time when jumbo loans had dried up. In addition to finding the financing for my mortgage within a very short time, the terms were a much better financial deal than the other mortgage brokers were offering.

Jay H. Brown, Esq. Managing Partner Brown

Francesco Foggia – Takes a personal approach. In a numbers oriented business Francesco caters to the personal and often emotional aspects of lending while still obtaining the best deal for his clients. I find his ability to obtain the most beneficial financing combined with the criteria of the client a winning combination. His professionalism and knowledge makes Francesco heads and shoulders above the masses. Tim Jahnke, Realtor Prudential California Beverly Hills, CA

Tim Jahnke, Realtor Prudential Beverly Hills

Francesco is a fabulous bundle of young ambitious energy and he goes the extra mile (literally - sometimes many miles!) to make the client happy and to get the deal done! When other Lenders say "no-can-do", Francesco says "yes I can" and he gets it done! Jennifer Niman, Realtor Prudential California Sherman Oaks, CA

Jennifer Niman, Realtor Prudential California

Thank you very much for your great services in securing my refinance. It was smooth, easy and handled in a very professional manner.

Louis A. Reisman Partner Weinstock

I just wanted to tell you what a tremendous help you have been securing the financing for my new home. You were on top of things from start to finish and handled everything with the utmost professionalism. I will certainly thank Whit Whitmore for referring me to you. It has been terrific working with you!

Lucas Grabeel, Actor High School Musical

Francesco has been an important part of my team for nearly 3 years now and has never, ever, let me or my clients down and has delivered as promised time and time again! I have reached him in an emergency 7 days a week, 24 hours a day. Francesco, you have been there for me and my clients and have shown us the difference between a loan consultant and an expert - you, my friend, are an expert.

Suzanne Grace, Realtor Prudential California

My family decided to take the leap and move to LA full time. Coming from Canada, I had no idea if I could even qualify for a mortgage, but Francesco made it easy. Not only did he get us by far the best rate, he hooked us up with an amazing realtor. Through appraisals, inspections and the wild world of escrow, Francesco was there to answer my questions - usually before I even asked them. Moving two little kids across the continent could have been a nightmare. Francesco made it a dream. Jason...

Jason Belleville Supervising Producer, TBS

Positive - Passionate - Patient - Professional: four words that come to mind with respect to Francesco Foggia. As first-time home buyers, we were pleased with Francesco's level of service and professionalism. His positivity is contagious, and in our mind, one of his unique qualities that distinguishes him from the rest. We look forward to working with him again in the future.

Kayvan Iradjpanah Attorney Littler Mendelson PC

As an actor, it can be very intimidating to consider the option of home ownership since our income can be so unpredictable. I am pleased to testify that you helped me to shatter that fear and jump that hurdle, and armed me with a way to preserve more of my finances now that I am a home owner. Much Gratitude to you and your team!!!!

Thankful Always, Aisha Hinds Actor

It has been an absolute pleasure working with Francesco. The service and attention that we received were exceptional. Francesco is honest and I always feel confident that he will point me in the right direction and do what is in my best interest. He is extremely organized and knowledgeable and is on top of his game which has saved me a lot of time in the process. His strong work ethic and competence is matched by his charisma and professionalism. I would recommend him without...

Mani H. Zadeh, M.D., FACS Otolaryngology

Working in the financial services arena has taught me the importance of being able to deliver BOTH high levels of service AND a superior product. I wholeheartedly believe that Francesco excels on both fronts. I have trusted him with my mortgage and would gladly recommend his services to my clients as I have no doubt he'll provide them with the same superior experience that he provided to me.

Edward Moyzes Financial Planner SFG

If you need to get a deal done in today’s tight credit market, Francesco is your guy. He works tirelessly on every detail until the deal is closed and doesn’t miss a step. We highly recommend Francesco.

Stacey Karr, VP Acquisition Marketing, DIRECTV

After 37 years in the escrow business, my staff and I can confidently say that your service is a level above any mortgage broker we've ever worked with. Your sense of urgency, proven financial guidance, and amazing ability to connect with all parties removes all anxiety from the transaction – it's no wonder you're the preferred mortgage broker for the top agents in the industry! You've earned our trust (and the trust of so many others!), and we recommend you without hesitation!

Dup Peirce President Canon Escrow Beverly Hills

You are amazing! Thank you for all of your incredible attention, hard work and diligence. You are a wonderful asset!

Sally Forster Jones, Realtor Coldwell Banker

I was so impressed with Francesco's professionalism, attention to detail and he always made us feel like we were his top priority. I am so grateful that I was referred to Francesco Foggia and grateful to him for the refinancing of our home.

Marc H. Talent Manager Thruline Entertainment

Friends kept coming up to me and telling me that if I wanted to get the best mortgage, I had to call their guy. Well, it turned out that Francesco was the guy whose rates couldn’t have been beaten. In fact, when I brought his rates to other brokers, they told me that they couldn’t match it. But, it didn’t end there. Francesco was always accessible, responsive and extremely professional. He ensured that every step of the loan process went smoothly and moved expeditiously.

William M. Thruline Entertainment Beverly Hills

Francesco made the process of applying for and qualifying for a mortgage loan about as painless as anybody could. He was always delightful to deal with, took time to explain everything and was legitimately caring about our situation. We will not hesitate to go back to Francesco when we make our next purchase.

Andy Head of Production Gaumont International TV

Francesco Foggia is a miracle worker! When faced with the daunting task of obtaining a loan for a very in-demand local triplex, he made the process easy and stress free. A consummate optimist, Francesco was never too busy to drop paper work off at my office and a return phone call was always just minutes away. From initial contact to the delivery of our keys, our deal took less than six weeks.

Sharon W. Partner Much and House Public Relations

Francesco is a consummate professional, in terms of both expertise and customer service. I recently refinanced my home, and Francesco made the process far simpler and less time consuming than I had expected. And he was able to get me a great rate, which was the motivation to refinance in the first place. I will certainly recommend Francesco to friends and family in the future.

Michael Jay Partner Boies, Schiller & Flexner LLP

Dear Francesco, I want to compliment you and your office for the manner in which you handled my recent refinance of my mortgage. You completed the process without any hassle and "on time." I am very pleased and hopefully, will be in a position to refer clients and friends when they are seeking financing. Very truly yours,

George R. Royce, Esq. Beverly Hills, California

Francesco made the daunting task of buying a home as easy as it could possibly be. He was able to lock in the best rate without any surprises at closing. My wife and I are both extremely busy and Francesco’s professionalism, personal approach, and flexibility to our schedules were refreshing qualities to find in a mortgage broker. We have already referred Francesco to several of our friends and will not hesitate to continue to do so in the future.

Ira Napoliello Producer 20th Century Fox

Francesco Foggia helped navigate our fact two deals now; one refinance, one purchase-with the utmost expediency. My husband and I are extremely busy and Francesco has been very conscious of expediting our mortgages with ease and efficiency. He consistently went beyond what we expected from a mortgage broker. He locked in a great rate, sold us exactly what we wanted with nothing hidden. I will be using Francesco for my next deal.

Raelle Tucker Co-Executive Producer "True Blood"

You always gave my wife and I the trust we hoped for while securing our home loan. Thank you again for your sound advice, professionalism, courtesy, and never-ending enthusiasm in helping Jill and I move into our new home.

Andrew T. Cohen, M.D., FACS

I wanted to thank you for the fantastic job you did for my wife and I to help us purchase our home. We couldn’t have asked for a more easy-going professional to educate us in the entire financing process, and you made a daunting, difficult task seem easy and polished. We will definitely refer many of my colleagues at Cedars Sinai Hospital and St John’s Hospital to you in the future.

Andrew T. Cohen, M.D., FACS

Thank you very much for all your effort, work and help with this loan; it has indeed been a pleasure working with you. I am exceedingly glad I decided to work with you when we first met at the Bronson Hill open house. You dealt with some difficult obstacles and won through for me and I thank you.

Arthur C. Hubbard

Words can't express the joy you and your team brought to my family when we heard the news of final approval. Through professionalism, diligence and tireless effort your team made this deal happen at a killer rate when many of your incumbents did not have the resources or will to even attempt to take us on. Your team knocked it out of the park!

Salim Admon, Managing Director, Lenox Advisors

I've purchased five homes in my life and never have I worked with a broker as diligent and passionate as Francesco. He went above and beyond to work through what became a very complex purchase due to extenuating circumstances. He made me feel a lot of trust and ease in a very stressful situation and got the loan through despite the odd circumstances thrown at us. He handles some of the biggest buyers in Southern California and he treated my 1 million dollar purchase like it was 11 million. He's...

Kathryn Frazier, Owner: Biz 3

About Francesco

Vice President of Mortgage Lending and Trusted Lender for Hilton & Hyland Real Estate in Beverly Hills

Francesco Foggia is an experienced real estate professional specializing in providing creative residential, commercial and development financing solutions in Southern California. His areas of expertise include Beverly Hills, greater Los Angeles, Palm Springs and Palm Desert, and he joined Guaranteed Rate in 2014 and is a trusted lender for Hilton & Hyland.

Francesco began his career at such diverse companies as Salomon Smith Barney, Daewoo Corporation, and Northwestern Mutual before transitioning to real estate finance at Credit America Financial Services as a private mortgage banker. Francesco joined CS Financial in Beverly Hills in 2005. After a decade, Francesco has joined Guaranteed Rate, where he can offer a wider variety of loan options and better rates. Applying his background in financial management and marketing to the mortgage industry has earned him a reputation for providing innovative lending solutions and delivering dedicated personalized service.

A longtime Southern California resident, Francesco earned his B.A. in Business Administration and Management from California State University at Northridge. When not closing deals, he can be found practicing martial arts, on the basketball or tennis court, or winning a round of Cranium.


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