GuaranteedRate - Mortgage Company

Fred Burt

Senior Loan Officer
20 Clementon Rd E, Suite 102N, Gibbsboro, NJ 08026
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NMLS: 64497
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TestimonialsCustomer testimonials Read more

I just wanted to thank you from bottom of my heart for the successful loan processing you have done for me. Also, I would like to thank your team - especially Pam & Michelle. I must say , you have a wonderful team with a great customer service. This is my promise to you that in the future, if any of my family members or my friends trying to buy a house, I'll send them to you & also I'll share my great experience working with you to them. I have moved in to the new house already & it has been a...

Mohammed S.

Please let me tell you, Fred, I find you one of the BEST Mortgage Professionals that I know in recent years, always prompt, courteous, tech savvy, diligent and more. I have been in the insurance business over 24 years and came across many Mortgage Professionals and by far you are the BEST! Thanks again and have a wonderful day!

Hasan M. - Insurance Agent

The whole team was absolutely wonderful; however Fred was exceptionally knowledgeable, as were Pam and Michelle expedient and professional. Thanks so much!

Robert J.

We wanted to especially thank Fred Burt for his diligence and hard work on getting us our loan on time. He was a great point person and communicated with us well throughout the entire process

Philip P.

Special thanks to Fred Burt and all staff for excellent service provided. Everything was explained in simple way and it was a very good experience and I will recommend to all friends and family members.

Bedair W.

From the very beginning, all the information concerning rates, requirements and detailed time lines were clearly spelled out and accessible with my online loan package. At closing every detail was accurate, the rate was excellent and they saved me a ton of money. These guys were freaking awesome from start to finish. Highly recommend!!!

Simeon P.

I don't often get to direct buyers to a mortgage consultant. They usually have already found someone by the time they get to me. But, I would be happy to work with Fred any day! It has been such a smooth process thanks to Fred and his team!

Gwen C. - Realtor

Fred was amazing, walked us thru every step, answered all our question all times of the day and even weekends! Best mortgage experience ever and we have bought 7 houses with mortgages to date!

Robert T.

I don't think I have the words to truly express the support and dedication I received from our loan officer, Fred Burt. He literally treated me like FAMILY. When Fred said "you can call me DAY or NIGHT....." he really meant it! I know this for a fact, because I would email him with questions all the time ... day or night. Working with Fred was probably THE most positive experience in this entire process. There were a few ups & downs in my deal, because we had a crazy tenant situation, but Fred...

Michelle M.

Fred Burt was excellent in helping me through the process of acquiring my mortgage. From start to finish he answered any questions or concerns that I may have had as a first time buyer. Making the process effortless on my part. I couldn't be more happy with Guaranteed Rates service or professionalism. When I am ready to buy another home I will be contacting Fred again. Thank you!

Robert B.

From the first phone call to the Closing, Fred Burt and Guaranteed Rate made what is commonly known as a stressful process into an absolute pleasure. I shopped four other Lenders but Guaranteed Rate was the only one with the trifecta of perfection: the lowest rates, pristine customer service, and a modern, easy-to-use website to submit documentation and view the quickly moving progress of our mortgage!

Barbara M.

Fred was extremely helpful, organized, patient and knowledgeable. I would strongly recommend him.

Carol D. – Staten Island, NY | AUG 2015

I used Guaranteed Rate when I purchased my house in 2009. Was very pleased with my agent, Fred Burt.

Diana M. – Colonial Beach, VA | June 2015

I felt that Fred Burt fought for me and was working for me, not against me.

Timothy R. – Philadelphia, PA | Feb. 2015

My dealings with Fred were great. He always informed me and explained to me what was going on in a way that made it easier for me to understand it.

Christina O. Staten Island, NY. 10/21/2014

Fred Burt should be used as the standard for Loan Officers to follow. His attention to detail, experience, planning and commitment to the positive end result, is unmatched. Not only is he an excellent resource in his field he is also an excellent individual. The personal touch that he adds to this process is what made the experience a memorable one. This does not happen often for me in business dealings but I am happy to consider Fred as a friend. Anyone that I know that is looking to purchase...

Joseph L. -- Burlington, NJ. 9/26/2014

My loan officer Fred Burt really made this happen for us. We will be recommending him to family and friends!!

Daniel W. -- Woodbury Heights, NJ. 10/10/2014

Fred responded to all of my questions! He went above and beyond any possible expectations!

Scott C. -- Pawtucket, Ri 8/27/2014

I was familiar with Fred Burt from my original loan. I thought so highly of Fred, I did not even consider using anyone else for my re-mortgage. I couldn't be happier with the process, results and quick turnaround time to get everything completed. Fred had outstanding attention to detail and communication throughout the process.

Andrew B. -- Estell Manor, NJ, 4/10/2014

"Fred Burt was extremely helpful in the process and proactively worked to keep me informed of what steps I needed to take. The whole team was wonderful to work with and I found the people I worked with were trustworthy, helpful, and insightful. I felt this company met all the criteria that I have for a professional service. There were a few hiccups but, from what I understand, there always are. I have no reason to use another company and I've already recommended you. Thank you!"

Evan B. -- Pittsburgh, PA. -- 6/ 2013

“Amazed! This was my first experience with a home purchase and I'm very pleased with how it all went from my application to the closing. My son recommended GR, and he does not tolerate ineptness so I knew I was in good hands. From the application process to the approval, everything was handled very professionally yet personally. Fred could not have been more helpful. I was comfortable asking questions because not only did I get a clear answer, but never felt like a bother. The closing process...

Judith T. -- Allentown, PA. -- 5/2013

"My experience with Guaranteed rate was amazing. Fred would help with any simple or complicated question we had. They were always answered in a timely manner. It doesn't get any better or much easier. I have recommended Fred Burt to two of my friends already!"

Whitney B. -- Glenside, PA -- 5/2013

Fred Burt was a tremendous help/support, when my husband and I decided to refinance. We will be asking Fred to help us in the near future, as we decide to retire and downsize.

Lorraine R.

Fred helped us secure our mortgage for our home and our refinance loan. He worked with us to identify a low interest rate and was very responsive as we prepared the paperwork and moved forward in the mortgage process. He is very personable and good to work with.

Justin P.

Fred is a true professional who is willing to go above and beyond for his clients. He's' accessible 7 days a week and a tremendous asset in the home search process.3

Frederick B.

Fred was and is a wealth of information when it comes to mortgage. I have referred several clients and the feed back is always positive. A pleasure to work with, easy to reach and very detail oriented.

Connie F.

When I was looking for homes as a first-time home buyer, Fred went above and beyond to provide excellent service and guidance. Not only is he an excellent resource for mortgages/loans, his knowledge extends to areas outside of his expertise. I have recommended Fred to several family members and friends.

Madison T.

Had a positive experience working through a mortgage with Fred.

Alexa A.

Fred was able to work with me in a flexible manner and close the loan in a short time. I have already recommended Fred to friends who are also seeking his assistance.

Deepak M.

I have worked with Fred for several years as settlement attorney for Superior Mortgage and Guaranteed Rate Inc. Fred is a problem solver. He is on the cusp of all the changes in the marketplace which is especially important in this volatile economy. It is a true privilege to work with Fred every day. I never hesitate recommending him to my clients, friends or family looking to purchase a new home or refinancing their existing one.

Frank S.

As the interest rates kept lowering, I was able to refinance my home on 3 opportunities. After I dealt with Fred Burt the first time in 2007, I kept going back to him. Why? Because he immediately gained my confidence and trust by explaining things to me while being forthright and genuine. Fred was always readily available via phone and email. He showed a true professionalism to his craft and I would definitely recommend him to anyone looking for someone to steer them clearly through the...

Marjorie M.

Fred helped me to refinance my mortgage. With his help, I was able to eliminate PMI, reduce my total mortgage duration, avoid paying points, and reduce my interest rate. I did a lot of homework before refinancing, and Fred was able to secure the best deal by far. If you're thinking about refinancing, talk to Fred. He's responsive, patient and great to work with. Thanks!

Amy B.

Fred is truly a knowledgeable and attentive VP of Mortgage Lending and I give my personal recommendation wholeheartedly!

Lucy R.

Fred is very professional and personable. He is always available to answer questions and provide the best options to suit your needs. Fred works until the job is done and you're satisfied with the results. I'm happy to recommend him.

Daniel B.

Fred has been and continues to be a huge asset to my business, my clients & my referral partners. Whenever a new client is referred to me that is outside of my licensing footprint, Fred steps in and helps me get their mortgage to the finish line quickly & efficiently. He is always available to me both nights and weekend which has been hugely valuable. Fred is a terrific colleague to have on my team & I would not hesitate to recommend him to anyone.

Paul C.

I was denied a mortgage on one of my properties after getting the run around for over 6 months! I called Fred, who secured a mortgage for me in less than 45 days! His top of the line professionalism and reliability puts him at the top of my list when recommending a mortgage lender to others.

Cissy I.

Fred Burt is an excellent choice if you are interested in financing for purchasing a new home. Mr. Burts experience, in-depth knowledge and availability made him a pleasure to work with. I highly recommend him and stand by his work.

Robert K.

Fred is one of the most professional Mortgage Loan Officers that I know.

George A.

Fred is very detail oriented and a true problem solver. A very professional loan originator.

Kristine M.

Fred is always willing to go above and beyond to make sure he provides the best options to his clients for buying a home or refinancing. He is very detail oriented and understands the mortgage market. Fred is someone you can count on to hit target dates and deliver stellar results!

Christine E.

I have worked numerous transactions with Fred, and I have to be honest, he is one of the most professional, honest and sincere mortgage bankers I have ever worked with. He has handled some of my clients during several absences, and I get incredible feedback from my clients. Thank you Fred, it is a pleasure to work together.

Ben M.

Fred has delivered great mortgage services to my Real Estate clients for a couple of years. I feel confident when I tell someone to give him a call to discuss their home buying or refinancing options. If he can't help them get a mortgage at the time, he gives them a plan to get them in shape to buy. He turns around mortgages very fast and when he tells someone they can afford X there isn't any bait and switch latter on. I only work with mortgage people my clients like and recommend. This is how...

Bev M.

Hey check out how amazed Stacey was with Fred services! “Our mortgage person was Mr. Fred Burt. This company gets an A+ for providing clarification. This was my first refinance and nothing made sense to me however, Mr. Burt was patient and took the time to explain everything!I have already recommended Fred to others and will continue to do so! Thanks so much!“

Stacy C. -- Mastic Beach, NY -- 12/2012

Fred, I hope you had a wonderful holiday. I wanted to take this time to personally thank you for all of your help with the refinancing of my mortgage. Working with you has been a pleasure. Your professionalism and friendliness along with the convenience of not having to leave my home made this process so easy. Once again, thank you for your attentiveness to all of my phone calls and questions. I have given out some of your cards already and will definitely recommend you to anyone in need.

Donna Mooney

After talking with three other lenders, we were immediately drawn to Fred Burt. We never expected the level of service that we received from Fred, and his team. He was very knowledgeable, and worked with us to pick the perfect loan for us. He spent much more time working with us than we ever thought a mortgage lender would, and was always available to us, even after hours! We highly recommend Fred to everyone looking to buy a home or to refinance. Thank you, Fred, for taking great care of us,...

Beth and Jeff Farrell

Fred:You were great. I hope we have the pleasure of working with you again!

Tracy Pritt, Keller Williams Realty

Hi Fred,Just wanted to let to you know that the closing went smooth. The realtor was praising your ability and quickness in regards to the lending process and said she would not hesitate to recommend you to her future clients. At this time, I do not have any questions for you, but I will definitely contact you if something should arise. Thanks again for all your help! It was a pleasure doing business with you!

Dawn Davis

Hi Fred, We just want to tell you again what a fantastic job you and the rest of the team did in getting all the paperwork and details processed and worked out in such a quick and professional manner. I know that we gave you a tight deadline and your team came through with flying colors. Keep up the good work and we will definitely recommend you to our friends if they are looking for a mortgage. All the best.

Bill and Kim Davis

Hi Fred, Just wanted to give you our gratitude for your professional service. We really appreciate your professionalism and experience. Your company should be happy to have you working for them. You made everything so easy and every time we had any question you were always there to answer it. Thank you sooooo much Fred.


Dear Mr. Burt,My husband and I truly appreciate all the time and energy that you dedicated in the refinancing of our home. We had spoken with several loan officers in the initial phase of finding a mortgage company. You stood out because we felt confident that you had only our best interests in mind. You proved it by always being available to answer our questions and address our concerns via phone and email. You clearly explained things to us and made us feel comfortable while handling it in a...

Marjorie McLaughlin

About Fred

I started in the mortgage business in November of 2005. I was recruited by a college friend who graduated prior and got me in. I love helping people accomplish one of life's biggest goals of homeownership. I went to Temple University in Philadelphia and still attend Temple football and basketball games in the fall and winter. My son turned 1 on January 24th.

Fred interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
Just over 10 years in the mortgage business and I was inspired to get into the business because of the potential to be able to help people accomplish one of life's biggest goals of homeownership!
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
There are pros and cons with a fixed rate mortgage versus an adjustable rate mortgage (ARM), especially for first time homebuyers. The low initial cost of adjustable-rate mortgages, or ARMs, can be very tempting to home buyers, yet they carry a degree of uncertainty. Fixed-rate mortgages offer rate and payment security, but they can be more expensive. With the right information, whether it is a refinance or a new home purchase, I can help my customers pick the best mortgage that meets their financial goals.
How has the mortgage industry changed since you started, and what would you expect in the future?
When I first started in the mortgage business anyone with a 580 credit score could get a mortgage with zero money down. Zero money down is now only available with USDA and VA financing. The minimum required credit score is 580 with FHA and VA, but 620 for Conventional and USDA. I expect guidelines to stay tight for sometime to come but we may actually see some leniency return as investor confidence builds/returns and foreclosure rates continue to decrease.
What part of the home loan process do customers find most difficult and how do you help them through it?
Gathering documentation and documenting large deposits in their monthly bank statements. I invite borrower's to transfersafe immediately and I review bank statements immediately upon receipt to identify any large deposit transaction that may need to be documented. This way we're done and past these issues at the very beginning of the process.
What provides you with the most satisfaction in your job as a Loan Officer?
Helping first time homebuyer's purchase their very first home. The mutual appreciate goes well beyond a business relationship.
Tell us something that makes you unique or something wacky, yet interesting about you?
I know how to skin a muskrat.

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