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Ian Beamer

Vice President of Mortgage Lending
3940 North Ravenswood, Chicago, IL 60613
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NMLS: 222909
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TestimonialsCustomer testimonials Read more

Ian and Guaranteed Rate team were great! They made the loan processing easy and painless as possible. There were always available to answer my millions of questions, and let me know every step of the way what I needed to do. I would definitely work with them again if refinance or need a new home loan.

Afshan R. – Morton Grove, IL | Feb. 2015

Ian Beamer and his team did a great job! He explained everything very well and made it happpen in a professional manner. Nicely done, well organized and no loose ends!

William G. – Arlington Heights, IL | Dec. 2014

Ian was an awesome L/O... He and his staff were on top of everything and were available whenever I had any questions.

Robert B. -- Chicago, IL. 10/9/2014

Ian Beamer and his entire team were expedient and courteous throughout the process. He even came to the closing which showed extra effort to ensure the closing when smoothly

Linh L. -- Oak Park, IL 3/13/2014

Ian Beamer is the BEST!!

Paige A. -- Batavia, IL. 9/19/2014

Ian was a great help and guided me through the entire process. He explained things to me well and always made sure I understood everything before we hung up the phone.

David A. -- Chicago,IL 1/16/2014

"Ian Beamer is a true professional and has helped so many of my clients find their dream home. I'll work with him every chance I get."

Joe S. -- Chicago, IL. -- 11/2013

"I want to say a big THANK YOU to Ian Beamer and his team for their help in assisting me through my mortgage process and successful home closing. It was fast and easy process. Overall, I had a great experience. I would definitely recommend and use them in the future. Thank you very much!!!"

Olha O. -- Chicago, IL. -- 11/2013

"Everything went really well, I was surprised how easy it was. There were some hold ups due to my condo association and Guaranteed Rate wanted to make sure everything was in order but we were able to work everything out. Ian was very good and explained things well for us. He was almost always responsive within the hour and he even showed up at the closing! Thanks Ian!"

James H. -- Lombard, IL. -- 9/ 2013

"For this being my first loan, I feel like it was a very smooth and easy process. There were no questions I had that were left unanswered. The team was well informed and moved at a quick pace. They were very easily contacted, and quick to respond. The one time he wasn't available, he made arrangements to take care of my needs, and left me in good hands. With this being my first home purchase, I'd say I was pretty clueless about the process but everyone I worked with was very helpful and...

Patrick F. -- Chicago, IL. -- 6/ 2013

Thank you Ian for being at the closing in case something else was needed. I appreciate it very much. I know very well that I was not the only person who you were working with to get a mortgage but I felt like I was the only one. Staff very conscientious and responded immediately to emails.

Maria P. -- Laguna Beach, CA. -- 8/ 2013

Hey, check out this amazing review from Rob about Ian! “Thank you so much to Ian Beamer and his whole team. You made the process so easy by being very responsive and patient with questions. We'd work with you again in a heartbeat!”

Rob W. – Chicago, IL – 5/2013

Ian Beamer is the the Man! I started my home buying process a year ago. He was nice enough to spend a half hour going through the process with me (even parts that didn't involve a mortgage). He was extremely patient with me and took me step by step through the mortgage process. Apart from being super knowledgeable, Ian is also really well connected. Whenever I had an issue, Ian would say "I'll handle it" and sure enough 5 min later I'd get a call back saying the problem is handled. I...

Salman V- 3/2013

I highly recommend Ian Beamer. When closing on our first home, we told him to lock us in at a rate. He surprised us at closing with an even lower rate than he originally quoted us. We have used him to refinance our home and purchase a second home. He has always answered our questions quickly and honestly.

Angela D

Mr. Beamer was very helpful and professional throughout our buying process. We definitely plan on going back to him when we sell and buy again!!

Todd H

Ian is quite trustworthy and punctual, he got me the lowest rate possible and locked it in just on time; months after I bought my property and rates went down, he helped me refinance and the process was absolutely pain-free. I do recommend him.

Kousha M

Ian is great helping first time buyers understand the mortgage process. Most importantly Ian always gets the best rate. That is why I have used him myself.

Victor E, Coldwell Banker

Ian is the only lender I will refer for conforming loans.. He is responsive and efficient. He is excellent at what he does.

Rich M, Organic Realty

Not only a trusted advisor and true professional throughout the entire process, Ian bent over backwards to make our purchase experience seemless. I have since worked to re-finance given the market environment and thought of nobody else to call other than Ian. He will have our business for years to come.

Brian P

I always recommend Ian because he's a dependable, trustworthy, and competent mortgage broker. He's a fine man who I am always happy to work with. Also love Guaranteed Rate, they're the best!

Vana K, Coldwell Banker

Ian and his staff made buying our house very easy! I would highly recommend him to any future buyers looking for an honest, dependable mortgage broker!

Jessica W

Ian approaches each client with personal service that enhances his skills for client's needs. He is an excellent communicator and makes sure all expectations are met quickly and professionally. Any buyer should welcome Ian's service, knowledge and commitment for the mortgage process.

Leone B, Coldwell Banker

Ian did a great job responding quickly to my questions and providing me with all of the information I needed throughout the process of getting my mortgage loan. He basically handled everything for me from the beginning so I didn't have to spend a lot of time answering questions and filling out a lot of paperwork. He provided me with a great rate from the get go, so there was no need to shop around. He also had all of the necessary information ready at my closing, so it was just a matter of...

Brad C

I've used Ian twice to refinance my property. I've compared his services to other companies and he always beats them - hands down. Also, he gets the job down quickly and efficiently.

Leslie F

In 2009, I thought I was going to loose the condo of my dream because I could not get financing from another mortgage company. My real estate agent suggested I call Ian. Thank god for the master himself. Within 48 hours I was approved, and I closed within two weeks. If anyone can get the job done, I know he can. I fully endorse him for any of your mortgage needs. Your Client Forever, Denise Y

Denise Y

Ian made refinancing our home quick and painless! He was prompt to answer any questions we had and explained the details of the process thoroughly.

Jolene G

I worked with Ian to get a mortgage on my first home. He was very professional, friendly, and took the time to explain everything to me in detail. He got me a great deal! He also followed up with me a few months later to help me improve my mortgage rates, and has been keeping in touch ever since.

Amit S

Ian provided our original mortgage and a few refinancings. He works hard to get the lowest rate and make the transaction costs as affordable as possible. Ian is a friendly, responsive guy. We recommend him highly and will use him again.

Karl C

Ian got us approved for our mortgage easily, got us an amazing rate that nobody could touch. And his fees were very low relative to others. He saved us money every which way. He was very responsive, easy to deal with, and was organized and knew what he was doing. I'd hire him in a heartbeat if I was buying another house. Excellent all around.

Tom T

My wife and I have been working with Ian for our loans and business needs for over 5 years. Ian knows his products, has competateve rates and helps expidite our loans in a timely manor.

Mitch D

Ian was referred to me through a friend and he assisted me with my first home purchase. Ian and his team were fantastic to work with and did everything right! I was impressed with Ian's knowledge of the business and the way he handled all the little hiccups along the way. I will definitely use Ian in the future and recommend him to anyone I know looking to buy or refinance a home.

Rebecca D

Hey check out the amazing review from Steven about Ian! “Everyone at Guaranteed Rate was great to work with and was available to answer all my questions! As a first time home buyer their professionalism allowed me to feel extremely comfortable and at ease. Ian, was very responsive making me aware by providing me with an estimate of all costs. This made me comfortable in knowing there will be no surprises. Thanks again Ian!”

Steven P. -- Chicago IL -- 01/2013

[Our purchase] went great! Smooth sailing and I really appreciated that Ian Beamer came to the closing to make sure everything went as planned. I would absolutely use Ian again and refer him to family and friends.

Ashley F., Chicago, IL 6/2012

Ian Beamer's professionalism and acuity with the mortgage market gave us a quick turnaround on our refi, with a rate that we didn't know we could get. He, and his team, did a superlative job. He is an invaluable resource to us and an asset to GR. As long as Mr. Beamer is handling our mortgages, who we have used in five of our six mortgages (the first was with someone far inferior), we will continue to use Guaranteed Rate.

Robert D.

Ian did a great job pulling everything together and I got great service and an exceptional rate.

Christopher M.

Ian was wonderful! He was very honest with me. He worked hard to deliver what he promised. He responded quickly to all of my questions and thoroughly answered my questions.

Katie K. - Chicago, IL 5/2012

Thanks so much for all of your hard work with my refinancing! You definitely went above and beyond and I am truely grateful! I will definitely refer you to a friends!

Katie K. - Chicago, IL 4/2012

It took some time to get everything together, but we always received responses to any questions we had during our wait time. I would definitely refer Ian or use him again - we really enjoyed the good service we received from Ian.

Robert G., Chicago IL

Overall, I was satisfied with my experience, and Guaranteed Rate continues to find the best rate out there by far, so I am always pleased with the outcome of the transaction.

ROBERT W., CHICAGO, IL

Everything went very smoothly with Guaranteed Rate. Ian Beamer and his team were very helpful; he returned all emails and phone calls quickly, and was very informative on any question we had.

STEVEN U., Westchester, IL

Ian Beamer was absolutely wonderful to work with; he was thorough, patient and very informative. He and the Guaranteed Rate staff made my experience a very positive one.

JENNIFER M., Chicago, IL

Ian interview Q&A

Who is your typical customer and what questions do they typically have?
My customers at this point run the gambit from first time homebuyers to lifelong investors. I have been originating loans in the Chicago land area since 1999, so while we are always adding new clients, we have several clients who we have been helping purchase and refinance for years. Obviously "rate?" is usually the first question out of a client's mouth. I realize that my own brother would leave me for .250% so I do continue to price loans as competitively as possible. For this reason, I think clients learn quickly that extremely competitive rates with excellent customer service make the choice of which lender to use a pretty easy decision to make.
How has the mortgage industry changed since you started, and what would you expect in the future?
The mortgage industry has changed a great deal since I started originating loans and continues to change. Rates are obviously lower than anyone has ever seen and with the help of FHA streamline refinance programs and the HARP programs many borrowers are refinancing even though their home values may have fallen. Even with guidelines being a bit more stringent than what we have seen over the past five or six years, I still try to make sure clients are comfortable with their loan terms. Borrowers need to know that even though the bank may approve them up to a certain loan amount; they are the ones responsible for the monthly payments. I always ask a buyer to think about what kind of payment he is comfortable with, before I tell him how much he can afford.
What can borrowers do to insure a smooth mortgage underwriting process?
In order to insure a smooth mortgage underwriting process, it is important to be as open and honest upfront as possible. Clear communication between the loan officer and the home owners is essential. In the current lending environment, we now need to document and verify everything and often more than once. If a borrower receives commissions or bonuses that might be iritic, a simple letter to explain why earnings might be higher in the summertime vs. winter and fall will go a long way towards a smooth clean approval. If we can set the file up in a manner that the underwriter can easily follow, we can meet our contingency dates and keep all parties as stress free as possible.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
When I am not at the office, I am usually spending time with my wife and our two children. We have a little boy and a little girl, two years apart, who keep us busy with soccer practices or gymnastics. We love all Chicago sports but especially the Cubs. If we get a long weekend or over the holidays, we usually head to Boyne City Michigan to float around Lake Charlevoix or ski down Boyne Mountain.
Tell us something that makes you unique or something wacky, yet interesting about you?
I spent quite a bit of my time in junior high, high school and even into college, watching the same movies over and over again with friends. As a result, I have been known to quote or flat out recite certain lines from various movies.

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