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James Solimini

Senior Loan Officer
465 Waverley Oaks Rd, Suite 202, Waltham, MA 02452
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NMLS: 511979
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TestimonialsCustomer testimonials Read more

The process was so easy and stress free. For a time in my life that is deemed the most stressful, James and his whole team made the process incredibly easy. We were so nervous about getting approved for a home because we didn't think we had a good enough down payment, or had good enough credit, etc. However, we soon learned through the pre-approval process that we actually could afford a home and now we have a place of our own rather than renting. We loved guaranteed rate!

Kendra D. | 3/28/2017

James Solimini is fantastic at his job. Would never have thought to refinance after owning our condo for just a year and a half. James and his team made it very simple and affordable for us to drop our rate nearly a full point. Thanks!

Dror L.

Before buying our house many of my friends had expressed how long and confusing the home buying process was. However my experience with Guaranteed Rate was quite the opposite. James Solimini and his team went above and beyond to make the entire process quick and painless. We will be recommending him to all of our friends and family who are planning on buying a home in the future.

Michael G. - March | 2017

James Solimini and his team could not have been any better. Absolute great experience and plan on using them in the future.

James P. - 2/15/2017

Our loan officer, James Solimini, made buying our first home incredibly easy. We felt comfortable from beginning to end. He is a true professional and we could tell he really loves his job. I have already recommended Guaranteed Rate to friends and family looking to buy a home because of James and the entire process. We are so happy. Thank you GR and James!

Ryan P. - 1/25/2017

James Solomini was fantastic every step of the way. Very knowledgeable, professional and friendly every interaction.

Kerry G. - 4/4/2016

I am lucky and grateful to have had James Solimini as my loan officer. He is exceptionally professional, competent, and courteous. He made the mortgage process as easy and stress-free as possible. He kept his promise of a prompt and on time closing. I am very impressed with him and Guaranteed Rate. I would recommend him and Guaranteed Rate to anyone seeking a mortgage. Thank you, James Solimini and Guaranteed Rate!

Elsa O. - 7/29/2016

The process was straightforward and our questions were always answered in a timely and detailed manner. I felt that the staff we worked with were very friendly and knowledgeable and really wanted us to feel comfortable with the mortgage process; James Solimini (Waltham, MA) was especially helpful and always available if we needed any information or had questions about the loan itself or the underwriting process. He and Amanda Smith (Southeast division) went above and beyond to help us wrap up...

Sonja G. - 5/16/2016

James Solimini is one of the best mortgage brokers i have ever dealt with, will continue to do business with him and recommended anyone i know to use him. A+

Matthew S. | 12/19/2016

James Solimini and team were awesome. Any time I had a question, James responded immediately and personally.

David D. | 12/19/2016

James Solimini and his team did an outstanding job. Everyone was courteous and professional. All of our questions were answered promptly and we would absolutely recommend Guaranteed Rate for any mortgage or refinancing needs.

Craig M. | 11/23/2016

James Solimini was great help through my mortgage process and my experience was great! Thank you very much

Cristi B. | 10/11/2016

Two words can explain my loyalty to your company, James Solimini. Thanks for all the hard work, second time around for me and he always gets the job done. Will be sure to send referrals to him.

Sandro J. | 10/07/2016

James Solimini was the most helpful person in our whole home buying process. Extremely satisfied with the care and customer service provided by him - couldn't recommend him any higher.

David L.

James was great and a pleasure to work with. He was available when we had a question or concern and kept communication open.

Michaela S. - Jamaica Plain, MA | APR 2016

James Solomini was fantastic every step of the way. Very knowledgeable, professional and friendly every interaction.

Kerry G. - Walpole, MA | APR 2016

James Solimini, and his entire team, made the home-buying process extremely easy and efficient. James is a great guy, very responsive, and works hard to make his clients happy. Thank you, James!

Steven W. - East Bridgewater, MA | Jan. 2016

As a first time home buyer, I has a lot of questions. James explained everything very simply and helped me to understand all of my options.

Lauren V. – Braintree, MA | AUG 2015

James was excellent to deal with. Very professional and knowledgeable throughout the entire process. He made getting a house easy. He also made himself reachable after hours and even during the weekend. Will highly recommend him to other friends and family seeking a loan. James and his team did an excellent job. Everything was easy to do. I enjoy the online experiences and being able to sign everything online.

Matthew S. – Everett, MA | AUG 2015

James was polite, helpful, patient & informative when I needed him to be...a great asset for your company.

Eileen G. – Braintree, MA | June 2015

James was amazing, I will recommend him to anyone and everyone! The whole process from start to finish was very quick and efficient. As a first time home buyer I had many questions and they were able to answer all of them and put my mind at ease. They offered my husband and I a very competitive interest rate and also gave us a credit towards closing so now we can buy a ride on lawn mower to mow our large back yard!

Erin C. – Natick, MA | Apr. 2015

James was excellent to work with and the team made the final steps easy!

Scott M. – Peabody, MA | Apr. 2015

James was great!

Joshua M. - Brookline, MA | March 2015

Jim Solimini went above and beyond! He is excellent!

Duane P. -- Newton, MA 6/19/2014

James interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
When helping customers find the best home loan, I try my best to figure out their motives and goals. For a purchase, especially a first time home buyer, I try to make the process as easy and stress-free as possible to get them into the house they desire. When it comes to refinancing, I try to find the reason behind the homeowner\'s search for a new mortgage. This way I can give as personalized of an option as possible from the hundreds of home loans we can offer at Guaranteed Rate.
Tell us about a mortgage product that consumers may not be aware of?
One of the best programs available that a lot of consumers do not know of is a no PMI loan up to 97% of the appraised value. Whether it is a Mass Housing loan (MA only) or conventional Fannie/Freddie loan, we can eliminate a borrowers monthly PMI payment and save them thousands of dollars. This is especially popular for borrowers who initially had an FHA loan and want to get rid of their monthly mortgage insurance payment.
What can borrowers do to insure a smooth mortgage underwriting process?
To insure a smooth underwriting process, I recommend providing us with as much detailed documentation of your financial situation as possible. Understand that we are trying to paint the underwriters a picture of the transaction, and the more questions they have about what has been provided, the longer the process will take. As well as we can work together is how smooth the process will go!
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in Braintree, MA with two brothers and a sister. I attended Boston College High school and also earned a Business Administration degree from Salve Regina University.
Tell us something that makes you unique or something wacky, yet interesting about you?
I am a very outdoors, hands-on type of person. I enjoy boating and cookouts with friends in the summer, as well as taking trips snowboarding in the winter. I am also a pretty handy person to have around if something is broken, because most likely I can fix it!

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