Jeff Bochsler

Branch Manager/VP of Mortgage Lending
809 De La Vina St , Santa Barbara, CA 93101
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NMLS: 770636
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Jeff and his team did an amazing job helping my husband and I through our first home loan process. We felt we were in great hands and all of our questions and needs were addressed. Jeff prepared us for the processes and was always available. My husband and I were in two different locations because of my work obligation which concerned us but Jeff assured us that there would be no problems and that was how it went. I am sure there may have been so issues but Jeff and his team made it smooth...

Sheila A. | July 2018

Jeff, Amber and Christine were great, thanks.

Matthew O. | June 2018

Jeff did an amazing job walking us through the very complicated process of getting a loan. He handled each stage with the level of friendliness and support that made me and my family feel very at ease with the process. Couldn’t of asked for anything better.

Jesse L. | June 2018

Jeff and his team were exceptional. Prompt responses, extremely knowledgeable, and highly personable. Overall a great experience and I'm grateful for their help.

Christopher T.- Newport Beach, CA | MAY 2016

Jeff, and his entire staff were very knowledgeable. At first I was a little concerned about an All electronic/online application and document process. After the first few docs that were transmitted I realized that This was going to be a very effective and quick process. Communication is important to me, and all parties Involved were great at communicating what was expected of me. I never felt like i was lost in the process, even when Jeff Left the country he was still very attentive to my...

James T. – Santa Barbara, CA | APR 2016

I contacted Jeff due to all his rave reviews on yelp and I have to say, they were all spot on! He helped us when we were told we couldn't qualify for a refinance and it was smooth sailing from start to finish. Jeff kept in close contact with us throughout, even when he was on a 2 week vacation! His quick response to us and keeping us abreast of where things were at was great! I knew things were progressing well and had no worries due to his professional handling of all the details. I highly...

Sue M. – Santa Barbara, CA | APR 2016

Jeff is wonderful! He greatly assisted us in our relocation! It was a tough move for us and being so new and unfamiliar with the area, he took his own time and experience to give us insight and really help us on our path to finding the perfect home! We felt confident that he was always looking out for our best interests! Look no further for the best mortgage lender in Santa Barbara!

Alisa W. – Santa Barbara, CA | APR 2016

Jeff did an excellent job of explaining and navigating us through the new TRID regulations. He was responsive to our questions, got us a great interest rate, and made sure we closed on time. Jeff was always available and we highly recommend him.

John H. – Santa Barbara, CA | APR 2016

This is our second time dealing with Jeff. First time was purchasing our house, second time was for refinancing. Next time we have to purchase a house or need to refinance we will look no further. Jeff is extremely professional, helpful, accurate and clear. Made our refinancing process so easy. He got us a great rate too! Highly recommend!

Jamie P. – Santa Barbara, CA | APR 2016

We just refinanced with Jeff and Guaranteed Rate. Jeff and his team did an amazing job. They were very professional and helped us every step of the way. Jeff was always there to answer any questions and made sure we had all the proper documentation. We got a fantastic rate and are now paying $300 less per month than we were. I would recommend Jeff and Guaranteed Rate to anyone looking to purchase a home or refinance.

Michael W. – La Mesa, CA | APR 2016

Jeff Bochsler is one smart guy. He helped us through our first home purchase and it was a complicated deal that seemed to drag on over time. Jeff is professional and kind and gets the job done. Not only would I recommend him but I've talked to other real estate agents, real estate attorneys, and title companies who would 100% recommend him.

Nora L. – Santa Barbara, CA | APR 2016

I had previous experience with Jeff Boschler and he has always been very helpful and professional.

Maureen E. – Santa Barbara, CA | SEP 2015

Jeff was very thorough and I felt very prepared for every step in the process. As a first time buyer who didn't know much about the process, Jeff was very patient and walked me thru the process.

Turner D. – alameda, CA | June 2015

My agent, Jeff Boshler, was fantastic.

Thomas K.– Santa Barbara, CA | May. 2015

Jeff was great I would recommend him to anyone looking for a loan.

Phillip F. – Goleta, CA | March 2015

Jeff's professionalism and industry knowledge helped make this a very smooth process even while working on a very hurried timeline (closing in 17 days). Jeff also makes the process transparent which makes for a trusting relationship. I will highly recommend him to friends and family seeking a competitive mortgage loan.

Ryan M. – Cupertino, CA | Mar. 2015

Jeff was communicative, insightful, and encouraging. He orchestrated the process very well and was available when I needed help.

Liam M. – Santa Barbara, CA | Feb. 2015

Jeff Bochsler did a great job!

Bret B. -- Flower Mound, TX 7/29/2014

About Jeff

Jeff grew up in the Pacific Northwest moving to California to attend Santa Clara University to study economics. His junior year he spent learning language and culture in Alicante, Spain. After graduation Jeff headed south to Santa Barbara where he now calls home.

He began his work in the home loan industry immediately after the university, working in a top tier mortgage broker's office, getting world class loan and customer service training.

Twelve years into the business Jeff has built a broad and deep based knowledge of the lending industry. He is an advocate for his clients and referral partners. Practicing high levels of communication, he knows what it takes to get a loan through the system in an efficient and limited stress manner.

He uses the technology tools available to streamline processes and enhance client experience and communication. He is excited for you to try the world's first Digital Mortgage.

He looks forward to working with you.

Jeff interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
12 years. I'm inspired by being a trusted resource when planning for and going through an often high emotion, high dollar purchase transaction. It is your home or your second home to which you will retreat or your future income stream. The experience and outcome matter. Carrying forward beyond the transaction, I'm always looking for ways I can add value to my clients' lives, whether it be through saving money opportunities through a refinance or suggesting a book or application in which they'd find great value. However I can be a positive, helpful, high value resource, I am there.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
Loan underwriters and their attempt to carry out proper due diligence on a loan file can at times surprise everyone with a unique request. No two underwriters are the same. And these requests can end up asking a lot of those involved in time, patience, and stress. How I respond as a loan officer and coach my clients through the process of resolution, engage with management, and involve both the listing and buying agent in the communication, proves to be an invaluable skill to my clients. Getting everyone necessary to roll up their sleeves and work together, use all the tools available (which we have many), and find real solutions is what we do when challenges arise.
What part of the home loan process do customers find most difficult and how do you help them through it?
Customers tend to find the amount of paperwork and on-going questioning of them as the most difficult part of the process. If you have online access to your income and asset documentation, the process tends to be much easier. There is no need for scanning, faxing or driving over to drop off documents. Thus, I heavily encourage and help my borrowers to get online with their finances. We start with the online loan application and uploading their documents to There they can see what they've done and what is still outstanding. The surprises are limited. When new needs come up, the borrowers are able to quickly download the latest statements and upload them into Box. The hassle is greatly lowered and efficiency greatly increased if you follow my lead on this. You'll be glad you spent the extra time upfront creating logins to your accounts and learning where to get documents / statements.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
When I'm not in the office working, I'm likely working remotely. And when I'm not working remotely, I'm on the tennis court, running up the hills around Santa Barbara, traveling to the ends of the globe, or doing whatever I can to invest time and money into projects that better people's lives (locally and internationally). We're in this together. Let's make sure it's great for each person.
Tell us something that makes you unique or something wacky, yet interesting about you?
I find it fun to run 5 hours through the mountains on a Saturday covering over 30 miles. I have every intent to see most all of the world before I die. I get endless pleasure out of saving people 30 years of real dollars through refinancing into a lower payment.

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