Justin Derisley

Vice President of Mortgage Lending
50 W. Big Beaver Road, Suite 320, Troy, MI 48084
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NMLS: 198719
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Guaranteed Rate made my mortgage refi simple and hassle free. Justin was always in contact and helped with any questions I had. I would trust Guaranteed Rate again will all my future purchases. Highly recommend!

Amy G. | June 2018

Justin Derisley and his team are the absolute BEST! Being a first time home owner, I had no idea what I was doing. I was nervous, terrified and excited all at the same time. Justin made things incredibly smooth, easy and was 100% there by my side through the entire process. He is kind, knowledgeable, informative and patient. Not to mention, we closed in less than 2 weeks! I would (and will) recommend Justin (and Guaranteed Rate) to anyone looking to purchase a home. Thank you!

Amanda S. | June 2018

Justin was very prompt and thorough with our home buying experience from start to finish. He was aware of our personal needs and guided us through the process with care. I couldn't believe how accommodating Justin was for us and provided a transparent buying experience. We closed on our first home in faster, timely fashion than expected!

Dominique J. | April 2018

Working with Justin Derisley and his team made obtaining first mortgage easy and was low stress. They really cared about making sure I understood everything and answered all of my questions throughout the whole process. The team from Guaranteed Rate are extremely efficient and professional. I will recommend them to my friends and family.

Gage S. - Ypsilanti, MI | JUN 2017

Justin did an amazing job. He was very communicative throughout the process. We are self-employed with a newer business and that presented some challenges, but just Justin got the loan closed in a matter of weeks! It could not have been easier, or faster.

Jason B.- Ypsilanti, MI | MAY 2016

Justin was awesome!

Christina T. – Novi, MI

For several months I have tried to refinance pther local banks. None of them would help me and many would not even call me back. I spoke with Justin a few months back and he not only did he give me options over the phone, but he met with me to discuss. What banker takes the time to meet with clients? Working for many months I was skeptical speaking with someone else, but after meeting with him I felt more confident in options as he cleared up my concerns and walked me through the process and...

Bob B.

Justin is incredibly knowledgeable about different types of loans, and mortgages. Being a first time home buyer, I have had many questions. Justin has been very patient with me, and has taken time to fully explain the types of loans I qualify for, and have asked about. He is prompt, reliable, trustworthy, and can be a bit creative as well!

Kim S.

I have known and worked with Justin Derisley several times on projects in the past. In all of my dealings with Justin I have found him to be a person of great personal integrity. He puts the client first in his business dealings and has always been very professional and knowledgeable in all of our relationships. He is a person that any company would be proud to employ.

Howard V.

I have known Justin Derisley since 2000 and find him to be very professional, dedicated, and conscientious. Justin always keeps the interests of his clients as the top priority. He is very knowledgeable, principled, and extremely hard working. I recommend Justin to anyone looking to obtain a mortgage.

Harry M.

Justin is a diligent professional who determines the best solution for the current set of circumstances to provide a win-win environment.

Suzie B.

My experience in doing a refinance with Justin Derisley was very pleasing and least painful ever. Justin Derisley is fantastic and very helpful. He helped me throughout the process of refinancing my loan and everything was handled professionally and promptly. I have already told two of my friends to look for Justin for home loans. My thanks to Justin and his entire team. They deserve 5 GOLD STARS.

Raj D.

I am a Realtor in the Indianapolis area and used the services of Justin Derisley for my clients. Justin was very professional, helpful and patient during the whole home-buying process. Justin is very knowledgeable and will guide you every step of the way, without being 'pushy' about it. He will answer your questions and if you have to leave a message for him, he gets back to you ASAP. It was a pleasure working with him!

Eddie F.

About Justin

I believe that what makes you successful is to find something that you love to do and then offer it to others. I am fortunate to have found a position that allows me to not only what I love to do, but to do what I do best. Being a top professional allows me to provide exceptional service, knowledge, and experience in the mortgage industry. Working for Guaranteed Rate allows me to offer the best product to assist you with all your lending needs

Recently, I was honored to learn that I had earned Guaranteed Rate's 2016 Customer Service award for displaying a consistent devotion to above and beyond customer service.

I have been in the mortgage industry for 12 years. I have held many titles and worked my way from the bottom up. I have several college degrees from Eastern Michigan University These degrees include Finance, Accounting, and Computer Information Systems.

I am always up for new challenges and although many things have changed in this industry my passion and commitment to service has not. Lets get there together.


Justin interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business since 2004. The reason I got into the business was the ability to help friends/family with their biggest asset. As a leader with a strong sense of commitment it’s my belief that I can give my community a sense of empowerment through a greater sense of education with the understanding from being a “homeowner”.
Who is your typical customer and what questions do they typically have?
The truth is that I dont have a typical customer. Each one of my clients is unique and requires a specific mortgage that is tailored to their needs. There are many questions that are standard, but in the end my clients want to make sure that they are getting the best product with the highest level of service.
What advice would you give new or first time home buyers?
The best advice I can give any first time homebuyer is do your research and create a team that keeps your needs in mind. Find a loan officer with experience, teaches first time home buyer classes, and has a track record for success.
Tell us about a mortgage product that consumers may not be aware of?
Most clients are not aware of our renovation loans. Many clients pass on great home ownership opportunities because a kitchen or bathroom doesnt fit their needs. The benefit is that the renovation loan allows the client to get the perfect home and install their perfect kitchen all with one loan and one closing.
What are the top 3 misconceptions people have about the home loan process?
The three top misconceptions in the loan process is that there is 1) a lot of paperwork to print and sign 2) drag in a bunch of supporting documents and 3) take time off work to apply. The reality is with our digital mortgage process one can apply anytime and from anywhere online, upload supporting docs, and even esign right from the comfort of their residence.
What 2 or 3 mobile apps would you recommend for home buyers or house hunters, and why? What Smart Apps do you recommend your customers use for the house hunting process?
The number one App I would tell ANY homeowner to get is a mortgage calculator that allows you to add taxes and insurance. The next App I would suggest is Zillow. Zillow allows you to see the “detailed” information about your purchase including the taxes.
What provides you with the most satisfaction in your job as a Loan Officer?
What provides me with the most satisfaction in my job is seeing the happy look on their faces as they are handed their new set of keys.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
One of my other passions is cooking. I grew up working in kitchens throughout my undergraduate and graduate program. I would not call myself a chef, but I can compete.
Tell us something that makes you unique or something wacky, yet interesting about you?
Something that makes me wacky is my ability to imitate people's voices.

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