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Marc Bristol

Vice President of Mortgage Lending
621 NW 53rd St, Suite 410, Boca Raton, FL 33487
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NMLS: 228673
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TestimonialsCustomer testimonials Read more

Wonderful staff. Great support. Marc Bristol is AMAZING! He is the reason I am now officially a repeat customer. Can't say enough about his work ethic and efforts in getting me my perfect loan. I will continue to refer him (and Guaranteed) for as long as I can.

Juliette P. - 9/23/16

Marc Bristol and his team were a pleasure to work with, They helped us meet our goals, where others could not and saved us time, money and aggravation in the process. We are truly thankful for all of their hard work.

Pascale R. - 9/14/16

My Loan Officer, Marc Bristol, and his team went above and beyond in their work to get our loan approved. I highly recommend them to others and will continue to do so in the future.

Daniel A. - 9/15/16

I greatly appreciate the teamwork and efforts by the entire team. Drinks on me!

Brian S. - 9/1/16


Deborah S. - 8/20/16

Mark Bristol, my loan officer, was very helpful and knowledgeable, I will definitely recommend him. He was always available to answer questions and provide information. We are extremely happy with Guaranteed Rate!

Robert W. - 8/11/16

Marc Bristol and the team of his associates were diligent and thorough, guiding me every step of the way. All of my questions and concerns were addressed promptly and professionally. I got a bit of a snag at one point and thought the deal was lost. But the right calls were made and the situation was remedied! A very big thank you to Guaranteedrate for making my home owner dreams a reality!

Aldolferus R - Lauderhill, FL | Feb. 2016

The Guaranteed Rate Team was punctual with responses, mandatory documents, and due dates. The integrity and collaboration my Guaranteed Rate team demonstrated made for a seamless process, which produced an added value group, that made my first home purchase enjoyable.

Kayla B. -Fort Lauderdale, FL | JUL 2016

Marc Bristol and team: Lynne Eisenberg, Veronica Andrade and Scott Schnepf were able to accomodate last minute loan changes while keeping me on track for closing date. Great team - great experience all around.

Eric L. - 4/29/16

Appreciate the professionalism, support, flexibility, attention to detail.... On and on!!!

Kevin C. - 4/21/16

We love working with Marc! We've used him for several transactions and have recommended him to many of our friends!

Minah H. 3/30/16

“It is rare to be able to refer friends and family to someone with complete trust, like I can do with you. These kids are like family. Her mom is one of my BFFs. You always treat all your customers like family...that is what I tell people. You may quote me as a testimonial!! Great! You deserve it!!”

Bari S. 1/24/16

The process was easy, quick, and painless. Clear communication and extremely fast responses. Looking forward to doing business with GR again and again.

Michael L. 1-19-16

It was a great experience and I would recommend Guaranteed Rate to any and every one. After this experience, no other mortgage company exists for me.I received exceptional service. I loved Marc’s ability to listen (listening has become a lost art) and the perception that I was his only client.

Peta S. - September 2015

I want to say an overwhelming thanks - for all the hard work you have done in securing my refinance. WE DID IT, and by "we" I mean everyone! I can't tell you how thankful I am for all your hard work. I am truly appreciative. Thank you to Marc who always gives 100%, and to Lynne whom I have just met, I loved all your e - mails. :) Thank you. Thank you.

Eric A. - 6/5/2015

Marc Bristol was amazing to work with. He was extremely professional in every aspect of this process. Everything went smoothly and I feel the process was expedited and finished faster than I had planned.

Jeffrey H. – Oakland Park, FL | Apr. 2015

Marc Bristol is the BEST!! He always kept me up to date through the entire loan process and helped me get great financing!! I would use Guaranteed Rate again without a doubt. Marc Bristol is top notch and has a great team as well, they were all absolutely fabulous!

Rene & Shanie S. - Lake Lure, NC – 4/06/15

Once again the amazing Bristol gets the job done!

John B. – Kissimmee, FL | Feb. 2015

Marc is a rock star! Excellent customer service!

Grady P. – Coral Gables, FL | Jan. 2015

Thanks to you and your diligent team, we closed last Monday and were funded Friday afternoon. We look forward to referring your team and working with you again in the future. Once again, Thank you.

Eric R.

Marc and team were very attentive to my family need. They where very professional and keep me in the loop of ever step of the way. Very satisfied!!!

Luis A. – Pembroke Pines, FL | Dec. 2014

Marc and his team at Guaranteed Rate were very attentive to my family’s needs. They were very professional, and they kept me in the loop every step of the way. I am very satisfied.

Luis A. - Dec. 2014

Marc Bristol and his team were AMAZING! They were efficient and explained everything to me well, and made the process less stressful.

Francesca A. – Miramar, FL | Nov. 2014

I have had the privilege of working with Guaranteed Rate on a couple of occasions and have recommended Marc Bristol to members of my immediate family and close friends. I can honestly say that we have all been extremely satisfied and will continue to recommend Marc Bristol to whomever is in need of a mortgage. Thank you for a very positive refi experience. Thank you, Marc Bristol! If and when the time comes, I would not hesitate to contact you again!

Charles D. – Pembroke Pines, FL | Nov. 2014

Marc Bristol and his team were AMAZING! They were efficient and explained everything to me well, and made the process less stressful.

Francesca A.

I have had the privilege of working with Guaranteed Rate on a couple of occasions and have recommended Marc Bristol to members of my immediate family and close friends. I can honestly say that we have all been extremely satisfied and will continue to recommend Marc Bristol to whomever is in need of a mortgage. Thank you for a very positive refinance experience.

Charles D.

Marc Bristol was great to work with and always a phone call away for questions.

William P. -- Geneva, IL. 10/20/2014

Marc, Thank you so much for making our dream come true. Junior and I are truly over the moon and are still pinching ourselves to see if this closing really happened lol. Thank you so much for introducing us to Scott, he was such a pleasure to work with and so much more than a realtor! Thank you both for getting this done, and I will definitely refer business to you both.

Missy C. - 10/2014

Marc Bristol is a great loan officer! He really made sure all aspects of the loan were handled!

William D. -- Boca Raton, FL 7/11/2014

Marc and his team were very helpful. We would feel comfortable working with them again The overall process was very easy. We didn't have any issues with expediting the closing date, which to us was very important We are extremely satisfied with Marc. He went above and beyond helping us on weekends and after hours.

Maria D. -- Miami Beach, FL 4/21/2014

We worked with Marc Bristol throughout the process and cannot say enough positive things about him and the treatment we received from him and his team!We were so pleased with the attention and commitment we received from Marc we had already recommended to a friend prior to closing on our loan. Marc and his team are exceptional! Always there to answer questions every step of the way!

Leonardo E. -- Green Acres, FL 3/10/2014

If you need a mortgage or refinance, check out Marc Bristol at Guaranteed Rate , he just did our mortgage and I couldn't be happier with the process! From the first phone calls and application, he and his team were great! He got us a great rate, and had everything ready for our attorney a week before closing! I would use him again and recommend him.

Regan R. - July 2013

Hey, check out this amazing review from Pedro and Ana about Marc! “Marc’s continued support and high energy throughout our entire loan process is greatly appreciated. We would like to thank Marc and the rest of his team for making homeownership happen for us!”

Pedro and Ana G. --- Miramar, FL --- 4/2013

Hey, check out this amazing review from Alex about Marc! “Although this was a business transaction, I felt very close to Marc and his whole staff through their personal treatment. Everybody went beyond my expectations. Throughout the process, Marc kept me on the treadmill and assured me we would close. I feel very fortunate to have called Guaranteed Rate. This loan would have never happened without Marc’s expertise. I will definitely be calling back in 7 months when it is time to...

Alex F. --- Miramar, FL --- 4/2013

Hey check out the glowing review from Juan about Mark! “Mark you have been a breath of fresh air to work with at a time when lender service is horrific at best! It is so nice to see prompt service, quick responses, and fast turn times! You guys have something good going. Lots of luck!!

Juan B. -- Miramar, FL -- 04/2013

Hey check out the amazing review from Craig about Marc! “My experience with Marc Bristol was one of the most relaxed and enjoyable portions of the whole process. That is saying a lot especially when it comes to the financial aspect of the purchase. The courtesy of Marc Bristol and his staff as well as the rate they were able to provide and lender costs. am happy on all fronts!”

Craig M. -- Somerset, NJ -- 01/2013

Everything went great, I think the biggest reason for this was Marc Bristol: He was on top of everything from first contact until we walked out of the closing office with him. You couldn't ask for a better guy to be working with on a home loan. When he said something would happen at this time it happened, and he made sure it happened… every time he called us he was confident in his answers and it assured us he really knew what he was doing…I think the thing that really touched us was how...

Jani G. - Lake Worth, FL 9/2012

Working with Marc Bristol from Guaranteed Rate was an absolute pleasure. Not only were the rates competitive, but the service was excellent. More importantly, there was never anything unexpected, no hidden fees, no gotchas in the end. Everything worked out just the say he said it would and even in the end he was able to save me a few more dollars. I would never hesitate to use him again or recommend him to any friends, family members and coworkers and actually have done so.

Craig M., Somerset, NJ - 12/2012

Marc did an excellent job in handling the refinancing of our home. The best compliment I can give Marc is to refer his services to others, which I have done on numerous occasions. There is a high level of trust you must have to recommend services to a friend, Marc has exceeded that trust on every occasion. Every person I have referred to Marc has expressed gratitude for leading them to him.

Brendan D. - Shorewood, IL 7/2011

About Marc

Marc Bristol- Vice President of Mortgage Lending

Marc has been recognized by "Mortgage Loan Originator" magazine as one of the top 1% of Mortgage Loan Originators in 2012, 2013, 2014, and 2015

All Types of Mortgage Loans- Marc has over 18 years of experience in this field, specializing in Conventional, FHA, VA, Jumbo, Condo, USDA, Multi-Family, and even some Commercial properties. Marc also has access to regional lenders with portfolio capacity. He can lend in 50 states.

I've always loved the thrill of educating borrowers, and watching their excitement grow on that first home purchase! Once they've been through that process with me, I've gained their trust, and have seen several return clients because of it. Guaranteed Rate allows me to compete, and often dominate, in nearly every market. They have completed my mortgage arsenal!! My Pre-Approvals stick, and my deals close. My team is very efficient, so we meet closing dates. Call me 7 days a week for a pre-approval! I work later hours, as I know most clients work a "normal" business day.

I have a wife of 10 years, Tracy, who is joining my team, this year, and two fantastic boys, Logan 7, and Hunter 5, who keep us motivated and focused! I'm from a little town in Illinois, called Sheridan (pop. 800) and grew up there. I attended Serena High School and then Western Illinois University. I still love to play just about every sport, and especially now with my boys growing like weeds! We recently moved to Boca Raton, FL and I still tackle a lot of business in Illinois, where I exclusively originated loans for nearly 6 years.

I look forward to working with you. I can give you a quick, no-nonsense estimate in just a few moments.


Marc interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
18 years. Helping people transition from renters to buyers has always been my inspiration!
Who is your typical customer and what questions do they typically have?
My typical customer is a friend of a friend, or a family member of someone that is sick of renting. Their typical question is always a loaded one: "how much do I qualify for"? There are SO many factors that go into that answer. And I go over each one of them!
What specific steps do you use to help your customers find the best home loan for them?
Finding out how much they "feel comfortable" paying, and not just "how much they can afford. There is always a huge difference!
How long have you been in the mortgage business? What awards have you won?
I've been in the business for 18 years. I've made several companys' "Chairman's Clubs", "President's Clubs", and more importantly, I've been selected as one of the top 1% loan originators every year since 2012 by "Mortgage Loan Originator", the industry's popular publication.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
There is more Security in the 30 year loan, but some people choose an ARM, as they realize that this home will not be very permanent. They are rewarded with a lower rate on an ARM.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
I had a super Jumbo borrower with my preferred builder in southwest Broward County, and his credit scores had dropped during construction to below a 580, by no fault of his. I researched, and called nearly every portfolio lender on our list, and found a solution through one of them. I placed this borrower with them, with the confidence that this borrower would truly be an asset to their mortgage pipeline. No other bank on the planet, it seemed, wanted to give this guy a chance, and I impressed the builder, saved the deal, and am now on this borrower's 3rd loan.
What advice would you give new or first time home buyers?
Don't over-spend, and don't make a large purchase right before you come to me!! haha
Tell us about a mortgage product that consumers may not be aware of?
3% down conventional loan (and on a CONDO!!!)
How has the mortgage industry changed since you started, and what would you expect in the future?
I'm now on the offensive and the defensive, in nearly everything that I do. In this business, you have to be PRO-active- not RE-active. By the time most problems arise, it can be too late. You have to see them coming. After 18 years, I can see almost all of them coming!
What part of the home loan process do customers find most difficult and how do you help them through it?
Rounding up the mountains of paperwork is by far the most difficult. I like to do a full analysis of the loan application to only ask for what will be needed by underwriting.
What are the top 3 misconceptions people have about the home loan process?
1. It's painful 2. It's expensive 3. Every loan person can close my loan!
What 2 or 3 mobile apps would you recommend for home buyers or house hunters, and why? What Smart Apps do you recommend your customers use for the house hunting process?
1. My Guaranteed Rate, mobile app. It covers A-Z of the mortgage pre-approval process. Partner Xchange: Guaranteed Rate's version of a referral rolodex. There are professionals of every field in there that have been approved by mortgage professionals across the country.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
We send out a welcome package with every initial application. In it, there is a section called "Demystifying the mortgage process".. It clears up a LOT of questions and misconceptions.
What can borrowers do to insure a smooth mortgage underwriting process?
Provide everything at once, and not 1 document at a time. It allows us to analyze a complete file and ensures accuracy..
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
BNI Success Chapter in Pembroke Pines, FL I have helped to grow the chapter and it's dominating Real Estate Power Team to increasing numbers in each of my 5 years on the team.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in Sheridan, Illinois, in LaSalle County. My mother and father James and Orrabelle Bristol, owned a family grocery store that our entire family worked in. I graduated from Sheridan Elementary School, Serena High School, and Western Illinois. My fraternity is Delta Tau Delta at Western Illinois University.
What provides you with the most satisfaction in your job as a Loan Officer?
Closings on a deal that had a wrinkle or a deal that I close that another lender could NOT..
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
My family and my friends are my life. I don't require much "self-time". We play sports together, we boat together, we laugh together, we grill and eat together.
Tell us something that makes you unique or something wacky, yet interesting about you?
I love to laugh hard, and I love to hug-- HARD!

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