GuaranteedRate Logo

Matthew Bryant

Vice President of Mortgage Lending
20646 Abbey Woods Ct N, Ste 203 & 204, Frankfort, IL 60423
Contact Matthew
NMLS: 40910
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Simple process. Excellent mortgage rates. Matt Bryant helped us obtain our first home loan in 2012 after our bank failed to do so. We have been set on Guaranteed Rate ever since. Matt is excellent at his job and a pleasure to work with. Our business is his to lose, and I highly doubt that will ever happen.

Greg D. - 10/3/2016

Our loan was done very fast and professionally by Matt Bryant. This is our second time working with Matt and his team. Thanks for all your help. We will work with you in the future.

Samir A.

Our loan officer, Matt Bryant did a superb job working with us and we would recommend him to anyone.

Happy Customer

Matthew Bryant was just incredible, and everyone at Guaranteed Rate were amazing. However, Matthew Bryant kept us updated every step of the way, was super friendly and easy to talk to, and very quickly learned our personality quirks, and knew exactly when I would get nervous or stressed. When he knew, he would immediately contact me and ALWAYS made me feel so much better. As a result, our entire mortgage loan process was superb and very very easy. Everyone we told was shocked at how smoothly it...

Christopher Z. - April 11, 2016

Matt Bryant was always available when we had questions, he even agreed to meet with us on Sunday since our schedules were so busy, he worked really hard to lock a great rate for us. Thank you!

Rashad H. - Frankfort, IL | Jan. 2016

Matt Bryant and his team were extremely thorough, responsive and organized. Kudos to their team for doing an excellent job and making a stressful process, really easy.

Lindsay F. – 7/21/2015

Matt Bryant was always available when we had questions, he even agreed to meet with us on Sunday since our schedules were so busy, he worked really hard to lock a great rate for us. Thank you!

Rashad H. – 12/29/2015

Matt Bryant is fantastic. He is quick to respond, is thorough in his review, and offers proactive advice to streamline the loan process. It's a pleasure to work with him and his team.

Daniel N. – Chicago, IL | June 2015

Matt Bryant went out of his was to do everything he could to close this transition and the communication level was far beyond expectations.

Bradley B. -- 11/10/2014

Matt was instrumental in guiding us strategically through this process. We've done business before with Matt, but we again were highly pleased with his responsiveness and guidance throughout the process.

Daniel N. -- Chicago, IL 4/3/2014

I've worked with Matt twice as a mortgage broker and have always been pleased with his work He is always quick to help and provided different options to chose from. I would highly recommend contacting Matt if you are in the market to refinance or purchase a new home.

Doug A.

During my first home buying experience, Matt took the time to educate me during every step of the process. Matt's exceptional knowledge of the mortgage industry and friendly personality took all my fear out of the experience. Since my original experience with Matt, I've had the pleasure of working with him on a second purchase and a few re-finances. I have and will continue to recommend Matt to any first time or experienced home buyer.

Mike L.

My wife and I recently worked with Matt on a mortgage refinance. The process was smooth and we could not be happier with the results. Matt is a true professional and seems to be very in touch with the pulse of the ever changing and often volatile mortgage industry. He provided great insight during the entire process, taking the time to thoroughly understand my situation. His was very punctual and his availability was unprecedented.

Tony Y.

About Matthew

Hello and welcome to my webpage! I have been helping people purchase and refinance their homes since 2002. It's always rewarding to help people obtain the American Dream, from the excited first time home buyer to the client who I am assisting with their 5th home mortgage. I attended BBCHS in Bradley, IL as well as Eastern Illinois University where I majored in marketing. I enjoy the outdoors as much as I enjoy crunching numbers for clients! I am a huge Chicago sports fan as well. GO BEARS!

Matthew interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I entered the mortgage industry in 2002. I had a couple friends in the business and I figured I would give it a try. Since I’ve always loved working with numbers, I thought it might be a good fit. And it certainly has been!
What specific steps do you use to help your customers find the best home loan for them?
Education and information! I enjoy running through the various available scenarios with my borrower(s) and show them the choices available to them. I like to show the different loan programs and how it relates to monthly payment. But then also show how those same programs will impact the borrower(s) long term. I show what each loan will look like 5- 10- 15-years down the road.
How has the mortgage industry changed since you started, and what would you expect in the future?
The mortgage industry has changed immensely since I started in 2002. Back then, you could get a loan with ZERO money down and very little supporting documentation to boot. The guidelines are much less lenient these days, but let me help you put your particular puzzle pieces together and we’ll figure out the best loan package for your specific scenario. I wouldn’t expect the guidelines to get any less restrictive anytime soon! These new rules are here to stay!
What part of the home loan process do customers find most difficult and how do you help them through it?
The numbers. The numbers are THE most important part, obviously. And I break them down into simple equations so you and the borrower don’t have to be afraid of them. Once you understand the basics of the transaction, the numbers just all fit in their appropriate sections and are easy to break down going forward.
What provides you with the most satisfaction in your job as a Loan Officer?
I like that the mortgage process has a bona-fide beginning and ending the loan closing. Helping someone through the process from start to finish whether a first-time borrower or a veteran of the process and knowing upon completion that he/she completely understand the numbers and process is my favorite part of my job. I call it Mortgage 101. Watching a client have that ah-hah! moment when they gain understanding and confidence in why we are doing what we are doing that is what gives me satisfaction as a loan officer.
Tell us something that makes you unique or something wacky, yet interesting about you?
I once took a mortgage application over the phone when I randomly got spotty reception while out fishing the boundary waters of MN and Canada and turning on my phone to take a picture of a bald eagle.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now