How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage industry for 20 years. I started out as an assistant to a top producer who inspired me to grow my career in the mortgage field. I worked my way to Vice President of Mortgage Lending. I enjoy helping people attain their homeownership goals.
How long have you been in the mortgage business? What awards have you won?
I have been in the business for 20 years. I was the top producer in Northern Illinois for National City Mortgage for several years and received awards from them yearly. I was a Rookie of the Year and featured in Mortgage Originator Magazine.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
There are pros and cons with a fixed rate mortgage versus an adjustable rate mortgage (ARM), especially for first time homebuyers. The low initial cost of adjustable-rate mortgages, or ARMs, can be very tempting to home buyers, yet they carry a degree of
How has the mortgage industry changed since you started, and what would you expect in the future?
Obviously the stricter lending practices and I expect them to stay as tight.
What can borrowers do to insure a smooth mortgage underwriting process?
At the time of application, it is important to provide all the necessary documentation requested by the loan officer to ensure a smooth underwriting process. A full picture of the client\'s income, asset and property profile will lessen the need for additional documentation once the underwriter reviews the file.
What provides you with the most satisfaction in your job as a Loan Officer?
Helping others acheive their home ownership goals.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
In my spare time I enjoy traveling, golfing, shopping and spending time with good friends and family. I currently live in Arizona and my client base is still in Chicago. Therefore, I spend a lot of time traveling back to Chicago to keep in touch with my
Tell us something that makes you unique or something wacky, yet interesting about you?
I was asked to be the first bat girl for the Chicago Cubs. I am a reality television nut and would love to partake in a show...someday!!!!