GuaranteedRate - Mortgage Company

Melissa Loeffler

Vice President of Mortgage Lending
12121 Wilshire Blvd, Ste 350, Los Angeles, CA 90025
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NMLS: 350276
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"They" say the 3 most stressful things in life, are a wedding, having a child, and buying a house. As I "close" the book on the 3rd of 3, I have to say, Melissa made the house buying the LEAST stressful of them all! She made the terrifying thought of obtaining a mortgage loan so stress and pressure free. She was amazing, accessible, and nothing short of easy to work with. From every question answered in a timely manner to just simply taking time out of her day JUST to check in! Have found my go...

J. Arluck

"They" say the 3 most stressful things in life, are a wedding, having a child, and buying a house. As I "close" the book on the 3rd of 3, I have to say, Melissa made the house buying the LEAST stressful of them all! She made the terrifying thought of obtaining a mortgage loan so stress and pressure free. She was amazing, accessible, and nothing short of easy to work with. From every question answered in a timely manner to just simply taking time out of her day JUST to check in! Have found my go...

Justin A. - September | 2017

I have been working with Melissa for some time now and MUST say that I have never worked with someone as extraordinary as she is. She is an anomaly in this business. SO many other do the bare minimum and Melissa goes far beyond anything I have ever encountered. It is a pleasure to work with her on transactions and I trust no one else with my clients. She handles each client of mine as if they are her only client and takes time to baby step the entire process with them so the feel comfortable...

Brian Stevens w/ Rodeo Realty - September | 2017

Melissa Loeffler has made us the happiest homeowners in Santa Monica! She just refinanced a second home for us and not only did she secure the absolute lowest interest rate available, she made the normally insane application procedure and due diligence madness a total breeze. We did everything online without having to leave our house. Even the notary came to us for the final sign-offs. The easiest and best mortgage refinance we have ever experienced. We might even refinance our primary...

Neal & Tippi Dobrofsky

In addition to being the kind of mortgage specialist who finds and secures the best loan products for my clients, Melissa takes her services to the next level which I like to refer to as "the Church of Quality." In this arena, not only are my buyers informed about loan products that will best suit their needs, Melissa also proactively advises them about the lending process overall. Clients consistently report back to me that they really feel their loan interests were served, and that they felt...

Shelly Palmer Realtor, Sotheby's Intl Realty

Melissa has been my “go to” loan broker for some years now. This is because I know that if a loan can be done, Melissa does everything in her power to make a deal happen. She comes from a position of service to the client and because of this, I know that everything that is necessary to complete a transaction is being done correctly and in a timely manner. If she tells me something can be done, I know it is true and will move forward accordingly. One other thing I value enormously and try hard...

Andrea Curran Realtor, Snyder Sutton Real Estate

I've been in real estate sales for well over 30 years. I deal with a lot of business managers and attorneys in the entertainment field. When it comes to trusting one of my clients with a qualified lender, Melissa Loeffler is at the very top of my referral list. I know that she will take excellent care of my clients and will help make the transaction worry-free...At least as far as the loan is concerned! I love working with her and you will too!

Lou Woolf Estate Director, Rodeo Realty

As a realtor with Berkshire Hathaway HomeServices, working closely with a professional and experienced mortgage professional is vital to the successful closing of every transaction. The responsibility that comes with referring my clients the right mortgage broker is one that I take very seriously. I have had the pleasure of working with Melissa Loeffler on numerous transactions over the last 6 years. She is a consummate professional, and knows her business inside out. Her attention to...

David Krygier, Berkshire Hathaway Home Services

Melissa Loeffler is the ultimate and consummate professional in her work as a mortgage broker. Her knowledge of the mortgage industry is second to none. Melissa is a fierce advocate for her clients and seeks to provide the ultimate satisfactory experience when closing a mortgage. We had an outstanding experience when we purchased our home, and subsequently refinanced our home with Melissa. I have and will continue to highly recommended her to all of my friends and family.

Tianna Swede-Laskin, Santa Barbara, CA

My agent Melissa Loeffler was very helpful and attentive to all my needs during my refinance. I was extremely satisfied with Melissa Loeffler and would highly recommend her to friends, family and clients.

Daniel C. Porter Ranch

Melissa Loeffler, provided us with excellent customer service. She kept us abreast of what documents to expect and answered our questions as to what some of the information was used for. We received a call from Melissa as soon as the property was officially recorded

Cynthia D. Los Angeles, CA

My loan officer 'Melissa Loeffler was extremely helpful and professional throughout the whole process and made my loan refinancing as smooth as possible. I would highly recommend her to anybody I know and for sure will use her again in further as I am doing it right now for another loan transaction.

Fred V. Calabasas, CA

The process was stressful in terms of gathering all of the required information. Melissa was extremely helpful and spent a lot of time explaining things and helping us through the process. Melissa is top notch

Corey S. Culver City, CA

Melissa Loeffler is a consummate professional. Not only is she knowledgeable, with the lending landscape, she is personable and like-able. Above all, she’s honest and trustworthy. In all my dealings with Melissa, which has been many, she continues to go above and beyond my expectations.

Brian D. Westlake Village, CA

I worked with Melissa Loeffler in your West Los Angeles office. She held my hand through the entire purchase process and was excellent. At the time of choosing the loan I've found only bad news in the past, but in this case the surprise was a pleasant one, Melissa was able to secure a better loan for me than expected. Thank you so much!

Michael M. Cambria, CA

Melissa answered every question we had regarding the loan. She was available to help at a moments notice. Which was especially helpful trying to process a 30 day loan when time is of the essence.

Jaxon M. & Jax T, Topanga, CA

Melissa was lovely and very helpful during my purchase. It was a concurrent sale with my home and a purchase. The process went seamless.

Tami R. Pacific Palisades CA

About Melissa

Melissa Loeffler has been in the mortgage business for more than two decades and continues to be extremely passionate in helping clients realize homeownership and obtain the financial security that ownership of real estate offers.

Melissa is a true Angeleno, raised in Bel-Air, she attended the John Thomas Dye School (, The Buckley School ( and later UCLA ( She is an active member of the Encino Chamber of Commerce (, and Co-Chair of the Disaster Preparedness Committee for Encino. Melissa was President of the Encino Chamber of Commerce and served as an esteemed Board Member for ten years. In 2014, Melissa was recognized for her community service and was presented with one of the highest honors in the San Fernando Valley, the Tami Ginsburg Celebration of Service Award. She lives in Encino with her boyfriend, David and their rescue dog, Jack (aka Mr. Butterpants). She enjoys gardening, yoga, cooking and spending time with her family and friends.

Melissa interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
It's imperative to educate borrowers so that they fully understand their mortgage options and are completely comfortable with the mortgage they've chosen.
Tell us about a mortgage product that consumers may not be aware of?
Once Melissa joined Guaranteed Rate, the doors opened for her and her clients with regards to the variety of programs available. In addition to being a leader in Jumbo financing, we offer a program called the Lock 'n' Roll Program which allows borrowers to lock in a rate for 55, 70 or 85 days while borrowers shop for a property before signing a purchase contract. The Buyers become credit approved, their interest rate is locked and all they are waiting for is to find the right property. The realtors also love this program because they write a shorter term escrow period in their offer, as short as 10 days.
What can borrowers do to insure a smooth mortgage underwriting process?
Melissa always encourages Buyers to get Pre-Qualified, it's imperative in todays market. Sellers want eligible and Pre-Qualified buyers. A smooth underwriting process first begins with Melissa preparing and educating her clients to what lies before them. Melissa informs borrowers upfront about required documentation that will be needed and what they can expect at each phase of the loan process. By preparing her clients properly, the entire process is simplified and streamlined. Melissa has used the phrase "Mortgages made simple since 1988" because that's exactly what she and her team do time and time again.

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