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Michael Knopf

Vice President of Mortgage Lending
1806 W Cuyler Ave, Suites 1W and 2E, Chicago, IL 60613
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NMLS: 222987
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TestimonialsCustomer testimonials Read more

Michael is fantastic to work with and also makes sure you get the lowest rate possible. As first-time homebuyers in a competitive real estate market, we needed a lot of support and time to find our perfect home. Michael was there for us every step of the way. A year later, we found our dream home and locked in an incredible interest rate. Michael acts and speaks with integrity and is upfront about what financing options make the most sense for your situation. Articulate, supportive and always...

Julia F. - Portland, OR | MAR 2016

Michael Knopf was the best. He was always there to answer all my questions and made everything go as smoothly as possible.

Azriel S. - Chicago, IL | Dec. 2015

Michael Knopf is warm, bright and thorough. In addition to analyzing the best possible option for us, Michael has helped at least a dozen of our friends save hundreds of dollars a month after refinancing. After shopping around, GR ultimately was able to offer all of them the best rates, and Michael provides excellent service by all accounts.

Jennifer S. – Chicago, IL | May. 2015

Matt Tierney is excellent - so helpful and have worked with him many times. Matt Tierney helped us through a somewhat complicated process. He's won our business and referrals for years because of his dedication and service.

Amie A. – Chicago, IL | Jan. 2015

Michael was extremely helpful during the process. He answered all of our numerous questions in great detail to make us comfortable as first time home buyers!

James H. -- Chicago, IL 6/5/2014

I had a fantastic experience with guaranteed rate from start to finish. My loan officer was so knowledgeable and responsive which made the entire process so easy. Any time I had questions I received a response usually within minutes. Even my realtor commented on how well he was kept in the loop, as if we were their only client. I will absolutely recommend Guaranteed rate!

Evelyn A. -- Jacksonville, FL 4/22/2014

Mike was awesome. I would recommend him to anyone. I just can't say enough good things about him. He always calls back, he is friendly, he made it so I never had to be worried, I was very satisfied with my experience working with Mike.

Peter F. -- Arlington Heights, IL 4/28/2014

I never expected the entire process to be so easy. Each person that I worked with was absolutely wonderful and accommodating. From the day I started the process talking to Michael to the day I closed was less than a month! I did not expect that. Great experience! Michael is absolutely wonderful! He facilitated everything so seamlessly and answered all of my questions without feeling like I was being rushed. I could not have asked for a better person to work with.

Jane R. -- Chicago, IL, 2/13/2014

“I cannot believe it has been less than one month from the day Michael and I chatted and my loan is already closed! I have NEVER worked with such an efficient, professional, kind-hearted team. EVER! They were so accommodating and helpful throughout the entire process! Thank you!”

Jane R. – Chicago, IL – 2/2014

“Buying a new home is always a daunting endeavor. But Michael Knopf and his team made it a great experience. They were professional, friendly, organized and responsive-- all the qualities you want in doing business related to "life's biggest purchase." I can't imagine going through the home purchase/mortgage process with any other team or company!”

Matthew S., Chicago, IL – 8/2013

I just closed my refi with Guaranteed Rate. The attention to my specific needs, and careful handling of details made this the best mortgage experience I've ever gone through. I felt like I knew where things were and what was expected every step of the way. Thanks to Michael Knopf and his team!

Kevin M.

Speed, creativity, personal attention.

Michael D.

Everything was beautiful, it went off without a hitch. We're really happy with you guys and we have provided Michael's name to other people in our situation.

Philip C.

Michael Knopf and his team were absolutely fantastic. They were in constant communication with me and efficient -- I received the clear to close less than two weeks after starting the process.

Brianna W.

Michael, Nathalie, and Anna were fantastic! They made what could have been a stressful process seem very easy. Every question and concern I had was promptly responded to and the rate I got was excellent. Thank you all very much!

Seth M.

You did everything in your power to make life easy for me and through each step made it super clear what you needed and when you needed it.

Meir H.

One of our best experiences in all of our purchases or refinances.

Deborah G.

About Michael

I've been in the mortgage business for 17 years. A friend of mine wanted to open a local branch of his New Jersey company in Chicago. The prospect of helping enable people to purchase their home was intriguing to me.

In 2015, I was in the Top 1% of Mortgage Originators nationwide, and one of the top 300 producers.

The most satisfying part of my job is helping people obtain their goal of buying their dream home or saving someone money through refinancing and helping them into a better financial position for their family.

I consult with each of my customers and understand their situation and goals - short and long term. That's how I help them choose the right program for their specific needs.

Over the last 8 years in the mortgage industry, underwriting guidelines have become significantly more restrictive. I am the right mortgage professional with the knowledge and experience to guide you through the process, which is more important now than ever before. A difficult part of the home loan process is collecting and providing the necessary documentation to process and approve your application. I help customers understand why we need this documentation and my team and I make this process clear and as easy as possible.

In my spare time, I love to spend time with my family as well as helping my community in any way I can. I am an active board member of several local community organizations. I've helped them with budgeting, planning, marketing and execution in a wide range of activities including operations, expansion and fundraising.

Through my 17 years of experience, I've encountered it all. I'm confident in my ability to assess each person's unique situation and provide a tailored solution for each individual.

Michael interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I’ve been in the mortgage business for 15 years. A friend of mine wanted to open a local branch of his New Jersey company in Chicago. The prospect of helping enable people to purchase their home was intriguing and honorable.
What specific steps do you use to help your customers find the best home loan for them?
I consult with each of my customers and understand their situation and goals – short and long term. That’s how I help them choose the right program for their specific needs.
How long have you been in the mortgage business? What awards have you won?
I've been in the mortgage business for 17 years. I was in the Top 1% of Mortgage Originators in 2015.
How has the mortgage industry changed since you started, and what would you expect in the future?
Underwriting guidelines have become significantly more restrictive. I am the right mortgage professional with the knowledge and experience to guide you through the process, which is more important now than ever before. I expect that in the future, guidelines will become a bit more relaxed, however they will remain more restrictive than they were prior to 2008.
What part of the home loan process do customers find most difficult and how do you help them through it?
A difficult part of the home loan process is collecting and providing the necessary documentation to process and approve your application. I help customers understand why we need this documentation and my team and I make this process clear and as easy as possible.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
I am an active board member of several local community organizations. I've helped them with budgeting, planning, marketing and execution in a wide range of activities including operations, expansion and fundraising.
What provides you with the most satisfaction in your job as a Loan Officer?
The most satisfying part of my job is helping people obtain their goal of buying their dream home or saving someone money through refinancing and helping them into a better financial position for their family.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
In my spare time, I love to spend time with my family as well as helping my community in any way I can. I am an active board member of several local community organizations. I’ve helped them with budgeting, planning, marketing and execution in a wide range of activities including operations, expansion and fundraising.
Tell us something that makes you unique or something wacky, yet interesting about you?
Through my 17 years of experience, I've encountered it all. I'm confident in my ability to assess each personýs unique situation and provide a tailored solution for each individual.

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