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Michael Martin

Vice President of Mortgage Lending
200 Mansell Ct E, Ste 330, Roswell, GA 30076
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NMLS: 203828
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We're in California and this this is our second refinance with Guaranteed Rate. The process was very simple and clear even on income property with cash out. We have already recommended Guaranteed Rate to several friends.

Robert B. - January | 2017

This is our second refi deal with GR! Michael Martin and his team are professional, educated and lightning fast! We won't ever use anyone else for our real estate financing needs!

Charel P. | 08/19/2016

Michael was an absolute pleasure to work with. My wife and I would recommend him to anyone looking to purchase a house in the bay area. Great guy who knows his stuff inside and out. Michael was fantastic!

Eric H. – San Francisco, CA | AUG 2015

I had a very complex situation and Michael Martin handled it EXCELLENTLY!

John C. – Fanwood, NJ | Feb. 2015

About Michael

I've been a loan originator for 10 years. I entered the mortgage business shortly after relocating to Atlanta, GA from Brooklyn, NY where I was born and raised.

I've always had a passion for helping others. I was influenced by my mother and father who were New York City Police Officers.

I knew I wanted to help people, but I also gained an interest in real estate over time, and assisting people with home ownership was something I wanted to be a part of.

A home will possibly be life's biggest investment for many people today. Home ownership gives people the opportunity to build life long memories of raising a family, and home is where the heart is.

It's every American's dream to become a home owner, and I'm happy to help that dream come to true.

I attended The University of Alabama in Tuscaloosa, AL. This was one of many great experiences in my life. I also played lacrosse for the University of Alabama, until being sidelined due to injury after a few years.

I studied Political Science, with an intention of going to Law School, but life had other plans for me.

I'm happy to take on the change of plans life threw my way, if it means making a difference for people and local communities. I can't think of another career field I would rather be in.

Michael interview Q&A

Who is your typical customer and what questions do they typically have?
I don't have a typical customer, but I try to educate all customers with any information that may help them in making the best decision. Most questions customers have usually involve the process of the loan from start to finish. Every customer has a unique scenario, so it's important to listen, and focus on that individual's goals.
How has the mortgage industry changed since you started, and what would you expect in the future?
The mortgage industry has evolved a lot over the years since I started. It's important that you know loan products, and guidelines to ensure you give the customer a loan product they'll be happy with and meets their expectations. I expect the industry to continue to change, but change is good and it will create even more opportunity for future home ownership.
What can borrowers do to insure a smooth mortgage underwriting process?
To ensure a smooth underwriting process it's important that all parties involved in the loan process communicate. If a borrower is unsure of what loan documentation is being requested, or the benefit of the loan program, it's vital you help them understand. It's also important for the consumer to know I am here to help them understand the process, and address any concerns.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
When I'm not working I enjoy spending time with family and friends. I'm a big college football fan also. Roll Tide, Roll!

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