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Michael Mizrahi

Vice President of Mortgage Lending
621 NW 53rd St, Suite 410, Boca Raton, FL 33487
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NMLS: 188831
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TestimonialsCustomer testimonials Read more

The pleasant atmosphere at the office at signing and the organization in finalizing quickly to get the Day Family into their new home, and helping me to see those smiles that has been difficult for a few years. The blessing that you helped me with to make their dream come true. All they ever wanted was to give their Children the American Dream and they received that Monday. Thank you again

Donna O. - 6/20/16

Guaranteed Rate processed my loan in less than 3 weeks. I never saw home loan processing in such a timely manner. My loan officer Michael M and processing officer Jason B kept me posted on each and every step and they responded to all my queries quickly. To my opinion, they are the best home loan company. I strongly recommend Guaranteed Rate for home loan.

Jaydip B. June 14, 2016

Mr. Mizrahi and his team made the loan process painless and conducted each step in a professional and timely manner. Great service and definitely will recommend to others. keep up the good work and thank you for your asisstance.

Nicholas L. May, 2016

This was the easiest process possible. Many of my coworkers have bought houses recently and they were shocked that between all their nightmare stories, that mine was a dream. Thanks again to Michael Mizrahi and the Guaranteed Rate Team for making our first home purchase such a wonderful experience. I will always be happy to promote to my friends as well as know who I will be using for any home loans in the future! Thanks again!

Allison H.

My loan experience was easy and painless. I appreciate all of the help Craig and his team provided. 100% would recommend and use them again!

Melissa G. - March 29, 2016

Michael Mizrahi was a pleasure! He was always available to explain any questions.

Melissa T.

Mike Mizrahi and his team were extremely diligent, efficient and professional. He was a pleasure to deal with

Jennifer G.

The process was quick and not stressful. Guaranteed Rate was wonderful to work with, especially Mike Mizrahi. Every time I had a question he took the time to explain everything so I understood. Him and his team was always available for any questions or issues. I would use them again!

Eleanor F

Mike was excellent! I cannot say enough about his Customer Care and Professionalism. He was up against 3 other Loan Companies and did his job. He was also the FIRST to call me and showed his diligence from the inception.

Becky B. – Saint Petersburg, FL | Apr. 2015

Mike Mizrahi was extremely helpful throughout the whole process. His knowledge and guidance made our first time home buying process a pleasure. I will undoubtedly refer my friends, colleges and family to Mike.

Jason W. -- Plantation, FL 4/14/2014

About Michael

For more than twelve years in the mortgage industry, Michael has garnished extensive knowledge pertaining to all aspects of the loan process. Michael started his career at WCS Lending, LLC in 2004 in the processing department. After two years, Michael was promoted to sales coordinator where he worked exclusively with the company's CEO. In 2007, Michael then went on to become the processing manager, where he was involved in facilitating over 1,000 loans accounting for an excess of $600,000,000 in loan volume. These loans included but were not limited to conventional, jumbo, FHA and VA financing.

In 2012, Michael became a Senior Loan Originator to best utilize his vast skill-sets and expertise. His experience in loan structuring, problem solving, and product knowledge helps his clients negotiate the challenges in an ever changing industry.

In 2013, Michael accepted a position as Vice President of Mortgage Lending at Guaranteed Rate. This change has put more tools at his disposal to better serve his clients and referral partners.

Michael interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
After completing a pre-approval, I review projected payments and closing costs with all buyers before they begin their home-search. This helps give a baseline for what to expect as they look at properties. Once the right home has been selected, the pre-approval letter and estimate will be updated specific to that property and the offer price in order to give a real-time idea of what to expect.
What advice would you give new or first time home buyers?
Two simple words: "Ask Questions". Buying your first home can be a very challenging and stressful time for most. I always encourage first time home buyers (and repeat buyers) to ask any questions they have to ensure they are understanding of everything that is going on.
What can borrowers do to insure a smooth mortgage underwriting process?
Be sure to communicate with your loan team on any changes that might impact your ability to qualify. Changes in income or employment, additional debt, or new credit checks are all events that could potentially affect your ability to qualify. Often times, people fail to realize that a change in job or new debt (increased balances or new accounts) can negatively affect one's ability to qualify for the mortgage.
What provides you with the most satisfaction in your job as a Loan Officer?
The feeling of helping a new family begin the next chapter of their lives together in the new home is one of the more rewarding feelings of the job. The joy it brings to people to be able to say that they own their own home is one I am very grateful to be a part of.

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