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Michael Owens

Vice President of Mortgage Lending
421 SE Main St, Ste 200, Simpsonville, SC 29681
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NMLS: 107434
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TestimonialsCustomer testimonials Read more

The loan officer was awesome. He explained everything over and above what I needed. He was very patient with me. It was my first loan all by myself and he was always willing to talk to me and answer questions and address concerns.

Ginger C. – Pendleton, SC | AUG 2015

Mike Owens was absolutely awesome through the entire experience. I think I have made a new friend for life.

George C.– Troutman, NC | July 2015

Michael Owens was excellent!

Richard D. – Baltimore, MD | Feb. 2015

"Everything was done so quickly and Michael Owens was always available to answer all of my questions. "

Eric R. - Woodruff, SC | Dec. 2014

100% satisfied with the experience. From start to finish, I was completely comfortable and satisfied with the process of the loan and the professionalism and courtesy of Mike Owens on our home purchase loan.

Sarina E.- Fairview, NC 04/19/2011

Absolutely Painless I am a first time home buyer and I searched long and wide until I finally found Mike Owens. I cannot express how I feel about Mike’s professionalism, courtesy and communication. He was quite frankly just awesome. He made me feel like somebody not just a number. I would recommend Mike to anyone, with all the confidence in the world that they will have the same experience I did. Home buying is a pleasant and painless experience with Mike Owens and his team.

Pete A. - Martinsville, VA 09/09/2011

Professional and Trustworthy I especially enjoyed working with Mike Owens, who was always ready to talk and answer my questions.

Pavy B.- Silver Spring, MD 11/30/2011

Mike Owens and his staff were great, I could not have asked for better or quicker service ... and we closed our purchase early. I will certainly recommend Mike in the future

Bob M.- Cheshire, CT 12/11/2011

Mike & his group.. Once again were top Notch..

Stephen C.- Cornelius, NC 03/22/2012

All of my questions were answered within minutes. Mike Owens dealt with me in an honest and helpful manner. The responsiveness and honesty were key factors in my determination to give an excellent rating. Mike Owens is very knowledgeable and shares his expertise freely.

Stephen R.- Rockville, MD 08/20/2012

First rate service!This is my third transaction. Each time has been timely, efficient, and hassle-free. I trust Mike Owens and the entire staff for top notch service.

Linda B.- Hampstead, NC 4/21/2013

We have enjoyed working with Mike Owens, He has helped us a lot over the past several years with refinancing. We would recommend mike to anyone we know that wants to refinance. He also helped our son purchase his first home.

Terry F. - Richfield, NC 8/12/2013

Excellent customer service Mike Owens helped me to get the best interest rate and worked to make our refi painless.

Charlie B.- Easley, SC 9/12/2013

We have used Mike Owens to refinance several times and to purchase our lake house. His office is very professional and extremely well-organized. He gets us all the information we need to make a good decision and follows through with all the details. I have had him do my parents' refinancing and recommended him many times. Mike is also very organized and a good communicator. We are always in and out of his office quickly and everything goes smoothly. Makes financing - and refinancing - very easy!

Cathy E.-. Greenville, SC 02/20/2013

Mike Owens was recommended by a co-worker. Mike did a FANTASTIC job with my closing of my house. I was approved with 4 different banks with no money down. I went with Mike with the exceptional service and follow up. My ex and I bought a house together in 2000. I was not on the loan nor the deed. Mike got with the underwriters to get a refinance. Two other banks could not do that task. Five stars to Mike’s Team. Jeannette Eassy was my underwriter and she did a wonderful job as well. Made it less...

Katherine S.- Lexington, NC 05/03/2013

Happy with Horizon Financial I was very happy with the customer service I received from Mike Owens and LeighAnne Langston. I was very pleased.

Christine Q.- Charleston, SC 05/08/2013

Mike Owens great person to work with! Mr. Owens came in as a recommendation from a friend.. and the recommendation did not disappoint.. He was up to the point with and questions and very considerate with my concerns on security of my files.. Very prompt and fast in addressing any questions, whether big or small.. I highly recommend Mike Owens!! thanks!!

Allan B. - Baltimore, MD 06/14/2013

It was a very easy refinance. Mike and his crew were efficient and great to work with.

Eric L. - Supply, NC 06/14/2013

Again, a great job on refi! Mike Owens did a fabulous job once again of helping us get the lowest possible rate and locking us in to take advantage of it. All charges were what he communicated and he guided the process to make it painless for us. Thanks so much Mike.

Ken O. - Columbia, SC 06/14/2013

Best experience with a refinance ever.We were referred to Mike Owens by a friend when I told him I was interested in refinancing my home. It was the best experience I have ever had with any finance company. The people were professional, knowledgeable, and eager to find the correct loan for me. Their follow through, and communication was outstanding during the entire process. I would highly recommend Mike and his company to anyone looking for a mortgage.

Dave H. - Simpsonville, SC 07/10/2013

I have refinanced with Mike Owens twice and would do so again. Mike is a professional who is knowledgeable and responsive. Would recommend him highly.

Carol R. - Springfield, VA 09/10/2013

Great, Easy to Work With! Mike Owens made everything so simple and easy. Very straightforward process with NO hassles. Would definitely recommend.

Michael D.- Columbia, MD 09/10/2013

I began looking a HARP 2.0 refinances in December 2012. After requesting quotes from several banks, many of whom did not offer HARP refis, I spoke with several mortgage brokers. I found that with the exception of Mike Owens, they either were less familiar with the HARP program than I was or weren't interested in HARP refis. Mike was very familiar with the program and understood how and when my property would become eligible. He was excellent, and the closing was hassle free, with a notary...

Michael D. - Fairfax, VA 08/19/2013

Mike Owens and his team were great throughout the whole process. I am a first time home buyer, so it was important to me that they answered all of my questions. They were always very prompt with their responses. Other friends of mine had said that the loan portion of buying a house is the worst part, but I would have to say it was a highlight.

Michelle M. - Charlotte, NC 05/03/2013

Mike Owens and the other staff were great to work with on the mortgage. This was the second time in the past two years that we sought out Mike Owens to help with loan decisions. Both times he and the staff provided outstanding customer service. Communication was especially outstanding...keeping us posted on all the needed paperwork and steps for the process. We communicated by phone, e-mail and text. I doubt that it could be matched my any other company.

Glenn K.- Pickens, SC 05/04/2013

About Michael

I'm originally from San Diego, CA and a University of Southern California graduate, majoring in finance and business management. I've been in the mortgage business for 20 years. I help people with one of the most important decisions of their lives and my goal is to make that a pleasant and enjoyable experience. I believe that purchasing a new home should be one of the most fun and exciting times in a person's life. I've personally helped thousands of clients do just that by earning their trust and sharing my knowledge and expertise. Referrals and repeat customers are a large part of my business. In 2012 & 2013 I was named as one of the top 1% mortgage originators in the country by Mortgage Executive magazine. My wife Jennifer and I live in Easley, SC raising 3 great kids Jake, Nick, and Summer. In my spare time, I enjoy spending time with my family and keeping up with my kidýs activities and sports. I play golf, enjoy live music, and go to the shooting range when I can.

Michael interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
Listening to the client is key to determining the best loan for them. I ask questions about long and short term goals, then make suggestions based on those goals. I help them understand the options available and walk them through the process to insure a smooth transaction.
What advice would you give new or first time home buyers?
Ask questions so you know what to expect. Be sure you understand the process and are comfortable with you new payment and obligation since it is the biggest financial decision in your life.
What part of the home loan process do customers find most difficult and how do you help them through it?
The most difficult part of the mortgage process can be the documentation requirements. I explain the importance of why we need what we need and that all applicants have to provide the same paperwork. I stress the importance of gathering the requested documents quickly.
What provides you with the most satisfaction in your job as a Loan Officer?
The most satisfying part of my job is when the client is handed the keys to their new house and the joy on their face. I know that I was part of this pleasant experience and have made a new friend for life.

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