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Patty Souza

Vice President of Mortgage Lending
636 Fourth St, San Francisco, CA 94107
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NMLS: 237191
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Our gratitude to Guaranteed Rate for making an impossibly complicated process move with steady clarity and speed.

Barbara L. -San Francisco, CA |AUG 2016

Patty Souza is the best- positive, knowledgeable, accessible. We've used her services before, and will undoubtedly call on her again.

Andy C. -Mountain View, CA |AUG 2016

We like Patty and have worked with her for years, we know we can trust her and the products/companies she represents. Patty is great, very helpful, and always happy to explain everything along the way.

Buffy K. - San Francisco, CA | Nov. 2014

About Patty

I began my lending career in 1977. I started as a bank teller with Wells Fargo and stayed on to learn all I could about mortgages. After I left the bank in 1984, I went in a completely different direction. I became an electro-mechanical draftsperson. Fascinating, but it didn’t pay well. In 1986 I got my real estate license and sold real estate in San Francisco for a little over 3 years. In 1989, I came back into lending—this time on the wholesale side. I joined Real Estate Financial Services (now a branch of Guarantee Mortgage) in 1990 and was the top producer there for nearly all of my tenure with them, which spanned over 15 years. In 2005 I joined First Security Loan at their Sutter Street branch. Following the financial meltdown, First Security elected to close their operations in 2009. I am now with Guaranteed Rate in SOMA.

I am a member of the California Association of Mortgage Bankers. I do loans all over California. The transactions I do range from all types of residential loans to TIC’s, to equity lines and commercial apartment building loans.

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