Who is your typical customer and what questions do they typically have?
I can honestly say that I do not have a typical customer that each customer is unique in their needs and to what is important to them. My job is to actively listen and tailor a program for them and their situation. Questions I do commonly receive are: How much do I need for down payment? Do I need to pay off my credit cards? What FICO score do I need to purchase a home?
What advice would you give new or first time home buyers?
The advice I would give new or first time home buyers is to take each day in stride and to look at your Mortgage Professional and Realtor as your pilot and co-pilot. Just as a airline pilot has your best interest to get you safely to your destination on time. You might think I don't see what the pilot does directly during the flight but you do see the effects and the arrival. Now you might be thinking my job isn't quite the same as the airline pilot; but maybe it isn't all that different either. While I manage the routine parts of your Mortgage Real Estate transaction, if and when needed, I am a problem solver of the highest degree.
In a typical Mortgage Real Estate transaction, Iým at work behind the scenes keeping things running smoothly. Youýd be surprised how many times I have to call the other listing agent or title or someone else to make sure they didnýt forget to pay attention to what theyýre supposed to be doing for you. At other times Iýll be moving paperwork back and forth between people to make sure your realtor has everything they need or for inspections or for lots of other reasons. If a challenge arises, that is when I am ready to go into emergency mode, just like an airline pilot and trust that we will get you to your final destination, the destination of homeownership.
What 2 or 3 mobile apps would you recommend for home buyers or house hunters, and why? What Smart Apps do you recommend your customers use for the house hunting process?
Great Smart Apps I recommend for the homebuying process are: 1st and foremost the Guaranteed Rate smart app. It allows you to get current interest rates, a mortgage calculator to figure out payments, and also apply for a loan via your phone or tablet. 2nd Realtor.com. 3rd TheOpen House.com.
What provides you with the most satisfaction in your job as a Loan Officer?
The most satisfaction I recieve my from my job is seeing the smile on my clients faces when they recieve the keys to thier home.
Tell us something that makes you unique or something wacky, yet interesting about you?
I love collecting vintage tiki and mid century memorablia and attending Polynesian Tiki Pop conventions. I visit flea markets, thrifting and yard sales to find these treasures in the wild. There's nothing like a great tiki bar to hang out and enjoy the company of friends. I also make a excellent Mai Tai and Painkiller tiki cocktail.