GuaranteedRate - Mortgage Company

Richard Schultz

Vice President of Mortgage Lending
724 S. Pearl St, Denver, CO 80209
Contact Richard
NMLS: 389049
Ready to start your Digital Mortgage?
Apply now

About Richard

Richard grew up in Lawton, Iowa and graduated from Briar Cliff University, educated in Accounting and Finance. Growing up in an entrepreneurial family and watching the personal relationships developed, Richard mapped those same communication skills to the mortgage business. Having ownership in his own commercial lending company and also working in residential lending for over 14 years, he maintains the most critical facet of his business and success comes from his ability and attention to truly listen to his customers' goals and provide a solution that fits all of their needs.

People only do business with whom they trust. It's always Richard's intent and goal to earn and maintain that trust, providing the best solution for their specific mortgage needs and work with his customers for as long as they need his services.

Richard interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
6/30/2016 15:13:35
Who is your typical customer and what questions do they typically have?
14 years of Mortgage Lending Experience.
What specific steps do you use to help your customers find the best home loan for them?
Every customer is unique. They all have specific goals and different needs. Helping them understand the new mortgage landscape, what it takes to secure their financing and setting expectations is the ultimate goal.
How long have you been in the mortgage business? What awards have you won?
Asking the right questions and listening to the customers' needs is the only way to provide a mortgage solution.
What part of the home loan process do customers find most difficult and how do you help them through it?
The mortgage industry continues to change, under the new Federally mandated guidelines. Setting proper expectations with the customer ensures a smooth and timely closing.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
Receiving the borrowers' documentation in a timely manner is critical to ensure a smooth and timely closing.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

See all rates.

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Intuitive Loan Finder

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now