GuaranteedRate Logo

Rick Amos

Vice President of Mortgage Lending
20 Clementon Rd E, Suite 102N, Gibbsboro, NJ 08026
Contact Rick
NMLS: 133162
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Never thought getting a home loan was this easy thanks to Rick Amos

Stephen M. – Hammonton, NJ | SEP 2015

Rick Amos was a pleasure to work with! He was very organized and attentive and really worked to allow us to close in a short period of time... It was a great experience and I will be sure to recommend him and Guaranteed Rate to my friends and family looking to buy a home or re-finance.

Robert I. – Hammonton, NJ | Feb. 2015

Rick Amos was outstanding to work with!

John H. -- Hammonton, NJ 7/18/2014

Rick was professional, knowledgeable and very accessible when questions arose!

Paul S. -- Hammonton, NJ 6/30/2014

I couldn't be more thankful for my load officer Rick Amos. He repeatedly went above and beyond to make my transaction a breeze and took additional time to teach me the right practices when purchasing a home. I am extremely thankful I choose Guaranteed Rate and he is largely the reason why. I will tell all of my friends who are looking to purchase homes to contact Guaranteed Rate as preferred lender. They have gone out of their way to make my transaction work and I know I'm not special and that...

Jonathan O. -- Hammonton, NJ 3/6/2014

We have known Rick for over thirty years and have entrusted our home financing needs to him on several occasions. Throughout each transaction, it was reassuring to know that a knowledgeable, accessible, and trustworthy professional was guiding us with financial decisions that had potential life-long implications, and we were confident that he would handle our affairs as if they were his own. We have, and will continue to, recommend Rick to our family and friends.

Dave and Anna Porretta

We have had the privilege of having Rick Amos assist us in acquiring our mortgage. In today's society where you are commonly just a number Rick takes the time to know you and your situation and gives solid advice. Rick's knowledge of his profession helped us procure the best mortgage for our family and made the experience enjoyable.

John and Wendy Jensen

Rick went above and beyond to secure and expedite our refinance loan. He worked around our schedule and gave us the best rate and outrageous service! Nothing was ever a problem. Not only did we secure a fantastic loan, we experienced character and integrity that is hard to come by these days!

Frank and Sharon Italiano

The mortgage business can sometimes rival a trip to the dentist. I have used rick for my personal financing needs and have also referred my clients and friends to him. Rick's consistent level of personal service and his meticulous attention to detail allows me to continue making those referrals with complete confidence.

Brian Howell, Esquire

Outstanding service, excellent communication and getting the job done are some of the reasons why I went with Rick Amos. Rick helped my husband and I get a loan to buy our house in 1999 and then helped us this year to refinance that loan without a glitch or a concern. He is both a personable and a professional mortgage broker. The rates he has been able to obtain have been outstanding. I wouldn’t trust such a major life impacting financial decision as a home loan or refinance with...

Renee and Gregory Clark

Getting a new mortgage particularly in the present economic conditions can be a difficult and time consuming ordeal. Fortunately we decided to stay local and contacted Rick Amos to guide us through the numerous new rules, regulations and documentation necessary in today’s mortgage process. After our first meeting with Rick, I knew we made the right decision. It was easy to see we were dealing with a man of high standards of honesty and trust. He is a true professional who takes sincere...

Joe and Marie Cacia

My wife Robin and I built a home in Hammonton, NJ in 2002. We were referred to Rick Amos, by the builder of our home, for obtaining our new mortgage. Our experience with Rick was outstanding. He was professional, knowledgeable, very easy to speak with, and most important to us, very honest. Over the last 8 years we have refinanced our mortgage twice with Rick and did not think twice about going anywhere else. We consider Rick a friend and not just a business associate. We highly recommend...

Eric and Robin Gerstel

About Rick

Offering his clients and business partners over 20 years of mortgage lending experience, Rick Amos joined Superior Mortgage Corp. now Guaranteed Rate in 2009. Prior to his work with Superior, Rick spent 15 years as a partner with the Wharton Mortgage Group. Rick believes that education, integrity, and reliability are the three components of his business that set him apart from others within the industry. These three factors have played an integral role in the building of a quality network of business partners and personal referrals, and have added a substantial contribution to his success in obtaining the best financing for his clients. Rick's goal is to have each borrower understand and learn how their unique qualifications will affect their ability to acquire a loan for the purchase or refinance of their property. He strives to ensure that his clients

decisions are based upon complete information, and not just the interest rate quote. Rick maintains that each client and business partner deserves reliable and personalized attention delivered with a high degree of customer service.

Rick earned his BS in Economics from the University of Pennsylvania's Wharton School of Business. He is an active member of his community where he serves as Vice President of the Greater Hammonton Chamber of Commerce, is a member of the Atlantic County Board of Ethics, and was a former council person for the town of Hammonton. Rick has also served as a member of numerous other boards including the Hammonton Education Foundation and the Hammonton Little League. He resides in Hammonton, New Jersey with his wife Lori who manages Landis Title Corporation's Hammonton office, and son Rick Jr. who is currently serving as an officer in the United States Navy. When Rick is away from the office, he spends some of his free time as an Assistant Coach of an area high school football team, and visiting his son where ever he is stationed.

Rick interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business for 21 years. My enjoyment for helping people inspired me to get into the mortgage industry. I have clients who I helped purchase their first home, refinance, purchase a vacation property, and even help their children purchase their first home. The relationships I have made while assisting my clients over the years are priceless.
How has the mortgage industry changed since you started, and what would you expect in the future?
The biggest change since I first started in the mortgage industry is that borrowers are required to provide more documentation in order to qualify for a loan. I believe it is important to set expectations with my clients and inform them of what documents will be needed early in the loan process. I would expect this requirement to continue in the future and clients to be more accustomed to this change.
What part of the home loan process do customers find most difficult and how do you help them through it?
The home loan process in general can be intimidating considering in most cases it is an individuals largest investment. Whether buying or refinancing a home it is important that the client be well informed. I pride myself is thoroughly educating my borrowers through each phase of the loan process. I have found through the years that an informed borrower is a happy borrower.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
I am an active member of the community where I currently serve as Vice President of the Greater Hammonton Chamber of Commerce, a member of the Atlantic county Board of Ethics, and was a former Council Person for the town of Hammonton. I have also served as a member of numerous other boards including the Hammonton Education Foundation, and the Hammonton Little League. As a Town Council Person I was fortunate to be part of the implementation of a phased plan approach for much needed recreational improvement in our community.
Tell us something that makes you unique or something wacky, yet interesting about you?
When I\'m away from the office, I\'m an avid sports fan and most of all, I\'m very family oriented. My wife, Lori, and I enjoy vacationing and spending time visiting our son Rick Jr. who is currently an officer in the United States Navy.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now