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Rob Albin

Vice President of Mortgage Lending
855 West Broadway, Ste B, Forest Lake, MN 55025
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NMLS: 193815
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TestimonialsCustomer testimonials Read more

Mr. Rob Albin, my loan officer was the greatest. I've never encountered anyone as nice and hardworking as he is. Mr. Albin worked on Saturdays, Sundays and even on a holiday contacting me and keeping me informed. He is amazing. As a business owner I wish I could find people like him to work with me. He is truly a valuable asset to anyone's business with the highest work ethic I have ever seen in a person. Thank you for assigning him to my loan. I will be recommending him to my family, friends...

Silas O. - 2/13/2017

Rob Albin is a knowledgeable and trusted advisor.

Aaron B. – 12/28/2016

Had a great first experience buying a home. Rob Albin was super helpful and responsive every step of the way. Communication was great, everything went very smoothly, couldn't ask for anything more to be honest.

Christopher T. – 12/22/2016

Rob was great. He was very attentive and answered my questions quickly. Even when I wanted quotes for different down payments, different home values, etc. he was quick to put them together and send them to me. He did everything he could to meet our closing date (which was the Tuesday after Thanksgiving!) and I really felt confident in trusting him with getting us the best rate and deal.

Cody O. – 11/29/2016

Rob Albin is a great loan officer and I plan to continue doing business with him in the future.

Mark P. – 10/25/2016

Rob Albin has always been great to work with. Because of him, I have purchased three houses through Guaranteed Rate. I will continue to do business with this company because of my experience with Rob.

Gary B. – 10/26/2016

Rob Albin was fantastic. He and his team made the whole process easy and enjoyable.

James S. – 9/27/2016

Thank you! Seamless transaction! Appreciate your patience and expertise.

Kristina J. – 9/29/2016

Clear communications and excellent delivery. My wife and I have purchased over a dozen homes and this was the best experience we have had. Thanks.

Barry S. – 9/30/2016

I had a great experience with Rob. He was always quick to respond to all my questions and explained things clearly. The process was quick and easy. I liked being able to provide all the necessary information.

Teri F. – 8/29/2016

Rob Albin and staff were efficient and great to work with.

Carol S. – 8/12/2016

Rob Albin has been excellent to work with. He is the reason this is my third loan with your organization.

Gary B. – 8/5/2016

My Loan Officer, Rob Albin, was always available. Rob and the staff were always friendly and made the loan process go as smooth and quickly as possible. I would recommend them highly and use Guaranteed Rate again.

Michael T. – 7/12/2016

ROB ALBIN is the man!!!!!!

Kathleen H. – 6/30/2016

Rob Albin made the whole process absolutely painless. I didn't even have to go into the office, he came to my home. I moved from MN to AZ and having a local Loan Officer to work with was wonderful. I cannot say enough good things about him!

Marjorie B. – 7/6/2016

Rob is awesome and I recommend him to anyone I know that is looking at purchasing a home!!!

Bradley M - Beaumont, TX | Feb. 2016

Rob was good at communicating when I would have questions. Overall I was satisfied.

Colleen – 10/19/2015

Rob was excellent in making this a very easy transition. Always kept me up-to-date with the process. Would highly recommend him!!

Gaylene G. – 10/2/2015

Rob Albin is the best!

Mark P. – 9/9/2015

Everything went very well. I loved the online e-signature process.

Nicholas S. – 9/1/2015

Rob Albin was great. We used him 10 years ago, and were happy to find that he was available when it was time to up-size our house. I would certainly recommend Rob.

Jason B. – 8/27/2015

Everyone went the extra mile to ensure we met our contractual closing date. Rob Albin was available at pretty much any time we needed to ask questions. He's really a good asset to Guaranteed Rate.

Mark H. – 8/17/2015

I did not have a clue what I was doing, but Rob explained the whole process very well. I was found the best mortgage for what I could afford.

Matthew P. – 7/29/2015

Rob Albin and team were great! Easy to work with and always pleasant and helpful.

William K. – 7/14/2015

I was very satisfied with Rob Albin. Overall it was a very smooth process. I felt informed and cared for as a customer.

William S. – 6/26/2015

Rob Albin was very helpful during the whole process and prompt with any questions I had. I will definitely refer friends/family to him.

Melinda H. – 6/1/2015

Rob Albin was an amazing loan officer and his ability to not only answer any question I had but do so without delay was truly impressive. The whole experience was fast and easy. I would recommend Rob to any of my friends or family who are purchasing a home.

Jennifer P. -- 5/15/2015

Rob Albin was so professional, friendly and such a pleasure to work with. Five years ago he helped us purchase our first home so we knew we wanted to contact him again to help us with re financing. Once again, his service was exceptional and we were beyond pleased with him and how smooth he made the process. We recommend him to all of our family and friends because he is so wonderful! From start to finish, the process went very smoothly and understandable.

Rhett P. – Bridge City, TX | Apr. 2015

From start to finish, the process went very smoothly and understandable. Rob Albin was so professional, friendly and such a pleasure to work with. Five years ago he helped us purchase our first home so we knew we wanted to contact him again to help us with re financing. Once again, his service was exceptional and we were beyond pleased with him and how smooth he made the process. We recommend him to all of our family and friends because he is so wonderful!

Rhett P. -- 4/14/15

Rob Albin made doing business easy. Him and his team were fast and friendly.

Jill F.

Rob Albin was very prompt with answering questions during the entire process. I would highly recommend him!

Wayne M.

Rob Albin is the best mortgage broker I have ever worked with (and I have worked with several). He is a rock star!

Eric H.

Rob was GREAT!!! He answered every question we had throughout the process.

Lynn K.

Rob interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I\'ve been in the mortgage industry for 16 years. I started in processing and underwriting for the first four years and have been in sales for the past 12 years. The mortgage industry has always been something I\'ve been interested in since graduating from St. Cloud State University. I enjoy the real estate market and have a B.S degree in Finance which has helped me in my career in the mortgage field. I\'ve always been focused on customer service since I first entered the work place and the mortgage business allows me to help people with one of the biggest financial decisions of their life and at the same time make it a stress free experience.
What advice would you give new or first time home buyers?
My advice for first time home buyers would be to complete a budget prior to making an offer on a home. Make sure they include all the expenses that come with owning a home from utilities to factoring in replacing appliances. Ideally you don\'t want to change your lifestyle when it comes to your financing. You also want to have some savings after you purchase your home for any expenses that might come up after you buy your dream home.
What can borrowers do to insure a smooth mortgage underwriting process?
The best way to go through the home buying and mortgage process from start to finish is to have all your ducks in a row before writing a purchase contract. You will want to get pre-approved for your loan before making an offer on a home. You will most likely be asked for income and asset documents such as W2s, pay stubs, and bank statements. Make sure you keep updated documents handy because they are typically only valid for 90 days. Once you have applied for a mortgage try not to obtain any new debt. Lenders will typically get a new credit report prior to closing. You do not want to have to explain any new purchases that might affect your debt to income. If you have larger deposits in your bank accounts make sure you can support where those funds came from. Lenders will want a paper trail of deposits that are non-payroll deposits. Be upfront regarding any credit issues, job changes and anything you think might be important in the home buying process when applying for a new loan, this will help you through the underwriting process and into closing.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I enjoy going on warm winter vacations with my family. My wife, Stephanie, is the travel planner and organizer for our get-a-ways. My son, Grant, and daughter, Julia, love to go swimming. We also enjoy golfing as a family. Golf is my favorite sport since I retired from sports such as softball, football and volleyball. But I still like to play those once in a while.
Tell us something that makes you unique or something wacky, yet interesting about you?
I enjoy sampling microbrews and going on different brewery tours. The hoppier the better.

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