GuaranteedRate - Mortgage Company
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Sammy Iliopoulos

Senior Loan Officer
51 Melcher Street, Offices 121,219, 239, & 245, Boston, MA 02210
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NMLS: 35532
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Everyone was a pleasure to deal with.

Dana W.

Sammy is the best! The whole process from start to finish was made easy thanks to his knowledge and expertise. I will gladly recommend doing business with him and his team anytime.

Jonathan M. | February 2018

I have used Guaranteed Rate specifically Sammy Iliopoulos on all my purchases and refinance transactions over the years and am extremely happy. I plan on continuing to use on any future transactions and recommend to others.

Nicholas N. | March 2018

I do have to say Sammy was a perfect person for me and others. I thank you Sammy for ALL your help and support!

Tara P. | August 2017

My only go-to mortgage provider! Wouldn't bother shopping around for future needs and recommended to everyone I know.

Michael V. | July 2017

I thought Sammy Iliopoulos and his team were fantastic. He was extremely knowledgeable, got me a great rate and made the process seamless from beginning to end. I am going to highly recommend him to anyone I know in the market for a home.

Terry T. | July 2017

Sammy was amazing. I have been in touch with two other companies that asked for the impossible, at the last minute which was a big turnoff. Sammy explained the process and what was need from me. I have heard some nightmare stories about obtaining a loan and this experience was nothing like any stories. I will definitely send people Sammy's way in the near future.

Michael M. | March 2018

My experience of buying my first home was very smooth and successful thanks to Guaranteed Rate. They were thorough, prompt, and a great support system for any needs or questions that I hit them with. I have already strongly recommended them to family and friends due to my pronominal experience! Thank you for helping me in giving my little daughter somewhere nice to grow up and be happy.

Mark G.-Manchester, NH | MAY 2016

Sammy and his team were extremely helpful and always kept us in the loop. He was also able to accommodate our schedule, which meant a lot of evening calls and emails. I also liked the process with using dropbox to provide key loan support documentation. He and his team were also responsive in answering my questions and laying out the next steps in the process. All in all it was a very smooth process.

Mark P. -Everett, MA | APR 2016

The process was quick and easy. Staff knew what they were doing and were kind doing it. I will highly recommend them. It's great to work with a company that treats their clients with respect and class. Thanks again so much.

Adalberto S. -Somerville, MA | MAR 2016

The team, specifically Sammy Iliopoulos, was very responsive and helpful. The process went smooth and was fairly simple to complete. Sammy answered all the questions I had in detail. I would highly recommend others to use Guaranteed Rate.

Jamie R. - Manchester, CT | Jan. 2016

Sammy Iliopoulos was the best! He walked me through the process; I could not have asked for better service. He even contacted me when he was on vacation. A company is measured by the level of service provided by its employees. Sammy is Guaranteed Rate's best asset.I cannot say enough about him. He explained everything ane he would respond timely to all of my requests. Exceptional service! He was easily accessible for follow up questions.Sammy deserves a raise and a promotion. I commend him for...

George A.

Sammy was great to work with! He answered all of my questions and explained the whole process to me. He was easy to reach by phone and email.

Caslynn C. – Boston, MA | Jan. 2015

I had a great experience, thanks to Sammy the process was stress-free!I feel so lucky to have worked with Sammy while purchasing my first home. I had many questions that Sammy answered in a way that I understood. Sammy is professional and pleasure to work with, I knew I was in good hands.

Elizabeth K. --11/11/2014

Sammy was fantastic guiding us through the process at each step. This is the third or fourth time we've used Guaranteed Rate. I don't think we would go elsewhere.

William D. -- Andover, MA. 10/20/2014

Sammy is the best!

Natalya C. -- Charlestown, MA. 9/12/2014

I was very satisfied with Sammy and his hard work! I would definitely use Sammy again!

Michelle L. -- Milton, MA 6/21/2014

"My agent Sammy worked very hard to get me the best rate. He was very knowledgable and took the time to explain everything. His high level of customer service made what is oftentimes a stressful situation far less so."

"Purchase" -- MA. -- 11/2013

"The communication was great, I always knew what was happening with the processing of my loan. I used Guaranteed Rate before on my last refinance and wanted to deal with people I could trust! The electronic process was very easy to use and we had no issues but Sammy was alway available to answers questions or address concerns. Thanks Sammy!"

Thomas C. -- Fairfield,

"Everything went very well, we didn't have to worry. We feel they did all the work, everything flowed smoothly and its great when you deal with a company that really cares. The closing process went very smooth, we've done this before to purchase our first house and again to refinance and it was the best, we were in and out and very efficient. Sammy and the team from Guaranteed rate were the best, they were there every time I had a question and always returned calls promptly and that is why we...

Pamela S. -- Lynn, MA. -- 5/ 2013

Thanks Sammy. I shopped around and you definitely had the best deal. It was great to work with you and your team throughout the process. Everything went smoothly and QUICKLY and everybody was great. We have some friends that have already asked for your information, which I'll gladly pass on. We'll certainly refer anybody else on to you if we come across them, and we'd certainly seek you out in the future for ourselves.

Shawn- 4/28/13

Hey check the great review from Jonathan about Sammy! “Sammy did a good job and I am pleased with the services provided. My overall experience was great and I highly recommend Sammy and Guaranteed Rate! Thanks again Sammy!”

Jonathan H. -- Milton, MA -- 04/2013

The whole team at Guaranteed Rate have been amazing to work with and I will be sure to recommend you to anyone that is looking to refinance.

Kristine L. - North Bethesda, MD 8/2012

About Sammy

As a Senior Loan Officer at Guaranteed Rate, I know purchasing a home can be one of the biggest and most complex transactions you’ll make. Contrary to popular belief, it is possible to purchase a new home or refinance your existing mortgage and still maintain a peace of mind.

Since 2009, I have been a member of Guaranteed Rate’s elite President's Club while ranking among the top 1% of all mortgage originators, nationwide. I attribute my success to three principles: reliability, honesty, and consistency. However, success is rarely achieved alone. Thus, I have my dedicated team to thank. Each and every member of my team is committed to providing you with the best service and securing you the best rate possible for your unique situation.

I specialize in FHA, VA, HARP programs, MassHousing, 203K, conventional, and jumbo loans. In other words, I’m here for all your mortgage needs.

Sammy interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
Responsible lending is key. Typically a customer\'s application may be missing some key factors as how long they plan on keeping the home. This helps decide programs that may be suitable for long or short term.
How long have you been in the mortgage business? What awards have you won?
I have been a part of the elite President's Club at Guaranteed Rate for many years in addition to being a part of Mortgage Executive's TOP 1% in the US for all mortgage companies.
What advice would you give new or first time home buyers?
My advice is to not stick to one program when getting pre-approved. Guidelines change just like rates do. It is important to outline what your long term and short term goals are.
How has the mortgage industry changed since you started, and what would you expect in the future?
The market since I started has changed drastically. In the past you could get approved with just a credit report. Now pre-approvals require an entire process to ensure you are ready to purchase the new home. This helps reduce wasted time for borrowers, agents and mortgage companies.
What are the top 3 misconceptions people have about the home loan process?
Often misconceptions are that the lowest rate always equals to the lowest payment which is not true. Another mistake is that adjustable mortgages are bad because they change all the time which is also not true. Also, people think that they can use an appraisal from the past year.
What can borrowers do to insure a smooth mortgage underwriting process?
Never open any new credit cards or make major purchases. There are many instances that borrowers go furniture shopping which can kill the deal. Avoiding this will help ensure a smooth process.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
I am a board member of the Lionheart Foundation which helps troubled teens, inmates, and single mothers get back on their feet. Since I have come on the board I have helped them get into the social media aspect of raising money and have increased their revenues by 15%.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I love to travel with my wife! We have been to so many places and love to try new foods and meet new people!
Tell us something that makes you unique or something wacky, yet interesting about you?
I love history books! I have read almost every US president's biography. My recent favorite is Adams by David McCullough.

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