GuaranteedRate - Mortgage Company

Sean Knudsen

Vice President of Mortgage Lending
6900 South 900 East Suite 150, Midvale, UT 84047
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NMLS: 265807
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TestimonialsCustomer testimonials Read more

I would definitely use Guaranteed Rate mortgage again. They were really efficient and made it a really nice experience. They were all so nice and friendly, and made it really easy. Thanks so much, and I love my home!

Cheryl B.-Riverton,UT | MAY 2016

It boils down to customer service. I can get a loan from anyone I want. However - the personal care that Sean Knudsen showed me was outstanding - very professional, and very responsive. For example, I seldom ever had to leave a voicemail - he always picked up when I called.

Gary H.-Eagle,ID | MAY 2016

This is my second refinance using Sean Knudsen with Guaranteed Rate and I couldn't be happier with the simplicity. Sean always makes himself readily available for any questions along the way.

Heather W. -Temecula, CA | APR 2016

The loan took a long time to get for reasons outside of guaranteed rate's control, but Sean was beyond fantastic to stick with everything and get the job done. I will recommend Sean to other's seeking a home mortgage 10 times out of 10. Very well done.

Robert B - Orem, UT | Feb. 2016

I can not say enough about Sean and his team at Guaranteed Rate. I am in the United States Navy and have moved 15 times since getting married. Most of the places where we have lived we purchased a home so I am very familiar with the mortgage application process and the mortgage industry in general. We happened upon Guaranteed Rate during move #14 from Omaha, NE to Collierville, TN. My experience with Guaranteed Rate and more specifically Sean Knudsen and his team of professionals was unlike...

Baron R. Part One 10/21/2015

During our first conversation Sean gave me his personal cell phone number and told me that he was available around the clock if I had any questions. A lot of people say that but he meant it. The very few times that I could not get through to Sean, he called me within minutes of my leaving a message. I was and continue to be ASTONISHED at his the level of customer service which is why I immediately called Sean when the Navy cut my orders moving me from Tennessee to Atlanta, Georgia. ...

Baron R. Part Two 10/21/2015

I have worked with Sean Knudsen twice now and I have been extremely impressed with his professionalism and the efficiency in which he does his job. He always helped me to understand the processes we were working through and was very attentive to my needs and to my questions. I felt that he had a sincere empathy for me and was very open and honest in all that he did. I would gladly work with Sean again and would recommend that others do the same.

Jeff S. 10/19/2015

I was introduced to Sean several years ago when my wife and I decided to refinance our first home. Sean was helpful, responsive, patient, and did a great job explaining the process every step of the way. We have worked with him on several occasions since the first time to help us refinance when interest rates were favorable. Our experience with Sean has been extremely positive.

Robert W. 10/14/2015

I’ve compared dozens of lenders while obtaining mortgages on a home refinance and a number of investment properties. For a given interest rate, you simply can’t beat the all-in, low cost at Guaranteed Rate. Of course, price isn’t everything. With Sean Knudsen you get the best of both worlds, an experienced, top-rate loan officer who not only keeps your loan on track from start to close, but who also gets you the best rates in the industry. You can’t go wrong with Sean!

Travis A

Sean is great to work with! He is honest and committed to getting the best loan for your circumstances, even when it is complex. He is very knowledgeable and was able to guide us through some through unique challenges in our circumstances and still got our loan closed on time. I recommend Sean to all of my friends and family!

Justin S

Since first contact, Sean has been extremely helpful in not only helping us get approved for a mortgage loan, but get the best rates possible. We honestly couldn't find anyone that could beat it. Not only that, but Sean has an amazing talent for being able to help first-time home-buyers like us understand all the mortgage jargon and loan terms in a way that makes sense.

Quinten B

I have been very happy with my experiences working with Sean Knudsen and Guaranteed Rate. Both times I have worked with him, he has given me the best rate I could find at the lowest cost. He always responds quickly when I have questions, and has made the home financing and refinancing process easy.

Michael K

Sean has taken care of myself as well as dozens of people that I have refereed to him over the years. I've never had an issue with him not working his tail off to make sure that people are happy. He sets proper expectations up front and follows through. I wholeheartedly recommend him as a loan officer.

Zach B

My wife Brenda and I recently closed on a home in Heber City with Sean. We both appreciated his hard work and willingness to tackle all the details that go into a home loan. He was very knowledgeable and always kept us informed throughout the process. We would absolutely recommend Sean to anyone looking to purchase a new home.

Shane H

I was declined by Wells Fargo and Quicken. Sean got us refinanced and saved us $4,200 per month!

Richard H

Sean has helped me secure mortgages with excellent rates several times, and I simply can’t say enough good things about him. First, I’ll point to his integrity. I’ve called Sean ready to refinance a property only to have him advise me against it. When you are trusting someone else with a decision as important as a 30-year loan, that’s the kind of honesty you need. My most recent loan through Sean was for a new construction. I waited to lock my rate until I was advised that we should be done...

Gregory J

Sean did a great job on my loan. Very professional and informative. I'd highly recommend him as a loan officer. I've used a ton of loan officers and he's definitely the best!


About Sean

I feel that one of the most important things during the loan process is that the customer feels educated and comfortable with the loan they are about to close on. Having worked in the mortgage field for over 13 years I know what needs to be done to ensure that happens. I focus my efforts in educating my borrowers and ensuring that he/she has a positive experience working with my team. Licensed in UT and CA.

Sean interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business since 2002. I was inspired to get into the mortgage industry after watching my father lead a successful career in the same field. I love helping people follow their dream of becoming home owners, whether they are first time homebuyers, buying a vacation house or refinancing. I also specialize in new construction and work with many great builders. This business is my passion and I am always working on perfecting my system to make the mortgage process as smooth as possible.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
There are pros and cons with a fixed rate mortgage versus an adjustable rate mortgage (ARM), especially for first time homebuyers. The low initial cost of adjustable-rate mortgages, or ARMs, can be very tempting to home buyers, yet they carry a degree of uncertainty. Fixed-rate mortgages offer rate and payment security, but they can be more expensive. With the right information, whether it is a refinance or a new home purchase, I can help my customers pick the best mortgage that meets their financial goals.
What part of the home loan process do customers find most difficult and how do you help them through it?
The most common issue I have found during the home loan process is usually when we are gathering the initial documentation. Whether you are a first time home buyer, doing a 203K loan, or buying an investment property, it is always important that you gather all the documentation upfront so that we don\'t have to piece mail the documentation to our underwriter later. During the 10 years I have been in the business I have learned to thoroughly analyze the initial loan application and list all items that will be needed as we move through the loan process. I send an email and tell them over the phone every piece of information that will be needed and help them fully understand the importance of the initial documentation.
What provides you with the most satisfaction in your job as a Loan Officer?
Nothing gives me more satisfaction than being at the closing table for a home buyer as they close on their new home. I love being a part of that interaction and listening as the buyers go through the things that they will do to the home over the next several months. I love to see them walk away from the closing table knowing that everything on the settlement statement was the same as what was quoted to them. I especially enjoy seeing the new home owners receive the keys to their new home.
Tell us something that makes you unique or something wacky, yet interesting about you?
Along with being a mortgage broker, I am an avid snowboarder. I love to get up on the mountain and relieve the stress that I may be feeling at that time. Most of all, I love my two children and if I\'m not at the office I am typically with them finding dirt to roll around in or water to swim in.

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