GuaranteedRate Logo

Tim Perry

VP of Mortgage Lending
320 W. Ohio St, Ste 410, Chicago, IL 60654
Contact Tim
NMLS: 273951
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

I have known Tim for more than 25 years and consider him a close personal friend. However, Tim has not just been a friend to my husband and me, but also a trusted financial adviser with regard to mortgages. Tim has helped us secure financing and re-financing for our home and several investment properties over the years. I would highly recommend Tim for anyone buying or selling their home, or someone looking to invest in the real estate market.

- Lisa Arger

I am a Realtor and I have worked with Tim with many mortgages. If a client asks for a Loan referral I highly recommend Tim. I also have had my family and close friends finance and refinance loans with Tim. He is genuine ...... friendly .......knowledgeable and I wouldn't hesitate to recommend him to anyone looking for a referral.

- Pat Campbell

Worry free mortgage process. Tim is the man!

- Jerry Bernacchi

Tim has handled multiple lending opportunities for me. He has always responded with the best value proposotion for each deal. His knowledge of the marketplace and the types of product for each specific deal structure was extremely helpful. He conducted himself with the highest professional standards and fantastic people that worked with him. He gets the job DONE!! contact me if you wish to hear about his great work.

- Steve Trapp

I have used Tim Several times for My Mortgage needs and have recommended him to both my family and friends with great results every time.

- Jerry Celenza

Tim is extremely knowledgeable in the world of residential mortgages. He and his team have assisted me with refinancing my home and I know that he has found creative solutions for friends of ours. I would highly recommend his services.

- Andrew Koglin

I have known Tim for over 30 years and have done several mortgages with him. Tim is very personal and takes his job very seriously.

- Dan Abezetian

Tim Perry - a stellar individual who really knows how to do his job. Tim's depth of knowledge of the mortgage industry makes him the ideal person to help anyone looking for real estate lending. Beyond his level of professionalism, Tim is a great guy to work with and is extremely committed to his work, making sure his clients are served well - and super personable along the way. Go get your next loan from Tim Perry!

- Christine Kutt

About Tim

With over 23 years in the real estate industry, my experience as both a Licensed Mortgage Originator and a Licensed Real Estate Broker allows me to offer a unique and thorough perspective on your mortgage financing needs.

As a lifetime Park Ridge resident, I have an extensive background in every type of financing. Whether you are buying your first home or adding to your investment property portfolio, I will customize the best mortgage scenario for your situation.

Tim interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I started in the mortgage business in 1993. After buying an investment property, I was intrigued by the mortgage process. I believed I could help people achieve their property ownership dreams. I was right! Over the years, I have had the honor of being a top-producing President’s Club originator for the majority of my career. My passion for helping my customers achieve their long-term property investment goals fuels my success.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
During a meeting with my clients for a pre-approval, we discovered they had some credit challenges that impeded their ability to buy their dream home. After carefully analyzing their credit history, income and spending habits, I advised them on how to improve their credit score in a timely manner. This removed their obstacle from buying the home they really wanted. Once they negotiated for the home, I continued to advise them on when to lock-in the best interest rate, what documents were needed to fully approve their loan and attended their closing to ensure there were no unanswered questions.
What part of the home loan process do customers find most difficult and how do you help them through it?
Mortgages can be confusing. With access to so much information through the Internet, people find it difficult to sort out what is right for them. My team and I are available 24/7 to answer questions and guide our clients through the process. We pride ourselves on customer satisfaction and work mainly on referrals from happy customers. We understand the process can be intimidating. We offer our years of experience and make sure that every part of the lending process is as pleasant and transparent as possible.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in Park Ridge. I went to Madison Grade School (now called Maine Park), Lincoln Junior High, then Maine South. I met a great girl from Maryland and convinced her to come to Park Ridge and marry me. We have three wonderful boys who all grew up in Park Ridge and graduated from Maine South High School. I play golf at the Park Ridge Country Club, where I used to caddie. This is my hometown and this is where I love to live and work.
Tell us something that makes you unique or something wacky, yet interesting about you?
The thing that makes me stand out the most? I am almost 7 feet tall. Other interesting things about me? I like tennis, golf, oil painting and drawing. I am great at Johnny Cash and Elvis karaoke. I am an Eagle Scout and have two Labrador Retrievers.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now