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Timothy Duffy

Mortgage Specialist
173 Technology Drive, Suite 201, Irvine, CA 92618
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NMLS: 1208970
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Tim Duffy and Nicole Dang made our mortgage experience easy and enjoyable. We appreciated their professionalism and quick response time. They absolutely provided us with exceptional service and the "A-Team" were a joy to work with. Thank you, GR!

Cassandra M.- Oneonta, NY | Aug 2017

This is second refinance that I do with Guaranteed Rate, and both have been a very good experience . My loan officer Timothy Duffy always was following every step during the process. Keep up the good work.

Carla G. - Rocklin CA | JUL 2017.

Tim Duffy is amazing.

Bayo G. - Oceanside, NY | JUL 2017

Tim Duffy was absolutely fantastic. My phone was ringing off the hook and I decided to use Tim because of his professional attitude and his straightforward approach. He was very knowledgeable and worked with me regarding questions I had for loan options. I'm already looking for someone to refer to him. I was that happy and satisfied.

William M. - San Jose, CA | JUL 2017

I can't say enough about the excellent customer service that Tim Duffy provides during the loan process! He is very patient and made the loan process pain free. I look forward to working with Tim on other mortgage opportunities in the future!

Karona P. - Kannapolis, NC | MAY 2017

First, I really got the rate that was advertised. Second, I got a super fast, professional and nice service. Everybody in the team was super efficient and nice to speak with and they always wanted to give all information I needed. Seriously, I never had a nice experience like this one when buying a home. I'll spread the word!

Dominique T. - St. Petersburg, FL | APR 2017

Timothy and team were all very professional, friendly and eager to please the customer. Timothy was patient with me and would always take time to receive my calls and explain in detail that made me very comfortable and trusting. Tremendous asset to the company....thanks.

John C. - Gainesville, FL | APR 2017

We really appreciated how quickly Guaranteed Rate was able to process our loan.

Clarence B. - Chino, CA | APR 2017

Tim, Theresa, and the rest of the team have been great through this entire process. They've gone above and beyond in regards to customer service. We will definitely be using you again in the future.

Jacqueline M. - Harrisburg, PA | APR 2017

I am not one to leave reviews as many companies say they believe in a positive customer experience but fall short. In this case everything was great from beginning to the end. When I had a question about anything It was a always taken care of without problems. I would definitely recommend Guaranteed Rate Mortgage. I know I am coming back if I ever need a loan or refinance. Thanks again for making this so easy.

Norman P. - Galt, CA | MAR 2017

Tim Duffy delivered everything he promised when he promised. Everything was done as explained with not oops or surprised. Guarantee Rate demonstrated excellence in executing our financing and closing. True professionals.

Dianne P. - Fayetteville, GA | FEB 2017

Tim Duffy and his team are amazing! They made the process of my refinance flawless and I couldn't be more pleased. A big THANK YOU to Tim, Nicole and Victor.

Kimberly C. - Lawrenceville, GA | DEC 2016

Tim was great!

Nick T. - Huntington Beach, CA | DEC 2016

Timothy Duffy, Michael Yi, and Christie Vo were great to work with. Highly recommend them.

Larry C. - Marina Del Ray, CA | DEC 2016

Timmy, Tammi and Vanessa made the whole loan process wonderful and very fast!!! I've never enjoyed the loan process until this time!!! THANK YOU!!

Jason S. - Yucca Valley, CA | DEC 2016

Timothy Duffy, Michael Yi, and Christine Vo provided outstanding service. They were extremely responsive and went the extra mile to ensure our loan was processed smoothly. Our loan closed early thanks to their efficiency. We will definitely be recommending Guaranteed Rate and Tim Duffy to our friends and family.

Lowell H. - El Dorado Hills, CA | DEC 2016

Professionalism and sincerity

Patricia N. - Randallstown, MD | NOV 2016

Timothy Duffy was extremely helpful with all of our questions. Excellent service!! The electronic process was very convenient and will recommend Timothy and Guaranteed Rate to others. Good job and thank you very, very much!

Tyler C.- Morongo Valley, CA | NOV 2016

This was the easiest loan process I've ever experienced.

Todd M.- Las Vegas, NV | OCT 2016

Tim did a fantastic job. He deserves a raise!

Debra.- Parrish, FL | SEP 2016

Worked with three people: Tim Duffy, Nicole Dang, Kristi Webb.... all were very proficient and detail oriented in every aspect of the transaction. The Guaranteed Rate web site is extremely well done with an easy to use step by step approach. The "secure" portal that provides a "drag and drop" feature for uploading documents assures that privacy is maintained throughout the system. When your talented and dedicated people are matched with state of the art internet technology it is a win/win for...

Howard B.- Adel, IA | AUG 2016

Easy process, through team i worked with and efficient. Walked me through the whole process.

Matt T. - Forest Park, IL | AUG 2016

I have purchased a number of houses and refinanced many times. Timothy Duffy made this refinance incredibly easy and he and his team were beside me from start to finish. I wish your rating went to 1000 or higher so I could rate him at that level.

Hugh M. - Falls Church, VA | AUG 2016

Tim Duffy was recommended to me, so I was content that the assistance would be better than dealing with a stranger. But I was not prepared for the complete and thorough professionalism that is displayed by Mr. Duffy, Nicole Dang,Vincent Lee, and Kristi Webb. This group operates as a well oiled machine that makes your customers feel safe in the knowledge that they do know their job, and will take care of you through the whole process. I have already started sharing the information for Mr. Duffy...

Cheryl C.. - Los Angeles | July 2016

Tim Duffy and the rest of the team at Guaranteed Rate were excellent and fast! They helped me buy my first home!

Robert M. - Tulsa, OK | MAY 2016

The entire process was so whats up easy. Your team made it an easy and stress free experience!

Dan M. - Charlotte, NC | MAY 2016

Tim Duffy was very patient and instrumental in answering all of my questions throughout the loan process. I was somewhat apprehensive in dealing with an on-line company, but I must say that this experience has been the best that I have encountered when it comes to refinancing a mortgage. The team at Guaranteed Rate was very professional and the e-doc signing was easy and efficient! I would highly recommend Tim and his team, and I look forward to doing business with them again in the future!

Karona P. - Charlotte, NC | May 2016

Great job! I felt like we were being taken care of through the process.

Pam B. -GRIMES, IA | APR 2016

Very honest people. The communication was great, very transparent process, very easy.

Dennis W. -Bradenton, FL | APR 2016

Timothy Duffy and his team did great job in refinancing both of our loans. They keep us updated in the process. Tim was very helpful. Their pricing was great. We highly recommend Tim.

Dung N. - Mission View, CA | MAY 2016

Great job! Felt like we were being taken care of through the process.

Bailey P. - Grimes, IA | APR 2016

Very honest people, communication is great, very transparent process, very easy.

Dennis W. - March 30, 2016

Tim Duffy is not just one of the best loan officers I've ever had the pleasure of dealing with, he's also one of the nicest people too. He made me feel like he really cares. His whole team is amazing. My husband & I are so very pleased with Guaranteed Rate. I'm going to refer everyone I know to you.

Marshall F. - OAKLAND, CA | Jan. 2016

Tim and team did a great job.

Donald S. - 1/12/2016

Tim Duffy is not just one of the best loan officers I've ever had the pleasure of dealing with, he's also one of the nicest people too. He made me feel like he really cares. His whole team is amazing. My husband & I are so very pleased with Guaranteed Rate. I'm going to refer everyone I know to you.

Marshall F. - 12/31/2015

Got a great loan and it wasn't easy for GR to do so (Texas Pay Out). Good group working there!

Scott H. - 11/30/2015

Timothy Duffy was very helpful and patient with all my quesstions. We are very thankful!

Jason W. - 12/2/2015

Tim was very helpful and did a great job making sure we were satisfied with everything.

Jon H. - 12/31/2015

About Timothy

Timothy Duffy has been in the industry for 11 years specializing in Jumbo Lending in the Orange County area.

Timothy's clients can expect to develop a personal relationship with him and quick, accurate answers to any specific questions or concerns they may have throughout the loan process. Most of Timýs business is referral based because his past clients and referral partners have full confidence that he will get deals done.

Timothy interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I make sure to listen to the clients needs and custom fit the loan for them.
What advice would you give new or first time home buyers?
The best advice I have for a first time home buyer is to SAVE, SAVE, SAVE!! Most loans requires a down payment. You will need savings for the down payment, closing costs, and escrow setup to get your dream home.
What can borrowers do to insure a smooth mortgage underwriting process?
Providing all requested documents upfront will make for a smooth and easy underwriting process. It may sound difficult upfront but it will eliminate any back and forth in the loan process.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
I am a proud member of the American Legion and the Elks Lodge.
Tell us something that makes you unique or something wacky, yet interesting about you?
I love going to the beach! I can often be found in the ocean surfing.

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