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Tony Cilea

Branch Manager/ Vice President of Mortgage Lending
2 Christensen Ln, Ste 8A, Kennebunk, ME 04043
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NMLS: 211228
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TestimonialsCustomer testimonials Read more

Tony Cilea has a super team there. He is very personable and encouraging of me as a first time buyer. Everyone I contacted was prompt and courteous.

Mary F. | August 2017

Tony is the absolute best! I cannot say enough good things about him. When I started this process as a new home buyer, I had started working with my local bank only to find, when it came time to start the actual application process, that the mortgage representative at my bank had given me incorrect information which changed my payment by approx. $200 per month. This was very significant for me and I was at the point where I thought I would not be able to proceed with my purchase. A friend...

Jennifer W. - 12/15/16

Tony was outstanding throughout the entire process. When I started out the home buying process, I had previously worked with people who were not nearly as knowledgeable, friendly and helpful as Tony was. I will recommend Guaranteed Rate and Tony to anyone I know that is in need of mortgage services.

Jennifer W. - 12/1/16

Tony Cilea was very helpful. We lived in Germany and needed getting a credit report from the USA. He went out of his way to help us get the mortgage so we could buy a house in the USA. He is also very professional.

Kathy L. 7/1/16

One of the most intelligent, responsive, respectful, hard-working and kind loan officers I know. I have worked with him to refinance our own home and with my Real Estate clients. They don't come any better.

Ann L.

I refinanced a few years ago and Tony was extremely efficient and knowledgeable. He made the process nearly painless! (We all know what a headache it can be getting all the paperwork together, etc). I was glad I used Tony and highly recommend him for any real estate needs. He really was on my side.

Barbara B.

My husband and I worked with Tony on the purchase of our very first house. He did an amazing job - keeping us informed on how the process would go and ensuring we knew what information would be needed at each point of the process. He was very responsive to any questions or concerns we had and worked hard to get us the very best based on our financial situation.

Kristen O.

Tony has handled 2 mortgages for me and going on a third. He listens to me, what I need and provides me with options. He has responded to me on nights and weekends and has been nothing but fantastic to work with. I have recommended him to neighbors who have refinanced their homes through Tony. I highly recommend Tony to anyone who is looking to purchase or refi their home. He has always gotten me the best rate available. 

David S.

Tony was very professional and approachable during the entire process from beginning to end. As a first time home buyer and knowing very little of the process, Tony was able to answer all of my questions fully and in a timely manner.

Adam R.

I purchased my first home three years ago and Tony was there to help me through the entire process. He is extremely knowledgeable and was there to answer all of my questions. He patiently guided me through the home buying process and made sure that I understood every aspect of that process. He is a true professional and a great agent.

Mary M.

One of the most intelligent, responsive, respectful, hard-working and kind loan officers I know. I have worked with him to refinance our own home and with my Real Estate clients. They don't come any better.

Ann L.

I refinanced a few years ago and Tony was extremely efficient and knowledgable. He made the process nearly painless! (We all know what a headache it can be getting all the paperwork together, etc). I was glad I used Tony and highly recommend him for any real estate needs. He really was on my side.

Barbara B.

My husband and I worked with Tony on the purchase of our very first house. He did an amazing job - keeping us informed on how the process would go and ensuring we knew what information would be needed at each point of the process. He was very responsive to any questions or concerns we had and worked hard to get us the very best based on our financial situation.

Kristen O.

Tony has handled 2 mortgages for me and going on a third. He listens to me, what I need and provides me with options. He has responded to me on nights and weekends and has been nothing but fantastic to work with. I have recommended him to neighbors who have refinanced their homes through Tony. I highly recommend Tony to anyone who is looking to purchase or refi their home. He has always gotten me the best rate available. 

David S.

Tony was very professional and approachable during the entire process from beginning to end. As a first time home buyer and knowing very little of the process, Tony was able to answer all of my questions fully and in a timely manner

Adam R.

I purchased my first home three years ago and Tony was there to help me through the entire process. He is extremely knowledgeable and was there to answer all of my questions. He patiently guided me through the home buying process and made sure that I understood every aspect of that process. He is a true professional and a great agent.

Mary M.

Great and prompt communication and service. By far some of the best, fastest, and tech-friendly service I've received in this industry.

Scott M. - 11/10/2014

Tony Cilea was a professional throughout the entire process and he made sure everything went smooth from start to closing. Tony would be our main reason for using Guaranteed Rate again in the future.

Mark and Maureen A.

Tony Cilea is fantastic! Tony and his team made this transaction unbelievably easy! This was a tricky situation with it being an investment property and long distance. Tony did not let any obstacle stand in the way of getting this closed. He is very solutions oriented and was able to make this happen. Great service, positive attitude and helpful people!

Aileen F.

About Tony

Tony has over 20 years of experience in real estate finance; the last 8 of which in residential lending. Prior to joining Guaranteed Rate, he held in-house lender positions for two national real estate brokerages in Maine. He has previous careers as a banking and real estate attorney in New York City and VP of a Chicago commercial real estate brokerage. His experience and depth of product knowledge ensures that his clients achieve the most appropriate and creative financing solution. He views careful attention to detail, a commitment to responsiveness and ongoing thorough communication as critical to his process. Tony holds a law degree from Fordham University and undergraduate degrees in Philosophy and Management from Boston College’s Carroll School of Management Honors Program. He resides at Gooch’s Beach in Kennebunk.

Tony interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I've been in residential lending for 8 years. I was previously a real estate and bank lending attorney. When I decided to change careers, I thought to combine the two disciplines.

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