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Tracy Kearney

Vice President of Mortgage Lending
3940 North Ravenswood, Chicago, IL 60613
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NMLS: 1247914
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I would highly recommend Tracy Kearney to friends and clients. Ours was not an easy refi, and she worked tirelessly to get it done for us, all while constantly keeping us informed throughout the process. She is an excellent communicator and a hard worker.

Jason Z. | May 2016

Tracy Kearney was wonderful. Very helpful, professional, and knowledgable. She went above and beyond to make sure everything went smoothly. Thank you again!

Frances Z. | June 2016

Tracy Kearney was AMAZING! From the first day, she made it seem like we were her only clients. I honestly felt like she dedicated 100% of her time to our loan. That level of attention to detail and service is something I've never experienced while financing a home...or anything for that matter. Plus, we had to close within 4 weeks of when we got an offer on our house, and she made it happen!!! So grateful that Tracy was our loan guru. Without her, and her level of specialized attention and...

Kenneth C. | October 2016

Tracy Kearney was absolutely fantastic. Cannot recommend her enough!

Laura D. | May 2017

Tracy Kearney was amazing to work with! She was always on time and there were no surprises during the process. She's one of the best out there.

John C. | December 2016

My wife and I absolutely love Tracy Kearney and her team: Kim Sikes, Sofie Damgren, and Angelica Nieves. Tracy was totally on the ball throughout the entire process and kept us informed as to where our loan was and where it was going next. Heck, she even continued to assist us while she was in another country! My only wish would be that every other company I work with has this level of customer service. We will most definitely be using Guaranteed Rate again in the future!

Nathan S. | June 2017

We just bought our first home a couple of years ago and, as the process was so overwhelming, I hesitated to refinance when I noticed rates going down. After deciding we should not avoid the opportunity to save money through a lower rate just because we were afraid of the process, I asked a few of my friends if they had a person they would recommend to do my refinance which brought me to Tracy. After hearing about what a pleasure it was to work with Tracy and how comfortable she made the...

Megan T - Naperville, IL | Feb. 2016

As a realtor, you never know when a deal may happen. It could be late evening, Saturday afternoon or even Sunday morning. When the momentum is there, it is important to have instant access to your buyer's lender. Tracy Kearney is, without a doubt, one of the finest mortgage bankers in the Chicagoland area. She is readily available and her prompt responses have helped my clients win their dream home more than once! Tracy's easy-going mannerism puts clients at ease, making the experience...

Lisa Finks, Broker, @properties

“Tracy is always at the top of my list when clients ask for a referral to assist them with the financing of their home. I know that when I refer them to Tracy, she will be immediately responsive and will take the time to educate them through every step of the loan process, answering all of their question and walking through the smallest of details! She is extremely knowledgeable, professional and honest in all of her dealings. I feel quite confident that my clients will get terrific expertise...

Carolyn Streett, Dakota Insurance Group

About Tracy

Tracy Kearney graduated from the University of Colorado at Boulder with a degree in Political Science with an emphasis in Economics. After graduating, Tracy was asked to join Congressman Scott McInnis’s staff in Washington D.C. to represent the 3rd Congressional District of Colorado. After serving two successful terms in office, Tracy, returned home to Chicago where she began her career as a Portfolio Manager and Proprietary Trader at the Chicago Board of Trade trading 30-year, 10-year, and 5- year Bond Futures and Options. Tracy’s strong financial background combined with her proven ability to cultivate and retain strong and personal relationships with her clients inspired her to transition her skill-sets and share her talent with the Mortgage Banking industry.

With over 22 years of business and finance management experience servicing clients in government, financial services, banking and not- for-profit industries, Tracy Kearney joined Guaranteed Rate, Inc. with one goal in mind, to help her clients reach their dreams of homeownership, through offering exceptional and custom tailored mortgage financing products equally matched through top-notch, first class service. Tracy strongly believes that the best public service she can provide is to empower people to realize their financial goals, through offering superior guidance, education, and support to her clients in a highly structured and organized way, from beginning to end. It is Tracy’s mission to not only match and meet your expectations, but to surpass and exceed them.

When Tracy is not working with her clients, she is working hard to strengthen her community through board service on Wilmette Public Schools District Board of Education, Youth Connection of Wilmette, The Yellow Tractor Project and her local PTO, to name a few. Her true love though is her husband Joe and their three boys Charlie (13), Will (13), and Joey (11) and their home in Glenview. In her free time, Tracy can be found on the side- lines of many football and baseball fields and wrestling mats, cheering on her children as they play and her husband as he coaches, or on the slopes skiing with friends and 100 plus family members in the Chicagoland area.


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