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Wade Hodges

VP of Mortgage Lending
8871 W. Flamingo Rd, Suite 101, Office C, Las Vegas, NV 89147
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NMLS: 367119
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TestimonialsCustomer testimonials Read more

Wade is the best loan officer I have worked with ever. He was very patient and helped me understand all the scenarios and costs that would be included in the loan. His team is very professional, provided all the disclosures on time and were able to close on the loan. I will definitely work with Wade and Guaranteed rate again.

Aravind V. - Cupertino,CA | SEP 2016

Mr. Wade Hodges my loan officer was highly professional. Well knowledgeable of details of every point of the loan processing stages. He helped my family to own our house. I thank him for his help. Thank you.

Demiss B. -Las Vegas, NV |JUL 2016

This is my second time using Guaranteed Rate. They make it all easy and explain to you how to do it online. I was very satisfied with the team. Thank you Guaranteed Rate for refinancing my home.

Paul A.-San Jose,CA | JUN 2016

Wade and his team were the best! I can't imagine anyone doing a better job.

Carlas A.-Denver,CO | JUN 2016

" Wade as primary loan officer is great and very knowledgeable and the assistant Debra is very good and the other team members are also very professionally driven. I always refer to wade"

Vahan Z. - Las Vegas, NV | Jan. 2016

Wade is still the best in the business. So organized and calm about taking me down the whole process. Would always come back because of him. Wade and his team provided excellent service, communications, and got it done! They made it happen for me on the biggest purchase, my new primary home.

Tin J. – Arcadia, CA | SEP 2015

Wade is amazing!

Lance C. – Henderson, NV | Feb. 2015

Wade really went above and beyond on everything we needed from him to make this loan work.

Andrew M. -- Las Vegas, NV. 9/30/2014

Wade Hodges was absolutely wonderful. He never left me with any questions and answered questions I didn't know I had. He was also very patient. He is awesome. I can't believe how fast everything went especially with the nature of our job history and the fact that we were getting a VA loan. We have already recommended him to other friends who are considering buying a home out here.

Jennifer L. -- Las Vegas, NV 4/15/2014

Working with Wade was great. He made everything so easy for me to understand and read and kept me in touch with all other employees that were involved with my refinance. I give all of you 100 percent! Thank you so much.

Paul A. -- Las Vegas, NV 1/27/2014

Hey check out the amazing review from Lynda about Wade! “Wade was extremely professional! Always keeping us up to date on everything. In fact I have already referred Wade to a friend. Thanks again Wade!”

Lynda S. -- Henderson, NV --03/2013

Everything went very well. Wade Hodges did an outstanding job and went above and beyond for us. Very helpful, patient, and made the whole process and experience very positive for us.

David K. - Las Vegas, NV 8/2012

About Wade

My Banker and Broker License # - 45693

Wade interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business since 2007, first starting out at a brokerage, and then coming to Guaranteed Rate where we have a very wide array of mortgage products available for first-time home buyers, second or vacation homes, and investment property purchase. My biggest joy is educating borrowers and empowering them to take an active role in the selection of appropriate mortgage metrics for their financing - whether than be a first-time home buyer evaluating the difference in interest expense for a 15 year term versus a 30 year term, or a seasoned investor evaluating down-payment and buy-down options relative to return on investment objectives.
Tell us about a mortgage product that consumers may not be aware of?
There is an appropriate mortgage product available for almost every buyer with innumerable down payment and interest rate options. These include the VA $0-down mortgage products for eligible veterans, FHA's 3.5% down-payment product with expanded eligibility guidelines, traditional Conventional financing starting at 5% down-payment, and investment grade mortgages with as little as 10% down-payment requirement. We also provide guidance regarding various refinance opportunities including VA's IRRRL, FHA's streamlined refi, straight conventional refinance, and the latest HARP2 refinance options as well. Our team will provide detailed evaluation, education, and guidance in the selection of the most appropriate mortgage to meet your financing objectives.
What part of the home loan process do customers find most difficult and how do you help them through it?
The most difficult part of the home loan process is the collection of appropriate documentation relative to borrowers income, expenses, assets, and borrowing scenario. To minimize requests for additional documentation later in the process, I provide a list of appropriate documentation and encourage borrowers to provide as much detail as early in the process as is possible. Each step in the mortgage approval process is designed to protect the borrower by making sure that they are not taking on too great a burden, and a clear, concise presentation of borrower\'s financial situation addresses these concerns and keeps the file moving forward to closing!
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
When I am not helping people close loans, I am a volunteer baseball coach at my children\'s high school. I am always available for mortgage consultations in the mornings and most evenings and weekends, but early afternoons I am often on the baseball field teaching young men to play baseball. Just like teaching borrowers about mortgage metrics, I really enjoy seeing the increased confidence and sense of accomplishment from the players after learning new skills!
Tell us something that makes you unique or something wacky, yet interesting about you?
I love being a loan officer. I get to crunch numbers on a calculator everyday, and I get to use or create big, burly MS Excel spreadsheets to perform financial calculations, and I get to evaluate tax returns on a regular basis! I set my own hours and work crazy hours including evenings, weekends, and holidays, and I receive a phone call almost every time I sit down for a meal! And most importantly, I get to help people make decisions regarding the most important purchase they will ever make! The freedom and sense of accomplishment is exhilarating. I can\'t understand why anyone would want to do anything else!

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