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Aaron Garcia

Vice President of Mortgage Lending
1785 E 1450 S, Ste 320, Clearfield, UT 84015
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NMLS: 381431
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TestimonialsCustomer testimonials Read more

Aaron Garcia is awesome. Not only a great loan officer but a great person. Made the process easy and was always available and quickly answered all of my questions. Fantastic experience! Thanks Aaron!

Brandon C. - 10/13/2016

Not only is Aaron extremely helpful and knowledgeable, he is a good trustworthy guy. If you are looking for exceptional service, I would absolutely recommend Aaron Garcia!

A Happy Customer

Aaron is professional, personable, and extremely kind and helpful! I would absolutely recommend all of my friends and family to go to him because of my own experience. While my daughters (ages 3 and 5) were waiting for Aaron and I to go over some questions I had in his office, they started to get a little bored and impatient as young children do. But what does Aaron do? He easily adapted to the situation and pulled out a mini basketball hoop and helped them set it up. Problem fixed! We were...

A Satisfied Customer

The process was easy, everyone helped out, was quick and painless.

Jared F. 04/01/2016

Aaron Garcia is the man - keep him in the company, promote him, give him a fat raise; he's the reason my experience was so positive!

Steven Carroll

About Aaron

I've been in mortgage and real estate for over 12 years. I've worked in almost every position in the mortgage industry but being a loan officer is by far my favorite position.I love helping people achieve their dreams of owning a home. I am also very involved in my community. Many members of my family are in the mortgage industry and have been since I was a kid, it's in my blood. I have an amazing wife and 4 awesome boys. Having all boys is awesome, I love to coach their sports teams and share my other hobbies as passions with them. I was born and raised in Sandy, UT and currently live in Layton, UT.

Aaron interview Q&A

Who is your typical customer and what questions do they typically have?
My typical customer is someone purchasing a new home. Whether its their first home or upgrading due to a growing family their questions are all unique. They want to make sure they are getting the best rate and experience. They also want to know they are truly qualified to avoid the many issues other borrowers, perhaps ones they've experienced before, have had.
What advice would you give new or first time home buyers?
The advice I would give to a first time home buyer is know your numbers. It's important to consider everything that goes into home ownership. Such as, is the property located in a HOA, if so what is the fee and how will that affect my mortgage? Its also important to know how your current debt and monthly obligations may effect your mortgage and what you can qualify for.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Knowing your credit score is important. Your credit score has a big impact on the interest rate you qualify for, which has a impact on what your monthly mortgage payment will be. Also, give the lender as much information upfront as you can think of, that will help with any surprises down the road.
Summary of where you grew up: family, affiliations, college, high school, etc.
I was born in raised in Sandy, UT and went to Alta High School, GO HAWKS! I am the oldest of 4 and have 2 sisters and 1 brother. I have 4 boys of my own and have been married to my beautiful wife for almost 13 years now.

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