GuaranteedRate - Mortgage Company
Apply Now

Al Averell

Vice President of Mortgage Lending
7205 Wrightsville Ave, Suite 110, Wilmington, NC 28403
Contact Al
NMLS: 74888
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Al Averell and his team did an amazing job with everything! Look forward to working with Al again for any future loans. Thank you for all your hard work to make this possible!

John Y.– Wilmington, NC | NOV. 2016

I would strongly recommend Guaranteed Rate to anyone looking to purchase a home. They were the only Lender who was willing to work with me to make sure I could get a loan. Everyone was friendly, considerate, and always available when I had any questions.

Scott T.– Wilmington, NC | MAR 2016

Al and team were amazing, always a phone call away and very quick to everything I needed help with

John A. | JAN 2016

Al and his team were great to work with from the time I just had questions about what price range I should be shopping in up through closing. It was an exceptional experience.

Christian B. – Kure Beach, NC | DEC 2015

Al Averall handled my first mortgage and I would use him again.

Robert M.– Leland, NC | July 2015

Al was FANTASTIC! He was very knowledgeable and helped us a great deal throughout the process!

Nicole C. – Wilmington, NC| Mar. 2015

Al was exceptional. He answered all my questions thoroughly and quickly replied to my emails and voice mails. It was truly a pleasure working with him and his team!

Sabrina D. - Wilmington, NC/ March 2015

Al was great and really informative/helpful!

Robert S. – Carolina Beach, NC | Jan. 2015

Al did an amazing job to help us get our first house. He and his loan department were great. They answered any questions we had and helped us to understand the process and update us as things moved forward.

Matthew G. -- Raleigh, NC 4/14/2014

About Al

I stared in the mortgage business in the late 1980s with the family business. My background in accounting and finance from Fordham University helped me excel in the mortgage and housing industry. I have always loved helping people achieve their dreams. I moved to Wilmington, NC in the early 1990s and it's been home ever since.

Al interview Q&A

Who is your typical customer and what questions do they typically have?
There is no typical customer anymore. I have to ask many questions about their needs, listen then help them choose the best product.
What specific steps do you use to help your customers find the best home loan for them?
How has the mortgage industry changed since you started, and what would you expect in the future?
The internet has made the paper work process much easier. Everything can be done online securely.
What can borrowers do to insure a smooth mortgage underwriting process?
Use my secure online system to upload the documents we discussed needed for a smooth transition from underwriting to closing.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I love fishing and teaching people new to the area and veterans how to catch more!

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Intuitive Loan Finder

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now