GuaranteedRate - Mortgage Company

Alan Ouye

Regional Online Site Leader
173 Technology Drive, Suite 201, Irvine, CA 92618
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NMLS: 104022
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About Alan

Helping people's dreams of homeownership come true is my primary motivation. For most people, purchasing a home is the single largest financial decision of their life. I enjoy being a part of something that affects people's lives so positively and profoundly.

I want my clients to be comfortable with their particular loan product, so I attempt to lay out all of their options. By being honest, open, and transparent throughout the loan process, I'm able to make them feel comfortable every step of the way. When called upon to achieve the impossible and save deals that other lenders could not close, I have consistently come through.

That's why my clients send referral business my way: because they've had a superior customer service experience. I strive to continuously build new relationships while staying connected to my prior clients and referral partners, who I have worked with throughout my career.

My goal with every transaction is to offer the best customer service with low, low rates and low, low costs for my clients. I'm here to help you with Life's Biggest Purchase and investment!

• Alan Ouye - Has been in the mortgage business for more than a decade and has consistently been recognized for his high level of production and superior customer service.

• Now working as a Production Manager has consistently maintained the Top Producing Team month after month funding just over $352,000,000 in 2014 and 2015.

• Alan has found success in the mortgage business for many reasons but most notably for always putting the customer first. His goal is to simplify the mortgage process for his customers and make the home loan process easy to navigate. His team has been trained to thoroughly educate their borrowers throughout the mortgage transaction so they fully understand their options and feel comfortable with their chosen loan program. He also strives to get loans closed quickly and efficiently with funding purchases in as little as 15 days from application to closing.

• Alan graduated from California State University Long Beach with a Bachelor degree in Real Estate Finance. He grew up in Pasadena, CA, and currently resides in Huntington Beach with his wife and three daughters. He is very involved in his community and the surrounding towns, and is a current member of the South Huntington Beach Girls Fast Pitch Softball Board of Directors. Community involvement is a very important part of Alan's personal and professional life. He enjoys helping people in all aspects of life.

Alan interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I take the time to make sure I understand both the customer's short term goals and long term goals with their home. Often times a 30 year fixed is not the best solution for someone looking only to stay in a home for 5 to 6 years. A 7yr or 10yr fixed program could potentially save a borrower several thousands of dollars in interest.
What advice would you give new or first time home buyers?
The best advice I could give to a first time home buyer would be to start the mortgage financing process early. Let me review your income, credit, asset and type of property you might be interested in buying in advance, so I can help you make the best decision. A home is most likely the most expensive purchase of a consumer's life, let's make sure we get everything in order first. I find that most of my clients that work with me early end up saving money long term and make more confident decisions.

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