Amber Arwine

Senior Mortgage Specialist
1806 W Cuyler Ave, Suites 1W, 2E, and 2W, Chicago, IL 60613
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NMLS: 802229
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Amber and her team were a pleasure to work with.

Johannes V. | May 2018

My refinance was the smoothest I've ever done. My entire team was very curious and was always available for questions Thank you Again for being so great, that is why I work here.

Pamela T. | May 2018

Amber Arwine and her team are true home loan experts!

Joe P. - May | 2018

Amber and team did a fantastic job...seamless!

Donald P. | May 2018

Very easy, non stressful experience!

Jessica G. | April 2018

Amber and her team were awesome, they answered every single question I had (and believe me, I had a ton of them) very promptly, either via phone or email. Everyone told me getting a mortgage would be a hassle but you guys made it easy. Thank you very much.

Joseph C.- Bedford, MA | MAY 2016

I was very impressed with how fast, efficient and convenient the entire process was. I did not have to take a day off of work for my closing. The closer came to me in the evening. Amazing!

Juana N. - 10/30/2015

Amber and her team were excellent. My entire experience was smooth and efficient. Love the company and the efficiency. This is how you handle mortgages in the 21st century.

Mark L. - 3/21/2016

I just wanted to send a Thank You out to you entire Team! My experience was very gratifying and nothing like the horror stories that I have heard from my friends about their mortgage process! I am a huge fan of Guaranteed Rate and I have already recommended you to anyone that will listen!

Misty J. - 2/16/2016

My Loan Officer, Amber Arwine, and her team were professional, responsive, accommodating, and very knowledgeable. Overall my experience with Amber and her team was one of the best I've ever had!

Tracy G. - 3/8/2016

Amber and her team were prompt, efficient, professional every step of the way.

Antoinette G. - 3/30/2016

Amber and her team were excellent. My entire experience was smooth and efficient. Love the company and the efficiency. This is how you handle mortgages in the 21st century.

Mark L. - 03/21/2016

Everyone on Amber Arwine's team was very accommodating and always answered my questions in a timely manner. Thanks again Team Amber Arwine for everything!

Susan M. – Saint Petersburg, FL | Dec. 2015

The staff was amazing and truly tried to meet my every request. Amber, Debra Mann (legal) and Monique especially deserve my praise for their hard work. Again, the people made this an absolute pleasure. I will highly recommend you Folks in the future.

Jonathan L. – Rego Park, NY | Sep. 2015

Amber Arwine is exceptional loan officer. She stay on top of the loan process to make sure things are moving well during the loan process.

Le D. – Tomball, TX | AUG 2015

Amber is unbelievably knowledgeable about loan programs, and when my appraisal came in lower than expected she still managed to get me the same deal and save me money. I am still ecstatic at the rate/program I received.

Jodi F. – Peabody, MA | Feb. 2015

Amber Arwine did an outstanding job and I couldn't be happier with her services. She was on point with everything during the loan process and provided me all the information I needed. I was amazed about how fast she would respond to emails. Even my Realtor was impressed. In addition, her whole team did a great job as well. I honestly couldn't be happier with the outcome.I have referred a couple people at work already.

Mathew B. -- Lavernia, TX 10/28/2014

Amber Arwine was terrific! She was responsive, honest, and on top of things! Amber was extremely professional and customer-friendly!

Paul M. -- Chicago, IL 7/17/2014

“I had a great experience. We had great timing throughout the transaction and locked in when rates were at their lowest. My loan officer, Amber Arwine, was pleasant, knowledgeable about the programs and easy to work with. I would definitely recommend Guaranteed Rate to all of my friends and family!”

Christopher N. – Boston, MA – 6/2014

Amber was honest and trustworthy. She was also well prepared and an excellent communicator!

Angel R.

Amber was very thorough and professional.

Koshan A. - January, 2014

“I worked with Amber Arwine at Guaranteed Rate. As a first time home buyer let me just say I was pretty much clueless on how to go about making my dream home happen. Amber took me through the process and made sure I was comfortable the entire time. In a situation where it was hard to tell who was looking out for my best interests, Amber never failed to impress me with how she took what I wanted and made it happen. She was great at assessing the situation and finding solutions to problems before...

Adam S. – Chicago, IL – 2/2014

"Guaranteed Rate was recommended by several people on some of the Real Estate Investment online groups I frequent. I was reluctant to go with non-local lender, but GR gave me far better rates, and ultimately better service, than local brokers I had dealt with previously. Great Service!"

Jeffery H. -- Pelham, NH. -- 11/2013

"Amber was outstanding--she was attentive, honest and knowledgeable--I loved being treated like a client! Once I was able to get all the documents in--we closed very quickly and quite smoothly! Wonderful experience!"

Barbara A. -- Downers Grove, IL. -- 10/14/2013

"Amber was great in reaching out and making sure my questions were answered. I needed more explanations initially on what the documents were, like what they meant and everyone was great talking me through the process. I loved how quick the process was and that they were available to answer questions whenever I needed without having to deal with long lags in time before getting an answer."

Veronica D. -- Chicago, IL. --- 9/24/2013

Amber was very easy to reach and relayed information regarding the loan process in a timely manner.

Sam A. 7/29/2013

Amber went above and beyond, was very thoughtful through the process and went out of her to appeal the appraisal.

Vincent B. 7/10/2013

Amber is tremendous -- knowledgable, responsive, and a balance of "calm" but yet still appropriately urgent.

Kevin K. 7/2/2013

Amber Arwine was very attentive and supportive and helped me facilitate the complicated process from start to finish.

Gary S. 7/1/2013

Amber Arwine is very professional and knowledgeable. We will recommend Amber Arwine to friends and colleagues.

Duane H. 5/13/2013

Everything went really well and my primary contact (Amber Arwine) was supurb.

Louis N. 4/17/2013

"Amber and her staff were very helpful and kept me apprised of every issue immediately, as well as took the time to explain everything and answer all of my questions."

James McG. -- Chicago,IL --- 4/8/2013

“Amber Arwine closed my client's loan seamlessly and quickly. She had 100% communication with our mutual client and me at all times throughout the process. It was great doing business with you Amber! More to come soon!“

Michelle C., Realtor – Chicago, IL – 8/2013

About Amber

Amber Arwine is a Senior Mortgage Specialist that has 5 years of experience in the mortgage industry and has worked in the banking industry since 2007. She has been with Guaranteed Rate since 2012. She has been a member of the President's Club for the past 3 years and in both 2015 & 2016, she was ranked one of the nation's top originators, among the top 500 in Scotsman Guide.

Amber's goal is to simplify the mortgage process for her customers and make the home loan process easy to navigate. She and her team thoroughly educate their borrowers throughout the mortgage transaction. By being honest, open, and transparent throughout the loan process, borrowers feel comfortable every step of the way. Her extensive knowledge in lending guidelines for Conventional, Jumbo, FHA, VA and USDA loans has consistently helped to save deals that other lenders could not close.

Amber grew up in rural Minnesota and attended college at the University of Minnesota. She has an extensive experience in finance with a Bachelor's degree in Merchandising and an MBA-Finance from the Carlson School of Management at the University of Minnesota. She has lived in Chicago since 2012. When not helping people with their home loans, Amber enjoys traveling and spending time with her husband, Bob, and daughter, Ava.

Amber interview Q&A

What advice would you give new or first time home buyers?
I would advise new homebuyers to make sure they are informed. It is one of the largest purchases that we make in our lives. It's also a good idea to establish a budget before starting to look at homes. This way you will know what you can comfortably afford. Often you can qualify for more home than you will feel comforable buying. Knowing and sticking to the budgeted amount will help you in the long run.
What can borrowers do to insure a smooth mortgage underwriting process?
Today's mortgage underwriting process is all about documentation. Keeping this in mind, sending in all the requested documentation on time can make the process go smoother.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I love live music. Mostly local artists and venues. I'm open to any genre, as long as they're good.
Tell us something that makes you unique or something wacky, yet interesting about you?
Along with being a mortgage loan originator, I love to travel. I have traveled all over the US and many countries in Europe and Latin America.

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