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Andrew Tucker

Branch Manager
585 Stewart Avenue, Suite L-90, Garden City, NY 11530
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NMLS: 12451
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Andrew was made the process so easy and always made himself available to answer any questions I had. He and the rest of the team were so responsive and helpful that I would certainly recommend any friends use them in case they are seeking a loan.

Thomas M. – Brooklyn, NY | May. 2015

Andrew Tucker did a great job. He responded incredibly quickly, was always available.

Julian E. - New York, NY / March 2015

I have been working with Andrew for a couple of years now. He helped me refinance my existing property during a time when getting banks to lend was difficult, Andrew was the only person that came through. Now he's helped me secure a great mortgage for purchasing a new house. When my wife and I decided that we were going to purchase a new home no other name came to mind the mortgage. He knows his business and he's a straight shooter which is all you can ask for when you are trying to finance a...

Angelo S.

Andrew completed my loan in a timely manner and allowed me to rely on him for his part of my home buying transaction. He really made me feel like a person, not a number and was direct with what I had to do to achieve "X". I appreciate him for his work and refer him to all of my friends and colleagues.

Aaron E.

We would recommend Andrew in a heartbeat! As first time homebuyers, we were new to the process. Andrew made getting a mortgage easy (something we didn't believe would be possible). Andrew answered all of our questions, was always available by phone or email to walk us through the steps and helped us secure a mortgage in an expedited fashion. We loved working with Andrew and would highly recommend him!

Monica C.

I would recommend Mr. Andrew Tucker in a heartbeat! We contacted him in late January 2013 and what started as a simple informative phone call turned into closing on our house in mid-April 2013. The process was smooth every step of the way and I believe this was due to Andrew's outstanding professionalism and thorough work. From pre-aproval to closing, he is clear and always accessible to explain and clarify how the process works or what needs to be done. He is patient and listened to all our...

Romina G.

Andrew was exceptionally professional and helpful. I felt he was more than a mortgage broker, he was a person who understood our needs and guided us through the process, making it easier for us to understand what was expected of us and what we should expect of the bank. I would recommend Andrew Tucker to anyone in need of financial advise. He is honest, fast and very knowledgeable!


Working with Andrew was simply a pleasure. Throughout the entire process all of Andrew's directions and explanations were clear and concise. Most importantly, he was easy to reach and consistently pleasant to work with. Truly a consummate professional and nice guy, five stars for Andrew Tucker for sure.

Pace Plan

Andrew was our savior! My boyfriend and I were first-time home buyers and found a property that we fell in love with that was a short sale. When shopping for a mortgage we were declined by 2 lenders for 15% down (we wanted to pay PMI to have money to pay for furniture/renovations). We found Andrew through a friend and he was excellent. We had 4 weeks from short sale approval to get the mortgage in place and Andrew was extremely responsive and helpful to get it done. We closed today and are...

Rebecca M.

There is not much to say except that Andrew got the job done. We had worked with a number of lawyers, agents, and banks in buying our first home, and Andrew was the easiest of all to work with. His contribution was critical, he was professional and we are now happy first-time homeowners.

Seth L.

Andrew was fantastic to work with while I was purchasing my first home, in New York City. He always responded quickly and answered all my questions thoroughly -- which was incredibly helpful for a first-time buyer. He secured the mortgage and got to closing very quickly. Andrew was definitely the most efficient and helpful among the agents and lawyers I was working with throughout the process. Highly recommend.

Rachel M.

About Andrew

I started in the mortgage business in 2005 which means I have seen the highs, the lows and everything in between. Along with originating over my 10 year career, I have managed different operational divisions - processing, underwriting and secondary marketing. What does this all mean? It means I have an extensive knowledge of all aspects of the mortgage business and a more informed loan officers means a more educated, more comfortable borrower. I take my time to walk my clients through every step of the mortgage process and I'm available 24/7 for any questions that may arise. I know that buying a home can be the biggest financial decision of my client's lives and I do not take that responsibility lightly. It is the reason clients of mine have worked with me for years and continue to refer me to their friends, family and colleagues. I am from Boston, MA originally but live in TriBeCa now. I went to college in Scotland at the University of St. Andrews, studying Modern History and Art History. Boston sports beat NY any day but I am a season ticket holder for NYCFC (and a huge soccer fan). If I'm not watching a game I'm out on the golf course or SCUBA diving.

Andrew interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
From the very beginning of the process, I collect and review documentation with an underwriter's eye to figure out exactly where my clients stand financially. Once I know what they qualify for I can walk them through the various options depending on their short term vs. long term needs. With my detailed knowledge base, I develop a trust with my clients and they know the pros and cons of every scenario. This all happens well before the actual mortgage process starts. Because of the time I take to go over all the options with my clients, I've had people that chose to use a different bank call me up and refer me to their friends and family.
What advice would you give new or first time home buyers?
First time home buyers are my favorite clients to work with and I love to educate them on the process and let them know the questions they didn't know to ask. When buying your first home it is important not to overextend yourself. Usually it is either a borrower's income or assets (read: down payment amount) that is the limiting factor when it come to qualifying for a loan but sometimes it is helpful to take a maximum monthly payment that the client feels comfortable with and work backwards. I would also recommend to have a decent amount of cash left over after the purchase as being a homeowner can be expensive - you don't want to have to stress over the upkeep for the home. Finally and perhaps most importantly I recommend a first time home buyer to start speaking with a mortgage professional as early in their search as possible. If your income, assets or credit are not where they need to be to get the home you want I can explain what you need to do to be ready when you find your dream home. I have worked with clients for over two years before they even put their first bid on a property.
What part of the home loan process do customers find most difficult and how do you help them through it?
I'd say that most customers find the various document requests the most onerous part of the loan process. While we do our best to avoid it, more often than not borrowers are required to provide documents at a number of different stages in the loan process. One of the legacies of the mortgage crisis is that income, assets and credit are scrutinized like never before. While this has led to some of the best loans being underwritten in the past few years, it means borrowers need to document some things in multiple different ways at multiple times during the loan process. I set expectations upfront for how long the loan process will take and what to do and what not to do (i.e. speak to me before making any other financial decisions like buying a new car or depositing $10,000 in cash from your mattress). As long as there is a constant dialogue and borrowers understand why an underwriter is asking for something that wasn't asked for before (your most recent bank statement shows that $10,000 cash you deposited without telling me) the process can still be smooth. Communication is key and can limit any pain on all sides of the transaction.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
When I am not helping people with their home loans, I am out at a sporting event or on the golf course. Vacations usually include SCUBA diving, skiing or getting lost in a foreign city. I love exploring new restaurants and a great glass of wine.
Tell us something that makes you unique or something wacky, yet interesting about you?
I was at St. Andrews when Will and Kate were there and had classes with them but no - I did not get invited to the royal wedding.

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