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Barbara Miller

Vice President of Mortgage Lending
855 West Broadway, Ste B, Forest Lake, MN 55025
Contact Barbara
NMLS: 329237
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TestimonialsCustomer testimonials Read more

Barb Miller did an excellent job with our loan. She answered all of our questions and went out of her way to make things run as smooth as possible! I've already recommended Barb to friends and family.

James T. – 11/28/2016

Barb and the entire team were great!! Thanks!!

Tyler M. – 11/28/2016

Barb helped make our dream house come true! Thank you

Daniel L. – 7/29/2016

Barb Miller was great to work with. Explained the loan process, keeping me informed during all stages of the process. She put in some really long hours and her hard work and diligence are greatly appreciated. Barb exemplifies integrity and is a great asset to Guaranteed Rate.

June O. – 6/30/2016

Barb Miller was amazing! She is concise, descriptive, and timely. She made our loan process stress free, and clearly answered any and all questions we had. She made our first home purchase memorable. We will be back to Barb and Guaranteed Rate for all our future mortgage needs, and highly recommend to all our friends & family. Thank you!

Megan H. - Saint Louis Park, MN | APR 2016

The process went smooth and easy. Barb dis a great job of moving the process along and communicating what we needed and where we were in the process.

Blake N. - Harris, MN | Jan. 2016

Barb was very helpful and knowledgeable.

Rebecca P.– Robbinsdale, MN | Sep. 2015

Barbara Miller was professional answered questions, and paper work was completed in time and accurate. I will definitely recommend her and the team to anyone I know.

Linda G. – 10/5/2015

Barb was very kind and easy to talk to! Answered all my questions right away!

Refija T. – 9/24/2015

Barb Miller was awesome. She was very nice and helpful. I would recommend her and Guaranteed Rate to anyone.

Jennifer H. – 9/28/2015

Barb was very helpful and knowledgeable. Everything was easy and the company was very accommodating to me.

Rebecca P. – 9/4/2015

Exemplary service, availability, and a delightfully personable demeanor.

Dustin B. – 7/24/2015

Barbara Miller was excellent, and stayed on top of everything that came up. She ensured we had everything we needed, before we needed it. I feel like this process was made easier, and less stressful due to her involvement.

Thomas V. – Brooklyn Center ,MN | June 2015

Barbara Miller was excellent, and stayed on top of everything that came up. She ensured we had everything we needed, before we needed it. I feel like this process was made easier, and less stressful due to her involvement.

Thomas V. -- 6/17/2015

I was very satisfied with my Loan Officer Barbara. She was kind and had a lot of patience to explain the whole process and to answer every question.

Carlos V. -- 5/15/2015

I was very satisfied with my Loan Officer Barbara. She was kind and had a lot of patience to explain the whole process and to answer every question.

Carlos V. -- 5/15/2015

I was overall satisfied with my experience and representatives. Barb Miller was amazing and easy to work with. Thank you all! :)

Shantell K. -- 5/20/2015

Barb Miller, is a Gem. She answered all questions I had and always got back to me quickly. She moved everything along smoothly and systematically. Making this a very pleasant experience! I would highly recommend her to anyone.

Cheryl S. – Danbury, WI | June 2015

Our agent, Barb Miller, was very helpful every step of the way. Answered all our questions whenever we would call. She made everything clear and understandable. The whole process was made very easy.

Albert W.

Barb Miller was very easy to work with and was always available to answer my questions!

Michael F. -- Elk River, MN 8/27/2014

"Barbara was more than accommodating, she really knew her stuff! The way she kept in contact and was always available made the whole process smooth and easy."

David U. -- North Branch, MN. -- 11/2013

Barbara interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business for 7 years. I decided I wanted to help clients fulfill their dreams of home ownership. I was enticed to enter the mortgage industry by my brother who was managing a mortgage company. I enjoy helping people obtain their dreams of being a homeowner whether it is their first experience, buying a 2nd home or refinancing their existing property.
What advice would you give new or first time home buyers?
When you are buying a home for the first time, find a mortgage advisor who understands interest rate movements, tax consequences, and how a mortgage can impact long term financial planning. As you search for the right mortgage professional, confirm they are knowledgeable in their market, available for all of your questions and an expert in the mortgage process.
What can borrowers do to insure a smooth mortgage underwriting process?
To insure a smooth mortgage underwriting process refrain from changing jobs, becoming self-employed or quitting your job. Refrain from buying a new car or other large purchases (furniture, appliances) on credit. Refrain from using credit cards excessively and increasing credit card balances. Refrain from making large deposits into your accounts without checking with your loan officer first. Keep paying your bills on time. Inform your loan officer of any significant changes. Supply all documentation needed for approval on a timely basis. Use funds needed for closing from only the asset accounts that have been used to qualify for your loan.
Summary of where you grew up: family, affiliations, college, high school, etc.
I am originally from the White Bear Lake/Mahtomedi area. I graduated from Mahtomedi High School. After graduation, I pursued my bachelor\'s degree from The College of St Scholastica in Business Management and Finance. My husband and I live in North Branch, MN with our four children who are active in football, hockey, soccer, baseball and dance. They keep us young at heart. I am a board member on the high school booster clubs for Football and Hockey. I am active in our church with the youth activities and mission trips.
Tell us something that makes you unique or something wacky, yet interesting about you?
Along with being a mortgage loan officer, I love playing games with my kids. We try to have game night on Fridays. We try to have at least one meal a day as a family to reconnect. I love spending time with my friends, shopping and I enjoy reading in my spare time.

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